Stock Scorecard
Stock Summary for First Bancorp PR (FBP) - $26.70 as of 10/30/2026 7:49:35 PM EST
Total Score
14 out of 30
Safety Score
43 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for FBP
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for FBP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for FBP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for FBP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for FBP (43 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for FBP
Financial Details for FBP
Company Overview |
|
|---|---|
| Ticker | FBP |
| Company Name | First Bancorp PR |
| Country | N/A |
| Description | First BanCorp. The company is headquartered in Santurce, Puerto Rico. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 26.70 |
| Price 4 Years Ago | 11.11 |
| Last Day Price Updated | 10/30/2026 7:49:35 PM EST |
| Last Day Volume | 1,801,759 |
| Average Daily Volume | 1,644,532 |
| 52-Week High | 29.67 |
| 52-Week Low | 18.56 |
| Last Price to 52 Week Low | 43.86% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 24.52 |
| Sector PE | 28.37 |
| 5-Year Average PE | 9.87 |
| Free Cash Flow Ratio | 8.75 |
| Industry Free Cash Flow Ratio | 12.83 |
| Sector Free Cash Flow Ratio | 46.09 |
| Current Ratio Most Recent Quarter | 22.55 |
| Total Cash Per Share | 3.05 |
| Book Value Per Share Most Recent Quarter | 12.51 |
| Price to Book Ratio | 2.09 |
| Industry Price to Book Ratio | 1.25 |
| Sector Price to Book Ratio | 1.81 |
| Price to Sales Ratio Twelve Trailing Months | 4.19 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.37 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.38 |
| Analyst Buy Ratings | 5 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 150,921,000 |
| Market Capitalization | 4,029,590,700 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/27/2026 |
| Previous Dividend Amount | 0.2000 |
| Current Dividend Amount | 0.2500 |
| Total Years Dividend Increasing | 7 |
| Trailing Annual Dividend Rate | 0.78 |
| Trailing Annual Dividend Yield | 2.90% |
| Forward Annual Dividend Rate | 1.00 |
| Forward Annual Dividend Yield | 3.72% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 3.61% |
| 5-Year Average Dividend Yield | 3.77% |
| 1-Year Dividend Growth Rate Percentage | 18.06% |
| 3-Year Dividend Growth Rate Percentage | 15.24% |
| 5-Year Dividend Growth Rate Percentage | 16.59% |
| All-Time Dividend Growth Rate Percentage | 4.26% |
| Dividend Payout Ratio | 33.48% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 0.00% |
| Annual Earnings Growth | 15.45% |
| Reported EPS 12 Trailing Months | 2.33 |
| Reported EPS Past Year | 1.82 |
| Reported EPS Prior Year | 2.15 |
| Net Income Twelve Trailing Months | 368,148,000 |
| Net Income Past Year | 344,866,000 |
| Net Income Prior Year | 298,724,000 |
| Quarterly Revenue Growth YOY | 6.20% |
| 5-Year Revenue Growth | 10.29% |
| Operating Margin Twelve Trailing Months | 47.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 461,014,000 |
| Total Cash Past Year | 657,149,000 |
| Total Cash Prior Year | 1,158,715,000 |
| Net Cash Position Most Recent Quarter | 261,014,000 |
| Net Cash Position Past Year | 457,149,000 |
| Long Term Debt Past Year | 200,000,000 |
| Long Term Debt Prior Year | 561,700,000 |
| Total Debt Most Recent Quarter | 200,000,000 |
| Equity to Debt Ratio Past Year | 0.91 |
| Equity to Debt Ratio Most Recent Quarter | 0.90 |
| Total Stockholder Equity Past Year | 1,966,865,000 |
| Total Stockholder Equity Prior Year | 1,669,236,000 |
| Total Stockholder Equity Most Recent Quarter | 1,875,484,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 303,644,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.01 |
| Free Cash Flow Past Year | 434,034,000 |
| Free Cash Flow Prior Year | 394,142,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.30 |
| MACD Signal | -0.33 |
| 20-Day Bollinger Lower Band | 24.52 |
| 20-Day Bollinger Middle Band | 27.19 |
| 20-Day Bollinger Upper Band | 29.87 |
| Beta | 0.83 |
| RSI | 46.62 |
| 50-Day SMA | 23.52 |
| 150-Day SMA | 19.90 |
| 200-Day SMA | 17.84 |
System |
|
| Modified | 10/29/2026 11:49:52 PM EST |