Stock Scorecard



Stock Summary for First Guaranty Bancshares Inc (FGBI) - $10.11 as of 3/28/2024 12:33:46 AM EST

Total Score

16 out of 29

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for FGBI

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for FGBI

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for FGBI

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for FGBI

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for FGBI

Are Investors Undervaluing First Guaranty Bancshares ( FGBI ) Right Now? 3/27/2024 1:40:00 PM
Is First Guaranty Bancshares ( FGBI ) Stock Undervalued Right Now? 3/11/2024 1:40:00 PM
Should Value Investors Buy Bank7 ( BSVN ) Stock? 3/4/2024 2:40:00 PM
Should Value Investors Buy First Guaranty Bancshares ( FGBI ) Stock? 2/15/2024 2:40:00 PM
First Guaranty Bancshares ( FGBI ) Q4 Earnings Lag Estimates 2/5/2024 11:45:00 PM
First Guaranty Bancshares, Inc. Announces Fourth Quarter 2023 Results 2/5/2024 10:28:00 PM
Bank7 ( BSVN ) Beats Q4 Earnings and Revenue Estimates 1/29/2024 2:30:00 PM
Stellar Bancorp ( STEL ) Q4 Earnings Lag Estimates 1/26/2024 1:10:00 PM
Popular ( BPOP ) Tops Q4 Earnings and Revenue Estimates 1/25/2024 1:20:00 PM
FVCBankcorp ( FVCB ) Soars 5.9%: Is Further Upside Left in the Stock? 12/18/2023 10:15:00 AM

Financial Details for FGBI

Company Overview

Ticker FGBI
Company Name First Guaranty Bancshares Inc
Country USA
Description First Guaranty Bancshares, Inc. is the holding company of First Guaranty Bank providing commercial banking services in Louisiana and Texas. The company is headquartered in Hammond, Louisiana.
Sector Name FINANCE
Industry Name SAVINGS INSTITUTION, FEDERALLY CHARTERED
Most Recent Quarter 12/31/2023
Next Earnings Date 4/24/2024

Stock Price History

Last Day Price 10.11
Last Day Price Updated 3/28/2024 12:33:46 AM EST
Last Day Volume 3,668
Average Daily Volume 6,628
52-Week High 15.64
52-Week Low 8.97
Last Price to 52 Week Low 12.71%

Valuation Measures

Trailing PE 16.32
Industry PE 25.66
Sector PE 19.12
5-Year Average PE 16.91
Free Cash Flow Ratio 0.44
Industry Free Cash Flow Ratio 3.89
Sector Free Cash Flow Ratio 9.61
Current Ratio Most Recent Quarter 3.75
Total Cash Per Share 22.88
Book Value Per Share Most Recent Quarter 17.36
Price to Book Ratio 0.51
Industry Price to Book Ratio 0.78
Sector Price to Book Ratio 1.76
Price to Sales Ratio Twelve Trailing Months 1.38
Industry Price to Sales Ratio Twelve Trailing Months 2.74
Sector Price to Sales Ratio Twelve Trailing Months 2.81

Share Statistics

Total Shares Outstanding 12,504,700
Market Capitalization 126,422,517
Institutional Ownership N/A

Dividends

Ex-Dividend Date 3/21/2024
Last Dividend Amount 0.16
Current Dividend Amount 0.16
Dividend Aristocrat? False
Trailing Annual Dividend Rate 0.64
Trailing Annual Dividend Yield 6.33%
Forward Annual Dividend Rate 0.67
Forward Annual Dividend Yield 6.60%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 3.80%
5-Year Average Dividend Yield 3.55%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 3.59%
5-Year Dividend Growth Rate Percentage 4.24%
All-Time Dividend Growth Rate Percentage 5.06%
Dividend Payout Ratio 103.23%

Income Statement

Quarterly Earnings Growth YOY -85.30%
Annual Earnings Growth -68.08%
Reported EPS 12 Trailing Months 0.62
Reported EPS Past Year 0.62
Reported EPS Prior Year 2.47
Net Income Twelve Trailing Months 9,219,000
Net Income Past Year 9,219,000
Net Income Prior Year 28,884,000
Quarterly Revenue Growth YOY -14.60%
5-Year Revenue Growth 8.48%

Balance Sheet

Total Cash Most Recent Quarter 286,114,000
Total Cash Past Year 286,114,000
Total Cash Prior Year 82,796,000
Net Cash Position Most Recent Quarter 77,014,000
Net Cash Position Past Year 77,014,000
Long Term Debt Past Year 209,100,000
Long Term Debt Prior Year 36,900,000
Total Debt Most Recent Quarter 209,100,000
Equity to Debt Ratio Past Year 0.54
Equity to Debt Ratio Most Recent Quarter 0.54
Total Stockholder Equity Past Year 249,631,000
Total Stockholder Equity Prior Year 234,991,000
Total Stockholder Equity Most Recent Quarter 249,631,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.23
MACD Signal -0.19
20-Day Bollinger Lower Band 9.10
20-Day Bollinger Middle Band 10.90
20-Day Bollinger Upper Band 12.70
Beta 0.45
RSI 44.48
50-Day SMA 11.31
200-Day SMA 15.69

System

Modified 3/28/2024 12:33:48 AM EST