Stock Scorecard
Stock Summary for Greene County Bancorp Inc (GCBC) - $36.01 as of 10/23/2026 1:18:00 AM EST
Total Score
15 out of 30
Safety Score
50 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for GCBC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for GCBC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for GCBC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for GCBC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for GCBC (50 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for GCBC
Financial Details for GCBC
Company Overview |
|
|---|---|
| Ticker | GCBC |
| Company Name | Greene County Bancorp Inc |
| Country | USA |
| Description | Greene County Bancorp, Inc. is a holding company for The Bank of Greene County providing various financial services. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 36.01 |
| Price 4 Years Ago | 27.31 |
| Last Day Price Updated | 10/23/2026 1:18:00 AM EST |
| Last Day Volume | 46,475 |
| Average Daily Volume | 37,146 |
| 52-Week High | 37.25 |
| 52-Week Low | 21.23 |
| Last Price to 52 Week Low | 69.62% |
Valuation Measures |
|
| Trailing PE | 14.46 |
| Industry PE | 23.19 |
| Sector PE | 24.52 |
| 5-Year Average PE | 24.59 |
| Free Cash Flow Ratio | 50.01 |
| Industry Free Cash Flow Ratio | 12.31 |
| Sector Free Cash Flow Ratio | 41.46 |
| Current Ratio Most Recent Quarter | 0.25 |
| Total Cash Per Share | 0.72 |
| Book Value Per Share Most Recent Quarter | 16.32 |
| Price to Book Ratio | 2.16 |
| Industry Price to Book Ratio | 1.25 |
| Sector Price to Book Ratio | 1.68 |
| Price to Sales Ratio Twelve Trailing Months | 6.50 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.39 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.89 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 17,025,500 |
| Market Capitalization | 613,088,255 |
| Institutional Ownership | 15.73% |
Dividends |
|
| Ex-Dividend Date | 11/13/2026 |
| Previous Dividend Amount | 0.1100 |
| Current Dividend Amount | 0.1100 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.41 |
| Trailing Annual Dividend Yield | 1.14% |
| Forward Annual Dividend Rate | 0.44 |
| Forward Annual Dividend Yield | 1.22% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 1.49% |
| 5-Year Average Dividend Yield | 1.27% |
| 1-Year Dividend Growth Rate Percentage | 10.53% |
| 3-Year Dividend Growth Rate Percentage | 11.14% |
| 5-Year Dividend Growth Rate Percentage | 11.68% |
| All-Time Dividend Growth Rate Percentage | 5.42% |
| Dividend Payout Ratio | 17.15% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 21.50% |
| Annual Earnings Growth | 31.74% |
| Reported EPS 12 Trailing Months | 2.39 |
| Reported EPS Past Year | 0.52 |
| Reported EPS Prior Year | 2.41 |
| Net Income Twelve Trailing Months | 41,022,000 |
| Net Income Past Year | 41,022,000 |
| Net Income Prior Year | 31,138,000 |
| Quarterly Revenue Growth YOY | 19.80% |
| 5-Year Revenue Growth | 16.48% |
| Operating Margin Twelve Trailing Months | 57.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 12,306,000 |
| Total Cash Past Year | 12,306,000 |
| Total Cash Prior Year | 184,503,000 |
| Net Cash Position Most Recent Quarter | -23,839,000 |
| Net Cash Position Past Year | -23,839,000 |
| Long Term Debt Past Year | 36,145,000 |
| Long Term Debt Prior Year | 54,056,000 |
| Total Debt Most Recent Quarter | 36,145,000 |
| Equity to Debt Ratio Past Year | 0.88 |
| Equity to Debt Ratio Most Recent Quarter | 0.88 |
| Total Stockholder Equity Past Year | 277,831,000 |
| Total Stockholder Equity Prior Year | 238,837,000 |
| Total Stockholder Equity Most Recent Quarter | 277,831,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 41,558,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.44 |
| Free Cash Flow Past Year | 41,558,000 |
| Free Cash Flow Prior Year | 27,287,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.47 |
| RSI | 0.00 |
| 50-Day SMA | 26.71 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 26.36 |
System |
|
| Modified | 10/23/2026 1:18:46 AM EST |