Stock Scorecard
Stock Summary for Home Bancorp Inc (HBCP) - $50.87 as of 5/9/2025 3:19:52 PM EST
Total Score
18 out of 30
Safety Score
59 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for HBCP
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for HBCP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for HBCP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for HBCP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for HBCP (59 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for HBCP
Financial Details for HBCP
Company Overview |
|
|---|---|
| Ticker | HBCP |
| Company Name | Home Bancorp Inc |
| Country | USA |
| Description | Home Bancorp, Inc. is the banking holding company for Home Bank, a National Association offering various banking products and services in Louisiana and Mississippi. The company is headquartered in Lafayette, Louisiana. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/15/2025 |
Stock Price History |
|
| Last Day Price | 50.87 |
| Price 4 Years Ago | 38.03 |
| Last Day Price Updated | 5/9/2025 3:19:52 PM EST |
| Last Day Volume | 11,785 |
| Average Daily Volume | 24,806 |
| 52-Week High | 52.22 |
| 52-Week Low | 34.40 |
| Last Price to 52 Week Low | 47.88% |
Valuation Measures |
|
| Trailing PE | 10.64 |
| Industry PE | 14.77 |
| Sector PE | 18.79 |
| 5-Year Average PE | 13.21 |
| Free Cash Flow Ratio | 3.64 |
| Industry Free Cash Flow Ratio | 8.68 |
| Sector Free Cash Flow Ratio | 25.54 |
| Current Ratio Most Recent Quarter | 0.82 |
| Total Cash Per Share | 13.96 |
| Book Value Per Share Most Recent Quarter | 50.82 |
| Price to Book Ratio | 1.00 |
| Industry Price to Book Ratio | 0.99 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 2.87 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.44 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 7,926,300 |
| Market Capitalization | 403,210,881 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/5/2025 |
| Previous Dividend Amount | 0.2700 |
| Current Dividend Amount | 0.2700 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.05 |
| Trailing Annual Dividend Yield | 2.11% |
| Forward Annual Dividend Rate | 1.08 |
| Forward Annual Dividend Yield | 2.17% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.21% |
| 5-Year Average Dividend Yield | 2.39% |
| 1-Year Dividend Growth Rate Percentage | 6.93% |
| 3-Year Dividend Growth Rate Percentage | 3.41% |
| 5-Year Dividend Growth Rate Percentage | 4.37% |
| All-Time Dividend Growth Rate Percentage | 14.44% |
| Dividend Payout Ratio | 21.97% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 20.20% |
| Annual Earnings Growth | -9.48% |
| Reported EPS 12 Trailing Months | 4.78 |
| Reported EPS Past Year | 1.37 |
| Reported EPS Prior Year | 4.55 |
| Net Income Twelve Trailing Months | 38,192,000 |
| Net Income Past Year | 36,427,000 |
| Net Income Prior Year | 40,240,000 |
| Quarterly Revenue Growth YOY | 9.50% |
| 5-Year Revenue Growth | 12.97% |
| Operating Margin Twelve Trailing Months | 41.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 110,662,000 |
| Total Cash Past Year | 98,548,000 |
| Total Cash Prior Year | 75,831,000 |
| Net Cash Position Most Recent Quarter | 37,351,000 |
| Net Cash Position Past Year | 224,000 |
| Long Term Debt Past Year | 98,324,000 |
| Long Term Debt Prior Year | 102,493,000 |
| Total Debt Most Recent Quarter | 73,311,000 |
| Equity to Debt Ratio Past Year | 0.80 |
| Equity to Debt Ratio Most Recent Quarter | 0.85 |
| Total Stockholder Equity Past Year | 396,088,000 |
| Total Stockholder Equity Prior Year | 367,444,000 |
| Total Stockholder Equity Most Recent Quarter | 402,831,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 44,100,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 5.56 |
| Free Cash Flow Past Year | 44,674,000 |
| Free Cash Flow Prior Year | 39,334,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.67 |
| MACD Signal | 1.31 |
| 20-Day Bollinger Lower Band | 40.36 |
| 20-Day Bollinger Middle Band | 46.33 |
| 20-Day Bollinger Upper Band | 52.30 |
| Beta | 0.55 |
| RSI | 65.43 |
| 50-Day SMA | 43.84 |
| 150-Day SMA | 38.00 |
| 200-Day SMA | 37.42 |
System |
|
| Modified | 5/10/2025 1:28:04 AM EST |