Stock Scorecard



Stock Summary for First National Corp (Strasburg VA) (FXNC) - $26.68 as of 5/13/2026 10:01:05 PM EST

Total Score

20 out of 30

Safety Score

51 out of 100

Currently on the following lists
None
Tim's Recommendation
Buy

Growth List Algorithm Criteria for FXNC

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for FXNC

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for FXNC

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for FXNC

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for FXNC (51 out of 100)

Stock Price Rating (Max of 10) 7
Historical Stock Price Rating (Max of 10) 6
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 7
Book Value to Price (Max of 10) 1
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 4
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 2
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for FXNC

New First National (NASDAQ: FXNC) board chair named as company declares dividend 5/14/2026 2:08:00 PM
Earnings jump at First National Corp (NASDAQ: FXNC) as Q1 2026 net income hits $4.9M 5/13/2026 7:39:00 PM
First National Corp (FXNC) furnishes annual shareholder meeting presentation 5/13/2026 1:38:00 PM
First National Corp (FXNC) CEO Scott Harvard gifts 675 common shares 5/7/2026 2:10:00 PM
First National Corporation Reports First Quarter 2026 Earnings 5/2/2026 1:39:00 PM
First National Corporation Reports First Quarter 2026 Earnings 4/30/2026 10:40:00 PM
Earnings jump at First National (NASDAQ: FXNC) with higher Q1 2026 EPS 4/30/2026 4:39:00 PM
First National Corporation Reports First Quarter 2026 Earnings 4/30/2026 8:00:00 AM
First National Corporation Reports First Quarter 2025 Financial Results 4/30/2026 6:39:00 AM
FXNC SEC Filings - First Natl Corp 10-K, 10-Q, 8-K Forms 4/4/2026 12:39:00 PM

Financial Details for FXNC

Company Overview

Ticker FXNC
Company Name First National Corp (Strasburg VA)
Country USA
Description First National Corporation is the banking holding company for First Bank providing a variety of commercial banking services to small and medium-sized businesses, individuals, property, local government entities, and non-profit organizations in Virginia. The company is headquartered in Strasburg, Virginia.
Sector Name FINANCIAL SERVICES
Industry Name BANKS - REGIONAL
Most Recent Quarter 3/31/2026
Next Earnings Date N/A

Stock Price History

Last Day Price 26.68
Price 4 Years Ago 15.34
Last Day Price Updated 5/13/2026 10:01:05 PM EST
Last Day Volume 46,493
Average Daily Volume 92,436
52-Week High 29.85
52-Week Low 17.95
Last Price to 52 Week Low 48.64%

Valuation Measures

Trailing PE 11.72
Industry PE 14.37
Sector PE 57.67
5-Year Average PE 18.41
Free Cash Flow Ratio 10.67
Industry Free Cash Flow Ratio 14.21
Sector Free Cash Flow Ratio 41.41
Current Ratio Most Recent Quarter 362.67
Total Cash Per Share 2.50
Book Value Per Share Most Recent Quarter 20.86
Price to Book Ratio 1.34
Industry Price to Book Ratio 1.15
Sector Price to Book Ratio 2.07
Price to Sales Ratio Twelve Trailing Months 2.77
Industry Price to Sales Ratio Twelve Trailing Months 3.03
Sector Price to Sales Ratio Twelve Trailing Months 4.05
Analyst Buy Ratings 0
Analyst Strong Buy Ratings 0

Share Statistics

Total Shares Outstanding 9,041,000
Market Capitalization 241,213,880
Institutional Ownership 43.09%

Dividends

Ex-Dividend Date 2/27/2026
Previous Dividend Amount 0.1700
Current Dividend Amount 0.1700
Total Years Dividend Increasing 8
Trailing Annual Dividend Rate 0.65
Trailing Annual Dividend Yield 2.44%
Forward Annual Dividend Rate 0.68
Forward Annual Dividend Yield 2.55%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 2.53%
5-Year Average Dividend Yield 2.97%
1-Year Dividend Growth Rate Percentage 7.09%
3-Year Dividend Growth Rate Percentage 3.48%
5-Year Dividend Growth Rate Percentage 4.97%
All-Time Dividend Growth Rate Percentage 3.45%
Dividend Payout Ratio 28.02%

Income Statement

Quarterly Earnings Growth YOY 203.40%
Annual Earnings Growth 154.13%
Reported EPS 12 Trailing Months 2.32
Reported EPS Past Year 0.54
Reported EPS Prior Year 2.11
Net Income Twelve Trailing Months 20,992,000
Net Income Past Year 17,703,000
Net Income Prior Year 6,966,000
Quarterly Revenue Growth YOY 10.90%
5-Year Revenue Growth 22.85%
Operating Margin Twelve Trailing Months 30.50%

Balance Sheet

Total Cash Most Recent Quarter 22,624,000
Total Cash Past Year 160,910,000
Total Cash Prior Year 162,874,000
Net Cash Position Most Recent Quarter -19,967,000
Net Cash Position Past Year 118,319,000
Long Term Debt Past Year 42,591,000
Long Term Debt Prior Year 30,455,000
Total Debt Most Recent Quarter 42,591,000
Equity to Debt Ratio Past Year 0.81
Equity to Debt Ratio Most Recent Quarter 0.82
Total Stockholder Equity Past Year 186,196,000
Total Stockholder Equity Prior Year 166,531,000
Total Stockholder Equity Most Recent Quarter 188,562,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 21,009,000
Free Cash Flow Per Share Twelve Trailing Months 2.32
Free Cash Flow Past Year 21,009,000
Free Cash Flow Prior Year -25,504,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.00
MACD Signal 0.00
20-Day Bollinger Lower Band 0.00
20-Day Bollinger Middle Band 0.00
20-Day Bollinger Upper Band 0.00
Beta 0.44
RSI 0.00
50-Day SMA 20.12
150-Day SMA 0.00
200-Day SMA 18.82

System

Modified 5/13/2026 10:01:52 PM EST