Stock Scorecard
Stock Summary for First Savings Financial Group Inc (FSFG) - $25.59 as of 12/21/2024 12:55:19 AM EST
Total Score
21 out of 30
Safety Score
60 out of 100
Currently on the following lists
Growth Stock List
Tim's Recommendation
Buy
Growth List Algorithm Criteria for FSFG
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FSFG
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FSFG
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FSFG
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FSFG (60 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for FSFG
Financial Details for FSFG
Company Overview |
|
|---|---|
| Ticker | FSFG |
| Company Name | First Savings Financial Group Inc |
| Country | USA |
| Description | First Savings Financial Group, Inc. is a financial holding company for First Savings Bank in Southern Indiana. The company is headquartered in Jeffersonville, Indiana. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTION, FEDERALLY CHARTERED |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/28/2025 |
Stock Price History |
|
| Last Day Price | 25.59 |
| Price 4 Years Ago | 19.50 |
| Last Day Price Updated | 12/21/2024 12:55:19 AM EST |
| Last Day Volume | 50,557 |
| Average Daily Volume | 24,084 |
| 52-Week High | 30.77 |
| 52-Week Low | 14.25 |
| Last Price to 52 Week Low | 79.58% |
Valuation Measures |
|
| Trailing PE | 13.69 |
| Industry PE | 22.98 |
| Sector PE | 20.90 |
| 5-Year Average PE | 8.57 |
| Free Cash Flow Ratio | 3.38 |
| Industry Free Cash Flow Ratio | 2.95 |
| Sector Free Cash Flow Ratio | 10.97 |
| Current Ratio Most Recent Quarter | 0.27 |
| Total Cash Per Share | 7.56 |
| Book Value Per Share Most Recent Quarter | 25.93 |
| Price to Book Ratio | 1.06 |
| Industry Price to Book Ratio | 0.98 |
| Sector Price to Book Ratio | 2.63 |
| Price to Sales Ratio Twelve Trailing Months | 2.77 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.38 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.39 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 6,898,200 |
| Market Capitalization | 176,524,938 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 12/16/2024 |
| Last Dividend Amount | 0.15 |
| Current Dividend Amount | 0.15 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.60 |
| Trailing Annual Dividend Yield | 2.34% |
| Forward Annual Dividend Rate | 0.76 |
| Forward Annual Dividend Yield | 2.98% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.51% |
| 5-Year Average Dividend Yield | 1.90% |
| 1-Year Dividend Growth Rate Percentage | 7.69% |
| 3-Year Dividend Growth Rate Percentage | 15.47% |
| 5-Year Dividend Growth Rate Percentage | 27.29% |
| All-Time Dividend Growth Rate Percentage | 28.88% |
| Dividend Payout Ratio | 30.30% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 75.30% |
| Annual Earnings Growth | 66.32% |
| Reported EPS 12 Trailing Months | 1.98 |
| Reported EPS Past Year | 1.98 |
| Reported EPS Prior Year | 1.18 |
| Net Income Twelve Trailing Months | 13,592,000 |
| Net Income Past Year | 13,592,000 |
| Net Income Prior Year | 8,172,000 |
| Quarterly Revenue Growth YOY | -21.80% |
| 5-Year Revenue Growth | -3.46% |
| Operating Margin Twelve Trailing Months | 0.23 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 52,142,000 |
| Total Cash Past Year | 52,142,000 |
| Total Cash Prior Year | 30,845,000 |
| Net Cash Position Most Recent Quarter | 45,502,000 |
| Net Cash Position Past Year | 45,502,000 |
| Long Term Debt Past Year | 6,640,000 |
| Long Term Debt Prior Year | 55,123,000 |
| Total Debt Most Recent Quarter | 6,640,000 |
| Equity to Debt Ratio Past Year | 0.96 |
| Equity to Debt Ratio Most Recent Quarter | 0.96 |
| Total Stockholder Equity Past Year | 177,115,000 |
| Total Stockholder Equity Prior Year | 150,981,000 |
| Total Stockholder Equity Most Recent Quarter | 177,115,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 90,519,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 13.12 |
| Free Cash Flow Past Year | 90,519,000 |
| Free Cash Flow Prior Year | 29,804,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.06 |
| MACD Signal | 0.38 |
| 20-Day Bollinger Lower Band | 20.55 |
| 20-Day Bollinger Middle Band | 25.51 |
| 20-Day Bollinger Upper Band | 30.47 |
| Beta | 0.72 |
| RSI | 32.16 |
| 50-Day SMA | 18.95 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 19.99 |
System |
|
| Modified | 12/21/2024 12:55:20 AM EST |