Stock Scorecard
Stock Summary for First National Corp (Strasburg VA) (FXNC) - $24.58 as of 1/7/2026 11:27:22 PM EST
Total Score
14 out of 30
Safety Score
34 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for FXNC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FXNC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FXNC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FXNC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FXNC (34 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for FXNC
Financial Details for FXNC
Company Overview |
|
|---|---|
| Ticker | FXNC |
| Company Name | First National Corp (Strasburg VA) |
| Country | N/A |
| Description | First National Corporation (FXNC), based in Strasburg, Virginia, serves as the parent company of First Bank, offering a wide range of commercial banking services tailored to meet the diverse needs of small and medium-sized enterprises, individuals, local governments, and non-profits within its community. The company is renowned for its dedication to providing personalized financial solutions and fostering robust community relationships, which underpin its reputation as a catalyst for local economic growth. Committed to service excellence and financial stability, First National Corporation is well-positioned to capitalize on emerging growth opportunities and reinforce its competitive edge in the dynamic banking sector. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 24.58 |
| Price 4 Years Ago | 15.44 |
| Last Day Price Updated | 1/7/2026 11:27:22 PM EST |
| Last Day Volume | 34,583 |
| Average Daily Volume | 24,518 |
| 52-Week High | 26.49 |
| 52-Week Low | 17.88 |
| Last Price to 52 Week Low | 37.47% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 21.28 |
| Sector PE | 29.24 |
| 5-Year Average PE | 11.56 |
| Free Cash Flow Ratio | 1.17 |
| Industry Free Cash Flow Ratio | 8.03 |
| Sector Free Cash Flow Ratio | 48.95 |
| Current Ratio Most Recent Quarter | 0.13 |
| Total Cash Per Share | 21.01 |
| Book Value Per Share Most Recent Quarter | 20.11 |
| Price to Book Ratio | 1.26 |
| Industry Price to Book Ratio | 1.17 |
| Sector Price to Book Ratio | 1.87 |
| Price to Sales Ratio Twelve Trailing Months | 2.80 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.31 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.10 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 9,010,800 |
| Market Capitalization | 221,485,464 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/28/2025 |
| Previous Dividend Amount | 0.1550 |
| Current Dividend Amount | 0.1700 |
| Total Years Dividend Increasing | 8 |
| Trailing Annual Dividend Rate | 0.64 |
| Trailing Annual Dividend Yield | 2.58% |
| Forward Annual Dividend Rate | 0.68 |
| Forward Annual Dividend Yield | 2.77% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.72% |
| 5-Year Average Dividend Yield | 2.84% |
| 1-Year Dividend Growth Rate Percentage | 4.96% |
| 3-Year Dividend Growth Rate Percentage | 2.88% |
| 5-Year Dividend Growth Rate Percentage | 7.25% |
| All-Time Dividend Growth Rate Percentage | 3.45% |
| Dividend Payout Ratio | 58.26% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 72.50% |
| Annual Earnings Growth | -27.62% |
| Reported EPS 12 Trailing Months | 1.09 |
| Reported EPS Past Year | 1.50 |
| Reported EPS Prior Year | 1.95 |
| Net Income Twelve Trailing Months | 11,266,000 |
| Net Income Past Year | 6,966,000 |
| Net Income Prior Year | 9,624,000 |
| Quarterly Revenue Growth YOY | 68.50% |
| 5-Year Revenue Growth | 16.83% |
| Operating Margin Twelve Trailing Months | 32.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 189,317,000 |
| Total Cash Past Year | 162,874,000 |
| Total Cash Prior Year | 87,161,000 |
| Net Cash Position Most Recent Quarter | 158,797,000 |
| Net Cash Position Past Year | 132,419,000 |
| Long Term Debt Past Year | 30,455,000 |
| Long Term Debt Prior Year | 14,276,000 |
| Total Debt Most Recent Quarter | 30,520,000 |
| Equity to Debt Ratio Past Year | 0.85 |
| Equity to Debt Ratio Most Recent Quarter | 0.86 |
| Total Stockholder Equity Past Year | 166,531,000 |
| Total Stockholder Equity Prior Year | 116,271,000 |
| Total Stockholder Equity Most Recent Quarter | 181,209,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -23,828,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -2.64 |
| Free Cash Flow Past Year | -25,504,000 |
| Free Cash Flow Prior Year | 14,524,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.12 |
| MACD Signal | 0.26 |
| 20-Day Bollinger Lower Band | 21.15 |
| 20-Day Bollinger Middle Band | 23.71 |
| 20-Day Bollinger Upper Band | 26.27 |
| Beta | 0.51 |
| RSI | 59.77 |
| 50-Day SMA | 18.72 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 18.09 |
System |
|
| Modified | 1/9/2026 11:27:57 PM EST |