Stock Scorecard
Stock Summary for First United Corporation (FUNC) - $22.20 as of 4/25/2024 1:06:54 AM EST
Total Score
13 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for FUNC
Positive earnings growth | |
P/E ratio less than Industry P/E Ratio | |
P/E ratio less than Sector P/E Ratio | |
P/E ratio that is half the growth rate (or less) | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Positive net income past year and 12 trailing months | |
Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FUNC
Revenue growing by at least 20% average per year over the last 5 years | |
Market Capitalization under 2 billion | |
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FUNC
Declared an ex-dividend date | |
Forward annual dividend rate greater than 2 | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Current ratio most recent quarter greater than 2 |
Bonus Criteria for FUNC
P/E ratio less than five-year Average P/E ratio | |
Last Price to 52 Week Low Ratio Less Than 1 | |
Total Cash Per Share > Last Day Price | |
P/S Ratio < 1 | |
P/B Ratio < 1 |
Latest News for for FUNC
Financial Details for FUNC
Company Overview |
|
---|---|
Ticker | FUNC |
Company Name | First United Corporation |
Country | USA |
Description | First United Corporation is the banking holding company for First United Bank & Trust providing various retail and commercial banking services to businesses and individuals. The company is headquartered in Oakland, Maryland. |
Sector Name | FINANCE |
Industry Name | NATIONAL COMMERCIAL BANKS |
Most Recent Quarter | 12/31/2023 |
Next Earnings Date | 7/22/2024 |
Stock Price History |
|
Last Day Price | 22.20 |
Last Day Price Updated | 4/25/2024 1:06:54 AM EST |
Last Day Volume | 48,647 |
Average Daily Volume | 22,835 |
52-Week High | 23.85 |
52-Week Low | 12.04 |
Last Price to 52 Week Low | 84.39% |
Valuation Measures |
|
Trailing PE | 9.90 |
Industry PE | 13.30 |
Sector PE | 18.60 |
5-Year Average PE | 13.05 |
Free Cash Flow Ratio | 2.96 |
Industry Free Cash Flow Ratio | 7.89 |
Sector Free Cash Flow Ratio | 8.83 |
Current Ratio Most Recent Quarter | 5.81 |
Total Cash Per Share | 7.49 |
Book Value Per Share Most Recent Quarter | 24.38 |
Price to Book Ratio | 0.92 |
Industry Price to Book Ratio | 0.86 |
Sector Price to Book Ratio | 1.71 |
Price to Sales Ratio Twelve Trailing Months | 2.14 |
Industry Price to Sales Ratio Twelve Trailing Months | 2.30 |
Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
Total Shares Outstanding | 6,643,200 |
Market Capitalization | 147,479,040 |
Institutional Ownership | N/A |
Dividends |
|
Ex-Dividend Date | 4/16/2024 |
Last Dividend Amount | 0.20 |
Current Dividend Amount | 0.20 |
Dividend Aristocrat? | False |
Trailing Annual Dividend Rate | 0.80 |
Trailing Annual Dividend Yield | 3.60% |
Forward Annual Dividend Rate | 0.95 |
Forward Annual Dividend Yield | 4.26% |
5-Year Dividend Payments Count | 20 |
3-Year Average Dividend Yield | 3.15% |
5-Year Average Dividend Yield | 2.90% |
1-Year Dividend Growth Rate Percentage | 30.00% |
3-Year Dividend Growth Rate Percentage | 15.97% |
5-Year Dividend Growth Rate Percentage | 18.17% |
All-Time Dividend Growth Rate Percentage | 6.77% |
Dividend Payout Ratio | 35.56% |
Income Statement |
|
Quarterly Earnings Growth YOY | -74.50% |
Annual Earnings Growth | -39.88% |
Reported EPS 12 Trailing Months | 2.25 |
Reported EPS Past Year | 0.56 |
Reported EPS Prior Year | 2.80 |
Net Income Twelve Trailing Months | 15,060,000 |
Net Income Past Year | 15,060,000 |
Net Income Prior Year | 25,048,000 |
Quarterly Revenue Growth YOY | -29.50% |
5-Year Revenue Growth | 5.41% |
Balance Sheet |
|
Total Cash Most Recent Quarter | 49,753,000 |
Total Cash Past Year | 49,753,000 |
Total Cash Prior Year | 74,315,000 |
Net Cash Position Most Recent Quarter | -61,176,000 |
Net Cash Position Past Year | -61,176,000 |
Long Term Debt Past Year | 110,929,000 |
Long Term Debt Prior Year | 30,929,000 |
Total Debt Most Recent Quarter | 110,929,000 |
Equity to Debt Ratio Past Year | 0.59 |
Equity to Debt Ratio Most Recent Quarter | 0.59 |
Total Stockholder Equity Past Year | 161,873,000 |
Total Stockholder Equity Prior Year | 151,793,000 |
Total Stockholder Equity Most Recent Quarter | 161,873,000 |
Options |
|
Put/Call Ratio | 0.00 |
Has Options | False |
Liquidity Rating | None |
Technical Analysis |
|
Yahoo Finance Chart | Yahoo Finance Chart |
MACD | 0.01 |
MACD Signal | 0.06 |
20-Day Bollinger Lower Band | 21.13 |
20-Day Bollinger Middle Band | 22.19 |
20-Day Bollinger Upper Band | 23.24 |
Beta | 0.83 |
RSI | 46.68 |
50-Day SMA | 18.17 |
200-Day SMA | 16.67 |
System |
|
Modified | 4/25/2024 1:06:56 AM EST |