Stock Scorecard
Stock Summary for Home Bancorp Inc (HBCP) - $60.75 as of 12/16/2025 9:12:04 PM EST
Total Score
14 out of 30
Safety Score
37 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for HBCP
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for HBCP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for HBCP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for HBCP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for HBCP (37 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for HBCP
Financial Details for HBCP
Company Overview |
|
|---|---|
| Ticker | HBCP |
| Company Name | Home Bancorp Inc |
| Country | N/A |
| Description | Home Bancorp, Inc. (HBCP), the parent company of Home Bank, is a leading financial institution headquartered in Lafayette, Louisiana, specializing in a comprehensive range of banking services across Louisiana and Mississippi. With a strong commitment to customer-centric solutions, the bank offers an array of products tailored for individuals and businesses, including savings accounts, loans, and investment opportunities. Home Bank is dedicated to fostering long-lasting relationships and supporting community development, which underscores its role as a trusted partner in meeting the financial needs of its clients in the region. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/26/2026 |
Stock Price History |
|
| Last Day Price | 60.75 |
| Price 4 Years Ago | 37.60 |
| Last Day Price Updated | 12/16/2025 9:12:04 PM EST |
| Last Day Volume | 22,383 |
| Average Daily Volume | 22,504 |
| 52-Week High | 60.72 |
| 52-Week Low | 38.93 |
| Last Price to 52 Week Low | 56.05% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 19.28 |
| Sector PE | 27.17 |
| 5-Year Average PE | 9.13 |
| Free Cash Flow Ratio | 2.51 |
| Industry Free Cash Flow Ratio | 5.00 |
| Sector Free Cash Flow Ratio | 49.03 |
| Current Ratio Most Recent Quarter | 0.07 |
| Total Cash Per Share | 24.19 |
| Book Value Per Share Most Recent Quarter | 54.05 |
| Price to Book Ratio | 1.11 |
| Industry Price to Book Ratio | 1.12 |
| Sector Price to Book Ratio | 1.86 |
| Price to Sales Ratio Twelve Trailing Months | 3.24 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.21 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.43 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 7,828,100 |
| Market Capitalization | 475,557,075 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/3/2025 |
| Previous Dividend Amount | 0.2900 |
| Current Dividend Amount | 0.3100 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.14 |
| Trailing Annual Dividend Yield | 1.89% |
| Forward Annual Dividend Rate | 1.24 |
| Forward Annual Dividend Yield | 2.06% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.20% |
| 5-Year Average Dividend Yield | 2.31% |
| 1-Year Dividend Growth Rate Percentage | 12.87% |
| 3-Year Dividend Growth Rate Percentage | 6.77% |
| 5-Year Dividend Growth Rate Percentage | 5.80% |
| All-Time Dividend Growth Rate Percentage | 14.28% |
| Dividend Payout Ratio | 20.32% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 34.70% |
| Annual Earnings Growth | -9.48% |
| Reported EPS 12 Trailing Months | 5.61 |
| Reported EPS Past Year | 4.41 |
| Reported EPS Prior Year | 4.55 |
| Net Income Twelve Trailing Months | 44,324,000 |
| Net Income Past Year | 36,427,000 |
| Net Income Prior Year | 40,240,000 |
| Quarterly Revenue Growth YOY | 12.20% |
| 5-Year Revenue Growth | 11.32% |
| Operating Margin Twelve Trailing Months | 43.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 189,324,000 |
| Total Cash Past Year | 98,548,000 |
| Total Cash Prior Year | 75,831,000 |
| Net Cash Position Most Recent Quarter | 126,105,000 |
| Net Cash Position Past Year | 224,000 |
| Long Term Debt Past Year | 98,324,000 |
| Long Term Debt Prior Year | 102,493,000 |
| Total Debt Most Recent Quarter | 63,219,000 |
| Equity to Debt Ratio Past Year | 0.80 |
| Equity to Debt Ratio Most Recent Quarter | 0.87 |
| Total Stockholder Equity Past Year | 396,088,000 |
| Total Stockholder Equity Prior Year | 367,444,000 |
| Total Stockholder Equity Most Recent Quarter | 423,044,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 42,548,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 5.44 |
| Free Cash Flow Past Year | 44,674,000 |
| Free Cash Flow Prior Year | 39,334,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.46 |
| MACD Signal | 0.97 |
| 20-Day Bollinger Lower Band | 49.74 |
| 20-Day Bollinger Middle Band | 54.91 |
| 20-Day Bollinger Upper Band | 60.08 |
| Beta | 0.60 |
| RSI | 76.45 |
| 50-Day SMA | 50.55 |
| 150-Day SMA | 41.16 |
| 200-Day SMA | 39.83 |
System |
|
| Modified | 12/16/2025 12:31:56 AM EST |