Stock Scorecard



Stock Summary for First Bancorp Inc (ME) (FNLC) - $22.40 as of 4/26/2024 3:14:56 PM EST

Total Score

11 out of 29

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for FNLC

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for FNLC

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for FNLC

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for FNLC

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for FNLC

First Bancorp ( FBNC ) Misses Q1 Earnings and Revenue Estimates 4/24/2024 9:20:00 PM
First Bancorp ( FBP ) Q1 Earnings and Revenues Beat Estimates 4/23/2024 12:15:00 PM
Capital City Bank Q1 Earnings Beat Estimates - First BanCorp ( NYSE:FBP ) , Capital City Bank Group ( NASDAQ:CCBG ) 4/22/2024 5:13:00 PM
Capital City Bank ( CCBG ) Q1 Earnings Beat Estimates 4/22/2024 12:10:00 PM
StockNews.com Initiates Coverage on Republic First Bancorp ( NASDAQ:FRBK ) 4/19/2024 6:14:00 AM
Hilltop Holdings ( HTH ) Beats Q1 Earnings and Revenue Estimates 4/18/2024 9:55:00 PM
Chemung Financial ( CHMG ) Q1 Earnings and Revenues Top Estimates 4/18/2024 9:25:00 PM
Live Oak Bancshares ( LOB ) Reports Next Week: Wall Street Expects Earnings Growth 4/17/2024 2:01:00 PM
Analysts Estimate First Bancorp ( FBP ) to Report a Decline in Earnings: What to Look Out for 4/16/2024 2:00:00 PM
Republic First Bancorp ( NASDAQ:FRBK ) Now Covered by Analysts at StockNews.com 4/11/2024 6:18:00 AM

Financial Details for FNLC

Company Overview

Ticker FNLC
Company Name First Bancorp Inc (ME)
Country USA
Description First Bancorp, Inc. is the holding company of First National Bank offering a range of banking products and services to individual and corporate clients. The company is headquartered in Damariscotta, Maine.
Sector Name FINANCE
Industry Name NATIONAL COMMERCIAL BANKS
Most Recent Quarter 3/31/2024
Next Earnings Date 7/17/2024

Stock Price History

Last Day Price 22.40
Last Day Price Updated 4/26/2024 3:14:56 PM EST
Last Day Volume 15,328
Average Daily Volume 17,502
52-Week High 28.39
52-Week Low 21.27
Last Price to 52 Week Low 5.31%

Valuation Measures

Trailing PE 9.08
Industry PE 13.30
Sector PE 18.60
5-Year Average PE 7.04
Free Cash Flow Ratio 72.26
Industry Free Cash Flow Ratio 7.89
Sector Free Cash Flow Ratio 8.83
Current Ratio Most Recent Quarter 0.05
Total Cash Per Share 0.31
Book Value Per Share Most Recent Quarter 21.80
Price to Book Ratio 1.02
Industry Price to Book Ratio 0.86
Sector Price to Book Ratio 1.71
Price to Sales Ratio Twelve Trailing Months 3.13
Industry Price to Sales Ratio Twelve Trailing Months 2.30
Sector Price to Sales Ratio Twelve Trailing Months 2.70

Share Statistics

Total Shares Outstanding 11,130,900
Market Capitalization 249,332,160
Institutional Ownership N/A

Dividends

Ex-Dividend Date 4/8/2024
Last Dividend Amount 0.35
Current Dividend Amount 0.35
Dividend Aristocrat? False
Trailing Annual Dividend Rate 1.40
Trailing Annual Dividend Yield 6.22%
Forward Annual Dividend Rate 1.46
Forward Annual Dividend Yield 6.46%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 4.44%
5-Year Average Dividend Yield 4.40%
1-Year Dividend Growth Rate Percentage 4.55%
3-Year Dividend Growth Rate Percentage 4.65%
5-Year Dividend Growth Rate Percentage 3.99%
All-Time Dividend Growth Rate Percentage 11.70%
Dividend Payout Ratio 56.45%

Income Statement

Quarterly Earnings Growth YOY -25.00%
Annual Earnings Growth -24.29%
Reported EPS 12 Trailing Months 2.48
Reported EPS Past Year 0.00
Reported EPS Prior Year 2.66
Net Income Twelve Trailing Months 29,518,000
Net Income Past Year 29,518,000
Net Income Prior Year 38,990,000
Quarterly Revenue Growth YOY -7.10%
5-Year Revenue Growth 5.32%

Balance Sheet

Total Cash Most Recent Quarter 3,488,000
Total Cash Past Year 3,488,000
Total Cash Prior Year 3,693,000
Net Cash Position Most Recent Quarter 3,488,000
Net Cash Position Past Year 3,488,000
Long Term Debt Past Year 0
Long Term Debt Prior Year 84,000
Total Debt Most Recent Quarter 0
Equity to Debt Ratio Past Year 1.00
Equity to Debt Ratio Most Recent Quarter 1.00
Total Stockholder Equity Past Year 243,079,000
Total Stockholder Equity Prior Year 228,923,000
Total Stockholder Equity Most Recent Quarter 243,079,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.18
MACD Signal -0.17
20-Day Bollinger Lower Band 20.95
20-Day Bollinger Middle Band 24.42
20-Day Bollinger Upper Band 27.89
Beta 0.53
RSI 45.97
50-Day SMA 23.99
200-Day SMA 24.66

System

Modified 4/25/2024 12:45:21 AM EST