Stock Scorecard
Stock Summary for First National Corp (Strasburg VA) (FXNC) - $22.29 as of 10/29/2025 11:58:12 PM EST
Total Score
13 out of 30
Safety Score
47 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for FXNC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FXNC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FXNC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FXNC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FXNC (47 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 7 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 6 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for FXNC
Financial Details for FXNC
Company Overview |
|
|---|---|
| Ticker | FXNC |
| Company Name | First National Corp (Strasburg VA) |
| Country | USA |
| Description | First National Corporation (FXNC) serves as the holding company for First Bank, providing a wide array of commercial banking services tailored to the diverse needs of small and medium-sized businesses, individuals, local governments, and non-profit organizations primarily in Virginia. Based in Strasburg, Virginia, the company emphasizes personalized financial solutions and cultivates enduring relationships within its community, further strengthening its position as a key player in regional economic development. With a strong commitment to service excellence and a focus on financial stability, First National Corporation is well-positioned to capitalize on growth opportunities within its market. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/30/2025 |
Stock Price History |
|
| Last Day Price | 22.29 |
| Price 4 Years Ago | 20.27 |
| Last Day Price Updated | 10/29/2025 11:58:12 PM EST |
| Last Day Volume | 14,156 |
| Average Daily Volume | 18,665 |
| 52-Week High | 26.42 |
| 52-Week Low | 18.00 |
| Last Price to 52 Week Low | 23.83% |
Valuation Measures |
|
| Trailing PE | 26.54 |
| Industry PE | 16.58 |
| Sector PE | 23.15 |
| 5-Year Average PE | 13.19 |
| Free Cash Flow Ratio | 5.82 |
| Industry Free Cash Flow Ratio | 8.11 |
| Sector Free Cash Flow Ratio | 31.14 |
| Current Ratio Most Recent Quarter | 0.13 |
| Total Cash Per Share | 3.83 |
| Book Value Per Share Most Recent Quarter | 19.30 |
| Price to Book Ratio | 1.16 |
| Industry Price to Book Ratio | 1.11 |
| Sector Price to Book Ratio | 2.28 |
| Price to Sales Ratio Twelve Trailing Months | 2.79 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.02 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.80 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 8,989,100 |
| Market Capitalization | 200,367,039 |
| Institutional Ownership | 41.56% |
Dividends |
|
| Ex-Dividend Date | 8/29/2025 |
| Previous Dividend Amount | 0.1550 |
| Current Dividend Amount | 0.1550 |
| Total Years Dividend Increasing | 7 |
| Trailing Annual Dividend Rate | 0.62 |
| Trailing Annual Dividend Yield | 2.73% |
| Forward Annual Dividend Rate | 0.62 |
| Forward Annual Dividend Yield | 2.73% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.68% |
| 5-Year Average Dividend Yield | 2.90% |
| 1-Year Dividend Growth Rate Percentage | 2.48% |
| 3-Year Dividend Growth Rate Percentage | 1.23% |
| 5-Year Dividend Growth Rate Percentage | 6.61% |
| All-Time Dividend Growth Rate Percentage | 3.36% |
| Dividend Payout Ratio | 73.81% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 44.00% |
| Annual Earnings Growth | -27.62% |
| Reported EPS 12 Trailing Months | 0.84 |
| Reported EPS Past Year | 0.92 |
| Reported EPS Prior Year | 1.95 |
| Net Income Twelve Trailing Months | 7,964,000 |
| Net Income Past Year | 6,966,000 |
| Net Income Prior Year | 9,624,000 |
| Quarterly Revenue Growth YOY | 56.20% |
| 5-Year Revenue Growth | 16.83% |
| Operating Margin Twelve Trailing Months | 33.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 34,435,000 |
| Total Cash Past Year | 162,874,000 |
| Total Cash Prior Year | 87,161,000 |
| Net Cash Position Most Recent Quarter | -20,992,000 |
| Net Cash Position Past Year | 132,419,000 |
| Long Term Debt Past Year | 30,455,000 |
| Long Term Debt Prior Year | 14,276,000 |
| Total Debt Most Recent Quarter | 55,427,000 |
| Equity to Debt Ratio Past Year | 0.85 |
| Equity to Debt Ratio Most Recent Quarter | 0.76 |
| Total Stockholder Equity Past Year | 166,531,000 |
| Total Stockholder Equity Prior Year | 116,271,000 |
| Total Stockholder Equity Most Recent Quarter | 173,532,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -25,725,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -2.86 |
| Free Cash Flow Past Year | -25,504,000 |
| Free Cash Flow Prior Year | 14,524,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.07 |
| MACD Signal | -0.12 |
| 20-Day Bollinger Lower Band | 18.90 |
| 20-Day Bollinger Middle Band | 21.86 |
| 20-Day Bollinger Upper Band | 24.81 |
| Beta | 0.56 |
| RSI | 48.27 |
| 50-Day SMA | 18.26 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 17.96 |
System |
|
| Modified | 10/29/2025 11:58:14 PM EST |