Stock Scorecard



Stock Summary for First Interstate BancSystem Inc (FIBK) - $29.68 as of 11/18/2025 9:59:51 AM EST

Total Score

17 out of 30

Safety Score

67 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for FIBK

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for FIBK

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for FIBK

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for FIBK

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for FIBK (67 out of 100)

Stock Price Rating (Max of 10) 7
Historical Stock Price Rating (Max of 10) 8
Stock Price Trend (Max of 10) 0
Book Value (Max of 10) 8
Book Value to Price (Max of 10) 8
Analyst Buy Ratings (Max of 5) 3
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 8
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 6
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for FIBK

HOLDCO ASSET MANAGEMENT RELEASES PRESENTATION TO FIRST INTERSTATE BANCSYSTEM, INC. - First Interstate BancSys ( NASDAQ:FIBK ) 11/6/2025 1:55:00 PM
Montana Bank Insider Sells $225,000 in Shares Amid Stable Outlook 11/3/2025 2:21:00 PM
First Interstate BancSystem ( FIBK ) Q3 Earnings Beat Estimates 10/29/2025 10:05:00 PM
Independent Bank ( IBCP ) Beats Q3 Earnings Estimates 10/28/2025 1:05:00 PM
Civista Bancshares ( CIVB ) Q3 Earnings and Revenues Surpass Estimates 10/23/2025 12:15:00 PM
Old National Bancorp ( ONB ) Q3 Earnings and Revenues Beat Estimates 10/22/2025 12:15:00 PM
Are Options Traders Betting on a Big Move in First Interstate BancSystem Stock? 9/25/2025 5:29:00 PM
First Interstate Q2 EPS Jumps 19% 7/30/2025 8:43:00 PM
First Interstate ( FIBK ) Q2 2025 Earnings Call 7/30/2025 3:55:00 PM
First Interstate BancSystem ( FIBK ) Q2 Earnings Top Estimates 7/29/2025 9:35:00 PM

Financial Details for FIBK

Company Overview

Ticker FIBK
Company Name First Interstate BancSystem Inc
Country USA
Description First Interstate BancSystem, Inc. (FIBK) is a prominent banking holding company based in Billings, Montana, with its main subsidiary, First Interstate Bank, providing a diverse range of financial services to clients throughout the Western United States. The company prioritizes personalized customer engagement and community-oriented initiatives, reinforcing its commitment to regional economic development. By concentrating on financial stability and strategically expanding its market presence, First Interstate leverages technological innovations to enhance service delivery and operational efficiency. This proactive approach positions First Interstate as a resilient and competitive player in the dynamic banking sector.
Sector Name FINANCIAL SERVICES
Industry Name BANKS - REGIONAL
Most Recent Quarter 9/30/2025
Next Earnings Date 1/29/2026

Stock Price History

Last Day Price 29.68
Price 4 Years Ago 32.02
Last Day Price Updated 11/18/2025 9:59:51 AM EST
Last Day Volume 631,222
Average Daily Volume 851,711
52-Week High 34.53
52-Week Low 21.87
Last Price to 52 Week Low 35.71%

Valuation Measures

Trailing PE 13.22
Industry PE 17.17
Sector PE 23.26
5-Year Average PE 12.16
Free Cash Flow Ratio 2.11
Industry Free Cash Flow Ratio 11.12
Sector Free Cash Flow Ratio 32.45
Current Ratio Most Recent Quarter 0.07
Total Cash Per Share 14.08
Book Value Per Share Most Recent Quarter 33.17
Price to Book Ratio 0.93
Industry Price to Book Ratio 1.10
Sector Price to Book Ratio 1.97
Price to Sales Ratio Twelve Trailing Months 3.39
Industry Price to Sales Ratio Twelve Trailing Months 2.99
Sector Price to Sales Ratio Twelve Trailing Months 3.74
Analyst Buy Ratings 2
Analyst Strong Buy Ratings 2

Share Statistics

Total Shares Outstanding 102,891,000
Market Capitalization 3,053,804,880
Institutional Ownership 89.17%

Dividends

Ex-Dividend Date 11/10/2025
Previous Dividend Amount 0.4700
Current Dividend Amount 0.4700
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 1.88
Trailing Annual Dividend Yield 5.98%
Forward Annual Dividend Rate 1.88
Forward Annual Dividend Yield 5.98%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 6.56%
5-Year Average Dividend Yield 5.90%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 3.47%
All-Time Dividend Growth Rate Percentage 10.75%
Dividend Payout Ratio 79.32%

Income Statement

Quarterly Earnings Growth YOY 28.00%
Annual Earnings Growth -12.23%
Reported EPS 12 Trailing Months 2.37
Reported EPS Past Year 1.87
Reported EPS Prior Year 2.19
Net Income Twelve Trailing Months 245,400,000
Net Income Past Year 226,000,000
Net Income Prior Year 257,500,000
Quarterly Revenue Growth YOY 7.90%
5-Year Revenue Growth 16.28%
Operating Margin Twelve Trailing Months 39.80%

Balance Sheet

Total Cash Most Recent Quarter 1,449,100,000
Total Cash Past Year 896,500,000
Total Cash Prior Year 577,900,000
Net Cash Position Most Recent Quarter 1,140,500,000
Net Cash Position Past Year 602,000,000
Long Term Debt Past Year 294,500,000
Long Term Debt Prior Year 283,000,000
Total Debt Most Recent Quarter 308,600,000
Equity to Debt Ratio Past Year 0.92
Equity to Debt Ratio Most Recent Quarter 0.92
Total Stockholder Equity Past Year 3,304,000,000
Total Stockholder Equity Prior Year 3,227,500,000
Total Stockholder Equity Most Recent Quarter 3,448,700,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 307,400,000
Free Cash Flow Per Share Twelve Trailing Months 2.99
Free Cash Flow Past Year 332,000,000
Free Cash Flow Prior Year 399,800,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.13
MACD Signal 0.11
20-Day Bollinger Lower Band 27.78
20-Day Bollinger Middle Band 30.66
20-Day Bollinger Upper Band 33.54
Beta 0.80
RSI 47.51
50-Day SMA 29.15
150-Day SMA 26.37
200-Day SMA 27.68

System

Modified 11/17/2025 11:13:44 PM EST