Stock Scorecard
Stock Summary for First US Bancshares Inc (FUSB) - $12.27 as of 11/21/2024 1:28:43 AM EST
Total Score
22 out of 30
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for FUSB
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FUSB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FUSB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FUSB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FUSB (51 out of 90)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 0 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for FUSB
Financial Details for FUSB
Company Overview |
|
|---|---|
| Ticker | FUSB |
| Company Name | First US Bancshares Inc |
| Country | USA |
| Description | First US Bancshares, Inc. is the banking holding company for First US Bank offering commercial banking products and services. The company is headquartered in Birmingham, Alabama. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/23/2025 |
Stock Price History |
|
| Last Day Price | 12.27 |
| Price 4 Years Ago | 8.46 |
| Last Day Price Updated | 11/21/2024 1:28:43 AM EST |
| Last Day Volume | 159 |
| Average Daily Volume | 6,344 |
| 52-Week High | 12.65 |
| 52-Week Low | 8.58 |
| Last Price to 52 Week Low | 43.01% |
Valuation Measures |
|
| Trailing PE | 8.76 |
| Industry PE | 19.52 |
| Sector PE | 21.40 |
| 5-Year Average PE | 12.50 |
| Free Cash Flow Ratio | 0.85 |
| Industry Free Cash Flow Ratio | 5.68 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 0.52 |
| Total Cash Per Share | 14.40 |
| Book Value Per Share Most Recent Quarter | 17.23 |
| Price to Book Ratio | 0.71 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 1.74 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.44 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 5,715,600 |
| Market Capitalization | 70,130,412 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 9/13/2024 |
| Last Dividend Amount | 0.05 |
| Current Dividend Amount | 0.05 |
| Total Years Dividend Increasing | 2 |
| Trailing Annual Dividend Rate | 0.20 |
| Trailing Annual Dividend Yield | 1.63% |
| Forward Annual Dividend Rate | 0.24 |
| Forward Annual Dividend Yield | 1.99% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.56% |
| 5-Year Average Dividend Yield | 1.36% |
| 1-Year Dividend Growth Rate Percentage | 42.86% |
| 3-Year Dividend Growth Rate Percentage | 29.10% |
| 5-Year Dividend Growth Rate Percentage | 22.09% |
| All-Time Dividend Growth Rate Percentage | 2.97% |
| Dividend Payout Ratio | 14.29% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 9.10% |
| Annual Earnings Growth | 23.62% |
| Reported EPS 12 Trailing Months | 1.40 |
| Reported EPS Past Year | 1.04 |
| Reported EPS Prior Year | 1.34 |
| Net Income Twelve Trailing Months | 8,733,000 |
| Net Income Past Year | 8,485,000 |
| Net Income Prior Year | 6,864,000 |
| Quarterly Revenue Growth YOY | -2.00% |
| 5-Year Revenue Growth | 2.88% |
| Operating Margin Twelve Trailing Months | 0.30 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 82,309,000 |
| Total Cash Past Year | 50,279,000 |
| Total Cash Prior Year | 30,152,000 |
| Net Cash Position Most Recent Quarter | 71,455,000 |
| Net Cash Position Past Year | 39,480,000 |
| Long Term Debt Past Year | 10,799,000 |
| Long Term Debt Prior Year | 10,726,000 |
| Total Debt Most Recent Quarter | 10,854,000 |
| Equity to Debt Ratio Past Year | 0.89 |
| Equity to Debt Ratio Most Recent Quarter | 0.90 |
| Total Stockholder Equity Past Year | 90,593,000 |
| Total Stockholder Equity Prior Year | 85,135,000 |
| Total Stockholder Equity Most Recent Quarter | 98,491,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 5,057,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.88 |
| Free Cash Flow Past Year | 11,603,000 |
| Free Cash Flow Prior Year | 11,267,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.22 |
| MACD Signal | 0.21 |
| 20-Day Bollinger Lower Band | 9.46 |
| 20-Day Bollinger Middle Band | 11.07 |
| 20-Day Bollinger Upper Band | 12.68 |
| Beta | 0.92 |
| RSI | 58.12 |
| 50-Day SMA | 9.36 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 9.50 |
System |
|
| Modified | 11/21/2024 1:28:45 AM EST |