Stock Scorecard

Stock Summary for First Bancorp PR (FBP) - $24.01 as of 5/29/2026 2:23:38 PM EST

Total Score

17 out of 30

Safety Score

61 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for FBP

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for FBP

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for FBP

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for FBP

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for FBP (61 out of 100)

Stock Price Rating (Max of 10) 7
Historical Stock Price Rating (Max of 10) 5
Stock Price Trend (Max of 10) 10
Book Value (Max of 10) 5
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 4
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 9
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Financial Details for FBP

Company Overview
Ticker FBP
Company Name First Bancorp PR
Country USA
Description First BanCorp. The company is headquartered in Santurce, Puerto Rico.
Sector Name FINANCIAL SERVICES
Industry Name BANKS - REGIONAL
Most Recent Quarter 3/31/2026
Next Earnings Date 7/21/2026

Stock Price History
Last Day Price 24.01
Price 4 Years Ago 11.29
Last Day Price Updated 5/29/2026 2:23:38 PM EST
Last Day Volume 1,570,092
Average Daily Volume 1,318,287
52-Week High 24.62
52-Week Low 18.74
Last Price to 52 Week Low 28.12%

Valuation Measures
Trailing PE 10.87
Industry PE 14.48
Sector PE 57.84
5-Year Average PE 14.58
Free Cash Flow Ratio 6.76
Industry Free Cash Flow Ratio 15.45
Sector Free Cash Flow Ratio 44.92
Current Ratio Most Recent Quarter 6.85
Total Cash Per Share 3.55
Book Value Per Share Most Recent Quarter 12.80
Price to Book Ratio 1.90
Industry Price to Book Ratio 1.17
Sector Price to Book Ratio 1.84
Price to Sales Ratio Twelve Trailing Months 4.06
Industry Price to Sales Ratio Twelve Trailing Months 3.34
Sector Price to Sales Ratio Twelve Trailing Months 3.85
Analyst Buy Ratings 4
Analyst Strong Buy Ratings 0

Share Statistics
Total Shares Outstanding 154,684,000
Market Capitalization 3,713,962,840
Institutional Ownership 100.19%

Dividends
Ex-Dividend Date 5/28/2026
Previous Dividend Amount 0.2000
Current Dividend Amount 0.2000
Total Years Dividend Increasing 7
Trailing Annual Dividend Rate 0.76
Trailing Annual Dividend Yield 3.14%
Forward Annual Dividend Rate 0.80
Forward Annual Dividend Yield 3.31%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 3.53%
5-Year Average Dividend Yield 3.75%
1-Year Dividend Growth Rate Percentage 11.11%
3-Year Dividend Growth Rate Percentage 5.41%
5-Year Dividend Growth Rate Percentage 14.84%
All-Time Dividend Growth Rate Percentage 3.62%
Dividend Payout Ratio 33.78%

Income Statement
Quarterly Earnings Growth YOY 21.30%
Annual Earnings Growth 15.45%
Reported EPS 12 Trailing Months 2.25
Reported EPS Past Year 0.57
Reported EPS Prior Year 2.15
Net Income Twelve Trailing Months 356,585,000
Net Income Past Year 344,866,000
Net Income Prior Year 298,724,000
Quarterly Revenue Growth YOY 8.10%
5-Year Revenue Growth 10.29%
Operating Margin Twelve Trailing Months 47.80%

Balance Sheet
Total Cash Most Recent Quarter 549,199,000
Total Cash Past Year 657,149,000
Total Cash Prior Year 1,158,715,000
Net Cash Position Most Recent Quarter 349,199,000
Net Cash Position Past Year 457,149,000
Long Term Debt Past Year 200,000,000
Long Term Debt Prior Year 561,700,000
Total Debt Most Recent Quarter 200,000,000
Equity to Debt Ratio Past Year 0.91
Equity to Debt Ratio Most Recent Quarter 0.91
Total Stockholder Equity Past Year 1,966,865,000
Total Stockholder Equity Prior Year 1,669,236,000
Total Stockholder Equity Most Recent Quarter 1,967,239,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months 442,879,000
Free Cash Flow Per Share Twelve Trailing Months 2.86
Free Cash Flow Past Year 434,034,000
Free Cash Flow Prior Year 394,142,000

Options
Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 0.28
MACD Signal 0.28
20-Day Bollinger Lower Band 19.48
20-Day Bollinger Middle Band 22.12
20-Day Bollinger Upper Band 24.75
Beta 0.84
RSI 57.87
50-Day SMA 21.07
150-Day SMA 18.11
200-Day SMA 16.54

System
Modified 5/27/2026 10:42:32 PM EST