Stock Scorecard



Stock Summary for FS Bancorp Inc (FSBW) - $39.82 as of 5/10/2025 12:13:03 AM EST

Total Score

12 out of 30

Safety Score

57 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for FSBW

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for FSBW

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for FSBW

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for FSBW

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for FSBW (57 out of 100)

Stock Price Rating (Max of 10) 8
Historical Stock Price Rating (Max of 10) 8
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 8
Book Value to Price (Max of 10) 2
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 1
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for FSBW

FS Bancorp ( FSBW ) Surpasses Q1 Earnings and Revenue Estimates 4/22/2025 9:40:00 PM
East West Bancorp ( EWBC ) Q1 Earnings and Revenues Beat Estimates 4/22/2025 9:20:00 PM
FS Bancorp, Inc. Reports First Quarter Net Income of $8.0 Million or $1.01 Per Diluted Share and the Forty-Ninth Consecutive Quarterly Cash Dividend 4/22/2025 8:30:00 PM
Westamerica ( WABC ) Surpasses Q1 Earnings and Revenue Estimates 4/17/2025 6:20:00 PM
FS Bancorp, Inc. Authorizes Additional Share Repurchases 4/4/2025 4:00:00 PM
FS Bancorp, Inc. and 1st Security Bank Announce the Promotion of Phillip Whittington to Chief Financial Officer - FS Bancorp ( NASDAQ:FSBW ) 4/1/2025 3:45:00 PM
FS Bancorp, Inc. and 1st Security Bank Announce the Promotion of Phillip Whittington to Chief Financial Officer 4/1/2025 3:45:00 PM
FS Bancorp ( FSBW ) Q4 Earnings and Revenues Lag Estimates 1/21/2025 10:40:00 PM
FS Bancorp, Inc. Reports $7.4 Million of Net Income or $0.92 Per Diluted Share for 2024 and 3.7% Increase in Its Quarterly Dividend 1/21/2025 9:30:00 PM
Why Corvus Pharmaceuticals Shares Are Trading Higher By Around 22%; Here Are 20 Stocks Moving Premarket - AuthID ( NASDAQ:AUID ) , Applied DNA Sciences ( NASDAQ:APDN ) 12/18/2024 9:34:00 AM

Financial Details for FSBW

Company Overview

Ticker FSBW
Company Name FS Bancorp Inc
Country USA
Description FS Bancorp, Inc. is a bank holding company for 1st Security Bank of Washington providing banking and financial services to local families, local and regional businesses, and industry niches. The company is headquartered in Mountlake Terrace, Washington.
Sector Name FINANCE
Industry Name SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
Most Recent Quarter 3/31/2025
Next Earnings Date 7/21/2025

Stock Price History

Last Day Price 39.82
Price 4 Years Ago 30.34
Last Day Price Updated 5/10/2025 12:13:03 AM EST
Last Day Volume 10,072
Average Daily Volume 17,642
52-Week High 48.47
52-Week Low 30.65
Last Price to 52 Week Low 29.92%

Valuation Measures

Trailing PE 9.24
Industry PE 14.77
Sector PE 18.79
5-Year Average PE 14.57
Free Cash Flow Ratio 15.99
Industry Free Cash Flow Ratio 8.68
Sector Free Cash Flow Ratio 25.54
Current Ratio Most Recent Quarter 506.89
Total Cash Per Share 2.49
Book Value Per Share Most Recent Quarter 38.26
Price to Book Ratio 1.04
Industry Price to Book Ratio 0.99
Sector Price to Book Ratio 2.06
Price to Sales Ratio Twelve Trailing Months 2.22
Industry Price to Sales Ratio Twelve Trailing Months 3.44
Sector Price to Sales Ratio Twelve Trailing Months 3.16
Analyst Buy Ratings N/A
Analyst Strong Buy Ratings N/A

Share Statistics

Total Shares Outstanding 7,742,900
Market Capitalization 308,322,278
Institutional Ownership N/A

Dividends

Ex-Dividend Date 5/8/2025
Previous Dividend Amount 0.2800
Current Dividend Amount 0.2800
Total Years Dividend Increasing Dividend Contender - Increasing for 12 Years
Trailing Annual Dividend Rate 1.10
Trailing Annual Dividend Yield 2.76%
Forward Annual Dividend Rate 1.12
Forward Annual Dividend Yield 2.81%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 2.62%
5-Year Average Dividend Yield 2.46%
1-Year Dividend Growth Rate Percentage 5.66%
3-Year Dividend Growth Rate Percentage 2.79%
5-Year Dividend Growth Rate Percentage 19.19%
All-Time Dividend Growth Rate Percentage 24.87%
Dividend Payout Ratio 25.52%

Income Statement

Quarterly Earnings Growth YOY -25.50%
Annual Earnings Growth -2.85%
Reported EPS 12 Trailing Months 4.31
Reported EPS Past Year 0.93
Reported EPS Prior Year 4.44
Net Income Twelve Trailing Months 34,648,000
Net Income Past Year 35,024,000
Net Income Prior Year 36,053,000
Quarterly Revenue Growth YOY -0.90%
5-Year Revenue Growth 9.48%
Operating Margin Twelve Trailing Months 31.10%

Balance Sheet

Total Cash Most Recent Quarter 19,280,000
Total Cash Past Year 33,362,000
Total Cash Prior Year 89,858,000
Net Cash Position Most Recent Quarter -330,120,000
Net Cash Position Past Year -316,038,000
Long Term Debt Past Year 349,400,000
Long Term Debt Prior Year 143,273,000
Total Debt Most Recent Quarter 349,400,000
Equity to Debt Ratio Past Year 0.46
Equity to Debt Ratio Most Recent Quarter 0.46
Total Stockholder Equity Past Year 295,767,000
Total Stockholder Equity Prior Year 264,488,000
Total Stockholder Equity Most Recent Quarter 298,840,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 63,868,000
Free Cash Flow Per Share Twelve Trailing Months 8.25
Free Cash Flow Past Year 49,188,000
Free Cash Flow Prior Year 75,998,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.56
MACD Signal 0.42
20-Day Bollinger Lower Band 35.89
20-Day Bollinger Middle Band 38.57
20-Day Bollinger Upper Band 41.26
Beta 0.71
RSI 60.75
50-Day SMA 33.08
150-Day SMA 0.00
200-Day SMA 32.22

System

Modified 5/10/2025 12:13:50 AM EST