Stock Scorecard
Stock Summary for FinWise Bancorp (FINW) - $14.58 as of 5/9/2025 11:51:03 PM EST
Total Score
14 out of 30
Safety Score
33 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for FINW
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FINW
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FINW
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FINW
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FINW (33 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 1 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for FINW
Financial Details for FINW
Company Overview |
|
|---|---|
| Ticker | FINW |
| Company Name | FinWise Bancorp |
| Country | USA |
| Description | FinWise Bancorp is FinWise Bank's banking holding company that offers various banking services to individual and corporate clients. The company is headquartered in Murray, Utah. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/23/2025 |
Stock Price History |
|
| Last Day Price | 14.58 |
| Price 4 Years Ago | 0.00 |
| Last Day Price Updated | 5/9/2025 11:51:03 PM EST |
| Last Day Volume | 10,490 |
| Average Daily Volume | 23,836 |
| 52-Week High | 20.94 |
| 52-Week Low | 10.02 |
| Last Price to 52 Week Low | 45.51% |
Valuation Measures |
|
| Trailing PE | 15.60 |
| Industry PE | 16.15 |
| Sector PE | 18.79 |
| 5-Year Average PE | 27.15 |
| Free Cash Flow Ratio | 23.52 |
| Industry Free Cash Flow Ratio | 6.75 |
| Sector Free Cash Flow Ratio | 25.54 |
| Current Ratio Most Recent Quarter | 7.17 |
| Total Cash Per Share | 0.62 |
| Book Value Per Share Most Recent Quarter | 13.15 |
| Price to Book Ratio | 1.05 |
| Industry Price to Book Ratio | 1.05 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 2.65 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.02 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 13,216,400 |
| Market Capitalization | 192,695,112 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | -39.60% |
| Annual Earnings Growth | -27.02% |
| Reported EPS 12 Trailing Months | 0.91 |
| Reported EPS Past Year | 0.23 |
| Reported EPS Prior Year | 0.94 |
| Net Income Twelve Trailing Months | 12,616,000 |
| Net Income Past Year | 12,742,000 |
| Net Income Prior Year | 17,460,000 |
| Quarterly Revenue Growth YOY | -0.40% |
| 5-Year Revenue Growth | 15.61% |
| Operating Margin Twelve Trailing Months | 21.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 8,155,000 |
| Total Cash Past Year | 106,062,000 |
| Total Cash Prior Year | 116,975,000 |
| Net Cash Position Most Recent Quarter | 8,091,000 |
| Net Cash Position Past Year | 105,998,000 |
| Long Term Debt Past Year | 64,000 |
| Long Term Debt Prior Year | 190,000 |
| Total Debt Most Recent Quarter | 64,000 |
| Equity to Debt Ratio Past Year | 1.00 |
| Equity to Debt Ratio Most Recent Quarter | 1.00 |
| Total Stockholder Equity Past Year | 173,720,000 |
| Total Stockholder Equity Prior Year | 155,056,000 |
| Total Stockholder Equity Most Recent Quarter | 177,361,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -857,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -0.06 |
| Free Cash Flow Past Year | -19,886,000 |
| Free Cash Flow Prior Year | 4,807,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.54 |
| MACD Signal | -0.53 |
| 20-Day Bollinger Lower Band | 12.86 |
| 20-Day Bollinger Middle Band | 16.84 |
| 20-Day Bollinger Upper Band | 20.83 |
| Beta | 0.85 |
| RSI | 43.49 |
| 50-Day SMA | 11.61 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 5/9/2025 11:51:04 PM EST |