Stock Scorecard
Stock Summary for First Capital Inc (FCAP) - $29.97 as of 12/21/2024 12:14:35 AM EST
Total Score
21 out of 30
Safety Score
55 out of 100
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for FCAP
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FCAP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FCAP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FCAP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FCAP (55 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 0 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for FCAP
Financial Details for FCAP
Company Overview |
|
|---|---|
| Ticker | FCAP |
| Company Name | First Capital Inc |
| Country | USA |
| Description | First Capital, Inc. is the banking holding company for First Harrison Bank providing various banking services to individuals and commercial clients. The company is headquartered in Corydon, Indiana. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTION, FEDERALLY CHARTERED |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/28/2025 |
Stock Price History |
|
| Last Day Price | 29.97 |
| Price 4 Years Ago | 52.91 |
| Last Day Price Updated | 12/21/2024 12:14:35 AM EST |
| Last Day Volume | 6,843 |
| Average Daily Volume | 3,484 |
| 52-Week High | 37.64 |
| 52-Week Low | 25.08 |
| Last Price to 52 Week Low | 19.50% |
Valuation Measures |
|
| Trailing PE | 9.46 |
| Industry PE | 22.98 |
| Sector PE | 20.90 |
| 5-Year Average PE | 10.99 |
| Free Cash Flow Ratio | 0.00 |
| Industry Free Cash Flow Ratio | 2.95 |
| Sector Free Cash Flow Ratio | 10.97 |
| Current Ratio Most Recent Quarter | 395,694.56 |
| Total Cash Per Share | 295,354.15 |
| Book Value Per Share Most Recent Quarter | 34.89 |
| Price to Book Ratio | 0.86 |
| Industry Price to Book Ratio | 0.98 |
| Sector Price to Book Ratio | 2.63 |
| Price to Sales Ratio Twelve Trailing Months | 2.45 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.38 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.39 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 3,352,000 |
| Market Capitalization | 100,459,440 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 12/13/2024 |
| Last Dividend Amount | 0.29 |
| Current Dividend Amount | 0.29 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 1.12 |
| Trailing Annual Dividend Yield | 3.74% |
| Forward Annual Dividend Rate | 1.16 |
| Forward Annual Dividend Yield | 3.86% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.54% |
| 5-Year Average Dividend Yield | 2.70% |
| 1-Year Dividend Growth Rate Percentage | 3.85% |
| 3-Year Dividend Growth Rate Percentage | 1.90% |
| 5-Year Dividend Growth Rate Percentage | 3.26% |
| All-Time Dividend Growth Rate Percentage | 5.22% |
| Dividend Payout Ratio | 31.82% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -7.70% |
| Annual Earnings Growth | 7.46% |
| Reported EPS 12 Trailing Months | 3.52 |
| Reported EPS Past Year | 2.59 |
| Reported EPS Prior Year | 3.82 |
| Net Income Twelve Trailing Months | 11,788,000 |
| Net Income Past Year | 12,790,000 |
| Net Income Prior Year | 11,902,000 |
| Quarterly Revenue Growth YOY | 2.60% |
| 5-Year Revenue Growth | 5.26% |
| Operating Margin Twelve Trailing Months | 0.33 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 990,027,108,000 |
| Total Cash Past Year | 24,479,000 |
| Total Cash Prior Year | 30,551,000 |
| Net Cash Position Most Recent Quarter | 989,993,483,000 |
| Net Cash Position Past Year | 2,979,000 |
| Long Term Debt Past Year | 21,500,000 |
| Long Term Debt Prior Year | 0 |
| Total Debt Most Recent Quarter | 33,625,000 |
| Equity to Debt Ratio Past Year | 0.83 |
| Equity to Debt Ratio Most Recent Quarter | 0.78 |
| Total Stockholder Equity Past Year | 105,233,000 |
| Total Stockholder Equity Prior Year | 85,158,000 |
| Total Stockholder Equity Most Recent Quarter | 116,775,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 18,659,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 5.57 |
| Free Cash Flow Past Year | 13,536,000 |
| Free Cash Flow Prior Year | 16,116,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.94 |
| MACD Signal | -0.98 |
| 20-Day Bollinger Lower Band | 28.41 |
| 20-Day Bollinger Middle Band | 33.03 |
| 20-Day Bollinger Upper Band | 37.65 |
| Beta | 0.64 |
| RSI | 42.62 |
| 50-Day SMA | 28.04 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 30.75 |
System |
|
| Modified | 12/21/2024 12:15:22 AM EST |