Stock Scorecard
Stock Summary for First National Corp (Strasburg VA) (FXNC) - $19.61 as of 5/10/2025 12:26:45 AM EST
Total Score
10 out of 30
Safety Score
39 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for FXNC
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FXNC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FXNC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FXNC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FXNC (39 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 6 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for FXNC
Financial Details for FXNC
Company Overview |
|
|---|---|
| Ticker | FXNC |
| Company Name | First National Corp (Strasburg VA) |
| Country | USA |
| Description | First National Corporation is the banking holding company for First Bank providing a variety of commercial banking services to small and medium-sized businesses, individuals, property, local government entities, and non-profit organizations in Virginia. The company is headquartered in Strasburg, Virginia. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/29/2025 |
Stock Price History |
|
| Last Day Price | 19.61 |
| Price 4 Years Ago | 20.56 |
| Last Day Price Updated | 5/10/2025 12:26:45 AM EST |
| Last Day Volume | 11,812 |
| Average Daily Volume | 20,678 |
| 52-Week High | 26.80 |
| 52-Week Low | 14.31 |
| Last Price to 52 Week Low | 37.04% |
Valuation Measures |
|
| Trailing PE | 29.27 |
| Industry PE | 16.15 |
| Sector PE | 18.79 |
| 5-Year Average PE | 21.24 |
| Free Cash Flow Ratio | 6.43 |
| Industry Free Cash Flow Ratio | 6.75 |
| Sector Free Cash Flow Ratio | 25.54 |
| Current Ratio Most Recent Quarter | 17.75 |
| Total Cash Per Share | 3.05 |
| Book Value Per Share Most Recent Quarter | 18.56 |
| Price to Book Ratio | 1.04 |
| Industry Price to Book Ratio | 1.05 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 3.04 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.02 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 8,986,700 |
| Market Capitalization | 176,229,187 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/28/2025 |
| Previous Dividend Amount | 0.1550 |
| Current Dividend Amount | 0.1550 |
| Total Years Dividend Increasing | 7 |
| Trailing Annual Dividend Rate | 0.61 |
| Trailing Annual Dividend Yield | 3.11% |
| Forward Annual Dividend Rate | 0.62 |
| Forward Annual Dividend Yield | 3.16% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.65% |
| 5-Year Average Dividend Yield | 2.86% |
| 1-Year Dividend Growth Rate Percentage | 2.48% |
| 3-Year Dividend Growth Rate Percentage | 1.23% |
| 5-Year Dividend Growth Rate Percentage | 6.61% |
| All-Time Dividend Growth Rate Percentage | 3.36% |
| Dividend Payout Ratio | 91.04% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -28.30% |
| Annual Earnings Growth | -27.62% |
| Reported EPS 12 Trailing Months | 0.67 |
| Reported EPS Past Year | 0.35 |
| Reported EPS Prior Year | 1.92 |
| Net Income Twelve Trailing Months | 5,355,000 |
| Net Income Past Year | 6,966,000 |
| Net Income Prior Year | 9,624,000 |
| Quarterly Revenue Growth YOY | 116.20% |
| 5-Year Revenue Growth | 9.67% |
| Operating Margin Twelve Trailing Months | 19.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 27,432,000 |
| Total Cash Past Year | 24,916,000 |
| Total Cash Prior Year | 87,161,000 |
| Net Cash Position Most Recent Quarter | -3,023,000 |
| Net Cash Position Past Year | -5,539,000 |
| Long Term Debt Past Year | 30,455,000 |
| Long Term Debt Prior Year | 14,276,000 |
| Total Debt Most Recent Quarter | 30,455,000 |
| Equity to Debt Ratio Past Year | 0.85 |
| Equity to Debt Ratio Most Recent Quarter | 0.85 |
| Total Stockholder Equity Past Year | 166,531,000 |
| Total Stockholder Equity Prior Year | 116,271,000 |
| Total Stockholder Equity Most Recent Quarter | 168,675,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -25,505,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -2.84 |
| Free Cash Flow Past Year | -25,504,000 |
| Free Cash Flow Prior Year | 14,524,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.41 |
| MACD Signal | -0.53 |
| 20-Day Bollinger Lower Band | 17.89 |
| 20-Day Bollinger Middle Band | 22.53 |
| 20-Day Bollinger Upper Band | 27.18 |
| Beta | 0.42 |
| RSI | 44.35 |
| 50-Day SMA | 17.48 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 17.96 |
System |
|
| Modified | 5/10/2025 12:26:48 AM EST |