Stock Scorecard
Stock Summary for Guaranty Bancshares Inc (TX) (GNTY) - $40.84 as of 5/9/2025 3:18:12 PM EST
Total Score
18 out of 30
Safety Score
55 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for GNTY
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for GNTY
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for GNTY
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for GNTY
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for GNTY (55 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for GNTY
Financial Details for GNTY
Company Overview |
|
|---|---|
| Ticker | GNTY |
| Company Name | Guaranty Bancshares Inc (TX) |
| Country | USA |
| Description | Guaranty Bancshares, Inc. is the banking holding company for Guaranty Bank & Trust, NA offering a range of consumer and commercial banking products and services to small and medium-sized businesses, professionals, and individuals. The company is headquartered in Addison, Texas. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/14/2025 |
Stock Price History |
|
| Last Day Price | 40.84 |
| Price 4 Years Ago | 34.26 |
| Last Day Price Updated | 5/9/2025 3:18:12 PM EST |
| Last Day Volume | 50,190 |
| Average Daily Volume | 28,481 |
| 52-Week High | 42.68 |
| 52-Week Low | 26.25 |
| Last Price to 52 Week Low | 55.58% |
Valuation Measures |
|
| Trailing PE | 13.67 |
| Industry PE | 14.17 |
| Sector PE | 18.79 |
| 5-Year Average PE | 19.79 |
| Free Cash Flow Ratio | 9.06 |
| Industry Free Cash Flow Ratio | 10.21 |
| Sector Free Cash Flow Ratio | 25.54 |
| Current Ratio Most Recent Quarter | 1.78 |
| Total Cash Per Share | 4.51 |
| Book Value Per Share Most Recent Quarter | 28.64 |
| Price to Book Ratio | 1.37 |
| Industry Price to Book Ratio | 0.98 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 3.60 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.83 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 11,357,000 |
| Market Capitalization | 463,819,880 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/31/2025 |
| Previous Dividend Amount | 0.2400 |
| Current Dividend Amount | 0.2500 |
| Total Years Dividend Increasing | 8 |
| Trailing Annual Dividend Rate | 0.97 |
| Trailing Annual Dividend Yield | 2.38% |
| Forward Annual Dividend Rate | 1.00 |
| Forward Annual Dividend Yield | 2.45% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.79% |
| 5-Year Average Dividend Yield | 2.67% |
| 1-Year Dividend Growth Rate Percentage | 4.17% |
| 3-Year Dividend Growth Rate Percentage | 2.06% |
| 5-Year Dividend Growth Rate Percentage | 5.74% |
| All-Time Dividend Growth Rate Percentage | 9.88% |
| Dividend Payout Ratio | 33.33% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 29.40% |
| Annual Earnings Growth | 4.99% |
| Reported EPS 12 Trailing Months | 2.91 |
| Reported EPS Past Year | 0.75 |
| Reported EPS Prior Year | 2.75 |
| Net Income Twelve Trailing Months | 33,489,000 |
| Net Income Past Year | 31,537,000 |
| Net Income Prior Year | 30,037,000 |
| Quarterly Revenue Growth YOY | 10.20% |
| 5-Year Revenue Growth | 3.82% |
| Operating Margin Twelve Trailing Months | 35.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 51,214,000 |
| Total Cash Past Year | 51,214,000 |
| Total Cash Prior Year | 52,949,000 |
| Net Cash Position Most Recent Quarter | 9,296,000 |
| Net Cash Position Past Year | 9,296,000 |
| Long Term Debt Past Year | 41,918,000 |
| Long Term Debt Prior Year | 185,785,000 |
| Total Debt Most Recent Quarter | 41,918,000 |
| Equity to Debt Ratio Past Year | 0.88 |
| Equity to Debt Ratio Most Recent Quarter | 0.89 |
| Total Stockholder Equity Past Year | 318,498,000 |
| Total Stockholder Equity Prior Year | 303,300,000 |
| Total Stockholder Equity Most Recent Quarter | 325,247,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 17,546,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.54 |
| Free Cash Flow Past Year | 44,106,000 |
| Free Cash Flow Prior Year | 32,428,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.14 |
| MACD Signal | 0.08 |
| 20-Day Bollinger Lower Band | 33.45 |
| 20-Day Bollinger Middle Band | 38.63 |
| 20-Day Bollinger Upper Band | 43.80 |
| Beta | 0.43 |
| RSI | 52.60 |
| 50-Day SMA | 34.94 |
| 150-Day SMA | 31.31 |
| 200-Day SMA | 31.63 |
System |
|
| Modified | 5/10/2025 1:03:05 AM EST |