Stock Scorecard
Stock Summary for Fidelity D&D Bancorp Inc (FDBC) - $46.50 as of 2/2/2026 10:47:10 PM EST
Total Score
17 out of 30
Safety Score
35 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for FDBC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FDBC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FDBC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FDBC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FDBC (35 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 7 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for FDBC
Financial Details for FDBC
Company Overview |
|
|---|---|
| Ticker | FDBC |
| Company Name | Fidelity D&D Bancorp Inc |
| Country | N/A |
| Description | Fidelity D&D Bancorp, Inc. is a prominent bank holding company headquartered in Dunmore, Pennsylvania, operating primarily through its flagship subsidiary, The Fidelity Deposit and Discount Bank. The company offers a comprehensive suite of personalized banking, trust, and financial services tailored to meet the needs of individuals, small businesses, and corporate clients. Fidelity D&D Bancorp is distinguished by its strong commitment to community engagement and economic development, positioning itself as a reliable financial partner aimed at fostering sustainable growth and stability in the regions it serves. With a focus on building lasting relationships, the company continues to enhance its service offerings while bolstering its local impact and presence in the financial sector. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 2/4/2026 |
Stock Price History |
|
| Last Day Price | 46.50 |
| Price 4 Years Ago | 42.68 |
| Last Day Price Updated | 2/2/2026 10:47:10 PM EST |
| Last Day Volume | 12,097 |
| Average Daily Volume | 7,620 |
| 52-Week High | 50.00 |
| 52-Week Low | 35.97 |
| Last Price to 52 Week Low | 29.27% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 15.11 |
| Sector PE | 17.65 |
| 5-Year Average PE | 12.41 |
| Free Cash Flow Ratio | 1.81 |
| Industry Free Cash Flow Ratio | 12.93 |
| Sector Free Cash Flow Ratio | 24.52 |
| Current Ratio Most Recent Quarter | 33,600.30 |
| Total Cash Per Share | 25.67 |
| Book Value Per Share Most Recent Quarter | 39.75 |
| Price to Book Ratio | 1.08 |
| Industry Price to Book Ratio | 1.29 |
| Sector Price to Book Ratio | 1.87 |
| Price to Sales Ratio Twelve Trailing Months | 2.81 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.59 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.84 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 5,767,300 |
| Market Capitalization | 268,179,450 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/13/2026 |
| Previous Dividend Amount | 0.4300 |
| Current Dividend Amount | 0.4300 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.63 |
| Trailing Annual Dividend Yield | 3.51% |
| Forward Annual Dividend Rate | 1.72 |
| Forward Annual Dividend Yield | 3.70% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 5.52% |
| 3-Year Dividend Growth Rate Percentage | 2.72% |
| 5-Year Dividend Growth Rate Percentage | 6.24% |
| All-Time Dividend Growth Rate Percentage | 6.20% |
| Dividend Payout Ratio | 36.14% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 47.70% |
| Annual Earnings Growth | 35.61% |
| Reported EPS 12 Trailing Months | 4.51 |
| Reported EPS Past Year | 3.50 |
| Reported EPS Prior Year | 3.60 |
| Net Income Twelve Trailing Months | 28,198,000 |
| Net Income Past Year | 28,198,000 |
| Net Income Prior Year | 20,794,000 |
| Quarterly Revenue Growth YOY | 18.50% |
| 5-Year Revenue Growth | 18.26% |
| Operating Margin Twelve Trailing Months | 38.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 148,060,000 |
| Total Cash Past Year | 148,060,000 |
| Total Cash Prior Year | 83,353,000 |
| Net Cash Position Most Recent Quarter | 142,001,000 |
| Net Cash Position Past Year | 141,794,000 |
| Long Term Debt Past Year | 6,266,000 |
| Long Term Debt Prior Year | 6,266,000 |
| Total Debt Most Recent Quarter | 6,059,000 |
| Equity to Debt Ratio Past Year | 0.97 |
| Equity to Debt Ratio Most Recent Quarter | 1.00 |
| Total Stockholder Equity Past Year | 238,860,000 |
| Total Stockholder Equity Prior Year | 203,969,000 |
| Total Stockholder Equity Most Recent Quarter | 2,748,058,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 26,469,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 4.59 |
| Free Cash Flow Past Year | 24,900,000 |
| Free Cash Flow Prior Year | 22,738,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.96 |
| RSI | 0.00 |
| 50-Day SMA | 44.19 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 42.80 |
System |
|
| Modified | 2/4/2026 10:44:05 PM EST |