Stock Scorecard

Stock Summary for ESSA Bancorp Inc (ESSA) - $18.82 as of 6/11/2025 11:29:48 PM EST

Total Score

18 out of 30

Safety Score

58 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for ESSA

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for ESSA

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for ESSA

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for ESSA

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for ESSA (58 out of 100)

Stock Price Rating (Max of 10) 6
Historical Stock Price Rating (Max of 10) 6
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 7
Book Value to Price (Max of 10) 8
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 1
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for ESSA

CNB Financial Corporation Announces that ISS Recommends Shareholders Support the Proposal to Issue Common Stock in connection with the Merger with ESSA Bancorp, Inc., the Proposal to Approve the 2025 Omnibus Incentive Plan and the Say-on-Pay Proposal - CNB Financial ( NASDAQ:CCNE ) 4/8/2025 12:00:00 PM
$TOCKHOLDER ALERT: The M&A Class Action Firm Continues To Investigate The Merger - AMPS, FNA, ESSA, IVAC 3/6/2025 11:00:00 PM
SHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates IVAC, FNA, AMPS, ESSA on Behalf of Shareholders - Altus Power ( NYSE:AMPS ) , ESSA Bancorp ( NASDAQ:ESSA ) 3/4/2025 12:21:00 AM
$TOCKHOLDER ALERT: The M&A Class Action Firm Continues To Investigate The Merger - YOTA, PORT, ACCD, ESSA 2/21/2025 11:00:00 PM
CNB Financial Corporation Reports Fourth Quarter and Full-Year 2024 Results 1/28/2025 9:05:00 PM
$HAREHOLDER ALERT: The M&A Class Action Firm Is Investigating the Merger - CCNE, ITCI, ENFN, AMPY 1/16/2025 11:15:00 PM
$HAREHOLDER ALERT: The M&A Class Action Firm Is Investigating the Merger - ACCD, QTRX, AKYA, ESSA 1/13/2025 11:20:00 PM
SHAREHOLDER NOTICE: Halper Sadeh LLC Investigates BTTR, CCNE, USAP, ML on Behalf of Shareholders - CNB Financial ( NASDAQ:CCNE ) , Better Choice Co ( AMEX:BTTR ) 1/13/2025 5:10:00 PM
CNB Financial Corporation and ESSA Bancorp, Inc. Announce Strategic Merger - CNB Financial ( NASDAQ:CCNE ) , ESSA Bancorp ( NASDAQ:ESSA ) 1/10/2025 12:30:00 PM
CNB Financial Corporation and ESSA Bancorp, Inc. Announce Strategic Merger 1/10/2025 12:30:00 PM

Financial Details for ESSA

Company Overview
Ticker ESSA
Company Name ESSA Bancorp Inc
Country USA
Description ESSA Bancorp, Inc. is a bank holding company for ESSA Bank & Trust offering a range of financial products and services to individuals, families and businesses in Pennsylvania. The company is headquartered in Stroudsburg, Pennsylvania.
Sector Name FINANCE
Industry Name SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
Most Recent Quarter 3/31/2025
Next Earnings Date 7/22/2025

Stock Price History
Last Day Price 18.82
Price 4 Years Ago 15.57
Last Day Price Updated 6/11/2025 11:29:48 PM EST
Last Day Volume 21,210
Average Daily Volume 25,260
52-Week High 22.05
52-Week Low 15.80
Last Price to 52 Week Low 19.11%

Valuation Measures
Trailing PE 11.99
Industry PE 16.33
Sector PE 20.87
5-Year Average PE 12.55
Free Cash Flow Ratio 6.47
Industry Free Cash Flow Ratio 3.55
Sector Free Cash Flow Ratio 12.50
Current Ratio Most Recent Quarter 9.35
Total Cash Per Share 2.91
Book Value Per Share Most Recent Quarter 24.80
Price to Book Ratio 0.80
Industry Price to Book Ratio 0.97
Sector Price to Book Ratio 2.06
Price to Sales Ratio Twelve Trailing Months 2.88
Industry Price to Sales Ratio Twelve Trailing Months 3.42
Sector Price to Sales Ratio Twelve Trailing Months 3.17
Analyst Buy Ratings N/A
Analyst Strong Buy Ratings N/A

Share Statistics
Total Shares Outstanding 10,154,700
Market Capitalization 191,111,454
Institutional Ownership N/A

Dividends
Ex-Dividend Date 6/16/2025
Previous Dividend Amount 0.1500
Current Dividend Amount 0.1500
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 0.60
Trailing Annual Dividend Yield 3.19%
Forward Annual Dividend Rate 0.60
Forward Annual Dividend Yield 3.19%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 3.10%
5-Year Average Dividend Yield 3.06%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 5.74%
All-Time Dividend Growth Rate Percentage 8.98%
Dividend Payout Ratio 38.22%

Income Statement
Quarterly Earnings Growth YOY -40.20%
Annual Earnings Growth -8.53%
Reported EPS 12 Trailing Months 1.57
Reported EPS Past Year 0.70
Reported EPS Prior Year 1.78
Net Income Twelve Trailing Months 14,784,000
Net Income Past Year 16,992,000
Net Income Prior Year 18,576,000
Quarterly Revenue Growth YOY -6.30%
5-Year Revenue Growth 3.80%
Operating Margin Twelve Trailing Months 30.10%

Balance Sheet
Total Cash Most Recent Quarter 29,552,000
Total Cash Past Year 48,580,000
Total Cash Prior Year 85,402,000
Net Cash Position Most Recent Quarter 19,552,000
Net Cash Position Past Year 38,580,000
Long Term Debt Past Year 10,000,000
Long Term Debt Prior Year 0
Total Debt Most Recent Quarter 10,000,000
Equity to Debt Ratio Past Year 0.96
Equity to Debt Ratio Most Recent Quarter 0.96
Total Stockholder Equity Past Year 230,421,000
Total Stockholder Equity Prior Year 219,708,000
Total Stockholder Equity Most Recent Quarter 236,486,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months 11,952,000
Free Cash Flow Per Share Twelve Trailing Months 1.18
Free Cash Flow Past Year 13,206,000
Free Cash Flow Prior Year 19,905,000

Options
Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD -0.02
MACD Signal -0.04
20-Day Bollinger Lower Band 16.64
20-Day Bollinger Middle Band 19.20
20-Day Bollinger Upper Band 21.75
Beta 0.43
RSI 54.64
50-Day SMA 17.45
150-Day SMA 0.00
200-Day SMA 16.91

System
Modified 6/11/2025 11:29:49 PM EST