Stock Scorecard
Stock Summary for First US Bancshares Inc (FUSB) - $13.30 as of 12/17/2025 11:33:26 PM EST
Total Score
16 out of 30
Safety Score
50 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for FUSB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FUSB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FUSB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FUSB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FUSB (50 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 0 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for FUSB
Financial Details for FUSB
Company Overview |
|
|---|---|
| Ticker | FUSB |
| Company Name | First US Bancshares Inc |
| Country | USA |
| Description | First US Bancshares, Inc., headquartered in Birmingham, Alabama, is a dynamic bank holding company that operates through its wholly-owned subsidiary, First US Bank. The firm offers a robust suite of commercial banking products and services tailored to the diverse needs of individual and business clients, prioritizing personalized financial solutions and strong community engagement. With a focus on sustainable growth and financial stability, First US Bancshares is well-positioned to capitalize on emerging opportunities in the banking industry, fostering enduring relationships that drive economic development within its regional markets. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/26/2026 |
Stock Price History |
|
| Last Day Price | 13.30 |
| Price 4 Years Ago | 9.77 |
| Last Day Price Updated | 12/17/2025 11:33:26 PM EST |
| Last Day Volume | 6,512 |
| Average Daily Volume | 10,535 |
| 52-Week High | 14.72 |
| 52-Week Low | 10.19 |
| Last Price to 52 Week Low | 30.52% |
Valuation Measures |
|
| Trailing PE | 14.19 |
| Industry PE | 16.71 |
| Sector PE | 20.58 |
| 5-Year Average PE | 11.58 |
| Free Cash Flow Ratio | 1.40 |
| Industry Free Cash Flow Ratio | 4.98 |
| Sector Free Cash Flow Ratio | 44.47 |
| Current Ratio Most Recent Quarter | 0.07 |
| Total Cash Per Share | 9.48 |
| Book Value Per Share Most Recent Quarter | 18.08 |
| Price to Book Ratio | 0.78 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 1.93 |
| Price to Sales Ratio Twelve Trailing Months | 2.11 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.45 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.09 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 5,766,900 |
| Market Capitalization | 76,699,770 |
| Institutional Ownership | 17.55% |
Dividends |
|
| Ex-Dividend Date | 12/12/2025 |
| Previous Dividend Amount | 0.0700 |
| Current Dividend Amount | 0.0700 |
| Total Years Dividend Increasing | 3 |
| Trailing Annual Dividend Rate | 0.28 |
| Trailing Annual Dividend Yield | 1.96% |
| Forward Annual Dividend Rate | 0.28 |
| Forward Annual Dividend Yield | 1.96% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.93% |
| 5-Year Average Dividend Yield | 1.75% |
| 1-Year Dividend Growth Rate Percentage | 27.27% |
| 3-Year Dividend Growth Rate Percentage | 18.32% |
| 5-Year Dividend Growth Rate Percentage | 23.59% |
| All-Time Dividend Growth Rate Percentage | -2.34% |
| Dividend Payout Ratio | 30.11% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -11.10% |
| Annual Earnings Growth | -3.71% |
| Reported EPS 12 Trailing Months | 0.93 |
| Reported EPS Past Year | 0.64 |
| Reported EPS Prior Year | 1.33 |
| Net Income Twelve Trailing Months | 5,577,000 |
| Net Income Past Year | 8,170,000 |
| Net Income Prior Year | 8,485,000 |
| Quarterly Revenue Growth YOY | 0.20% |
| 5-Year Revenue Growth | 4.79% |
| Operating Margin Twelve Trailing Months | 25.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 54,690,000 |
| Total Cash Past Year | 47,216,000 |
| Total Cash Prior Year | 50,279,000 |
| Net Cash Position Most Recent Quarter | 43,763,000 |
| Net Cash Position Past Year | 36,344,000 |
| Long Term Debt Past Year | 10,872,000 |
| Long Term Debt Prior Year | 10,799,000 |
| Total Debt Most Recent Quarter | 10,927,000 |
| Equity to Debt Ratio Past Year | 0.90 |
| Equity to Debt Ratio Most Recent Quarter | 0.91 |
| Total Stockholder Equity Past Year | 98,624,000 |
| Total Stockholder Equity Prior Year | 90,593,000 |
| Total Stockholder Equity Most Recent Quarter | 104,238,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 9,114,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.58 |
| Free Cash Flow Past Year | 5,661,000 |
| Free Cash Flow Prior Year | 11,603,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.30 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 10.11 |
System |
|
| Modified | 12/17/2025 11:34:12 PM EST |