Stock Scorecard



Stock Summary for Franklin Financial Services Corp (FRAF) - $26.00 as of 3/28/2024 12:58:34 AM EST

Total Score

16 out of 29

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for FRAF

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for FRAF

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for FRAF

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for FRAF

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for FRAF

'Make No Mistake': Bear Market Isn't Over And These Stocks Could Lead The Next Plunge, Morgan Stanley Warns 7/20/2022 5:17:00 PM
Inflation May Get Much Worse This Summer-And Could Linger 'Many Years'-Experts Warn 7/4/2022 7:53:00 PM
Cathie Wood Claims Economy Already In A Recession-Warns Inflation And Inventories Pose 'Big Problem' 6/28/2022 1:57:00 PM
Unemployment Will Rise And 'Extreme' Price Pressures Continue As Fed Hikes Risk Recession, S&P Warns 6/27/2022 3:11:00 PM
Could a housing slump threaten the stock market and the entire economy? 6/22/2022 11:29:00 AM
Stock Market Could Crash Another 20% If U.S. Plunges Into Recession-These Industries Are Most At Risk 6/21/2022 7:31:00 PM
'Worst Fears Confirmed' As Fed 'Plays Dangerous Game' With Inflation And Rate Hikes 6/17/2022 5:49:00 PM
Keep calm - there's no recession on the way. These 13 stocks may rise as investors figure this out 5/10/2022 4:15:00 PM
Home Buying Is Becoming 'Unaffordable For Most Americans': Here's What Experts Predict For The Housing Market In 2022 4/26/2022 4:34:00 PM
This Recession Indicator Is Flashing Warning Signs As Fed, War And Oil Threaten Economic Recovery 4/1/2022 7:08:00 PM

Financial Details for FRAF

Company Overview

Ticker FRAF
Company Name Franklin Financial Services Corp
Country USA
Description Franklin Financial Services Corporation is the banking holding company for the Farmers and Merchants Trust Company of Chambersburg providing commercial, retail and trust banking services to small and medium-sized businesses, individuals, government entities, and non-profit organizations in Pennsylvania. The company is headquartered in Chambersburg, Pennsylvania.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 12/31/2023
Next Earnings Date 4/23/2024

Stock Price History

Last Day Price 26.00
Last Day Price Updated 3/28/2024 12:58:34 AM EST
Last Day Volume 1,443
Average Daily Volume 4,007
52-Week High 34.66
52-Week Low 23.24
Last Price to 52 Week Low 11.88%

Valuation Measures

Trailing PE 8.39
Industry PE 12.04
Sector PE 19.12
5-Year Average PE 8.80
Free Cash Flow Ratio 4.84
Industry Free Cash Flow Ratio 3.82
Sector Free Cash Flow Ratio 9.61
Current Ratio Most Recent Quarter 0.18
Total Cash Per Share 5.37
Book Value Per Share Most Recent Quarter 30.23
Price to Book Ratio 0.86
Industry Price to Book Ratio 0.93
Sector Price to Book Ratio 1.76
Price to Sales Ratio Twelve Trailing Months 1.74
Industry Price to Sales Ratio Twelve Trailing Months 2.54
Sector Price to Sales Ratio Twelve Trailing Months 2.81

Share Statistics

Total Shares Outstanding 4,392,100
Market Capitalization 114,194,600
Institutional Ownership N/A

Dividends

Ex-Dividend Date 1/31/2024
Last Dividend Amount 0.32
Current Dividend Amount 0.32
Dividend Aristocrat? False
Trailing Annual Dividend Rate 1.28
Trailing Annual Dividend Yield 4.92%
Forward Annual Dividend Rate 1.31
Forward Annual Dividend Yield 5.03%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 3.79%
5-Year Average Dividend Yield 3.77%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 1.19%
5-Year Dividend Growth Rate Percentage 2.27%
All-Time Dividend Growth Rate Percentage 6.65%
Dividend Payout Ratio 41.29%

Income Statement

Quarterly Earnings Growth YOY -6.20%
Annual Earnings Growth -8.97%
Reported EPS 12 Trailing Months 3.10
Reported EPS Past Year 3.11
Reported EPS Prior Year 3.36
Net Income Twelve Trailing Months 13,598,000
Net Income Past Year 13,598,000
Net Income Prior Year 14,938,000
Quarterly Revenue Growth YOY -2.10%
5-Year Revenue Growth 8.70%

Balance Sheet

Total Cash Most Recent Quarter 23,567,000
Total Cash Past Year 23,567,000
Total Cash Prior Year 65,310,000
Net Cash Position Most Recent Quarter 521,000
Net Cash Position Past Year 521,000
Long Term Debt Past Year 23,046,000
Long Term Debt Prior Year 37,596,000
Total Debt Most Recent Quarter 23,046,000
Equity to Debt Ratio Past Year 0.85
Equity to Debt Ratio Most Recent Quarter 0.85
Total Stockholder Equity Past Year 132,136,000
Total Stockholder Equity Prior Year 114,197,000
Total Stockholder Equity Most Recent Quarter 132,136,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.40
MACD Signal -0.52
20-Day Bollinger Lower Band 24.03
20-Day Bollinger Middle Band 29.61
20-Day Bollinger Upper Band 35.20
Beta 0.41
RSI 46.16
50-Day SMA 28.65
200-Day SMA 27.88

System

Modified 3/28/2024 12:58:36 AM EST