Stock Scorecard



Stock Summary for Esquire Financial Holdings Inc (ESQ) - $47.02 as of 3/28/2024 12:03:01 AM EST

Total Score

18 out of 29

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for ESQ

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for ESQ

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for ESQ

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for ESQ

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for ESQ

Wall Street Analysts See a 26.61% Upside in Esquire Financial Holdings, Inc. ( ESQ ) : Can the Stock Really Move This High? 2/19/2024 2:55:00 PM
Here's Why Esquire Financial Holdings, Inc. ( ESQ ) Is a Great 'Buy the Bottom' Stock Now 2/12/2024 2:55:00 PM
Overview Of Value Stocks In The Financial Services Sector - Esquire Financial Hldgs ( NASDAQ:ESQ ) , Capital City Bank Group ( NASDAQ:CCBG ) 2/8/2024 2:48:00 PM
Wall Street Analysts Think Esquire Financial Holdings, Inc. ( ESQ ) Could Surge 26.35%: Read This Before Placing a Bet 2/1/2024 2:55:00 PM
Esquire Financial Holdings, Inc. ( ESQ ) Misses Q4 Earnings and Revenue Estimates 1/25/2024 2:40:00 PM
Analysts Estimate Citizens & Northern ( CZNC ) to Report a Decline in Earnings: What to Look Out for 1/18/2024 3:00:00 PM
Microcap Funds Are Super-Cheap. Why They Could Deliver Big Returns in 2024. 12/13/2023 7:30:00 AM
Esquire Financial Hldgs Director Trades Company's Stock - Esquire Financial Hldgs ( NASDAQ:ESQ ) 11/13/2023 3:01:00 PM
Esquire Financial Holdings, Inc. ( ESQ ) Tops Q3 Earnings and Revenue Estimates 10/23/2023 2:05:00 PM
Esquire Financial Hldgs Recent Insider Activity - Esquire Financial Hldgs ( NASDAQ:ESQ ) 5/23/2023 3:08:00 PM

Financial Details for ESQ

Company Overview

Ticker ESQ
Company Name Esquire Financial Holdings Inc
Country USA
Description Esquire Financial Holdings, Inc. is the banking holding company for Esquire Bank, the National Association that provides commercial banking products and services to the legal industry and small businesses, and commercial and retail customers in the United States. The company is headquartered in Jericho, New York.
Sector Name FINANCE
Industry Name COMMERCIAL BANKS, NEC
Most Recent Quarter 12/31/2023
Next Earnings Date 4/23/2024

Stock Price History

Last Day Price 47.02
Last Day Price Updated 3/28/2024 12:03:01 AM EST
Last Day Volume 34,086
Average Daily Volume 31,079
52-Week High 54.63
52-Week Low 34.60
Last Price to 52 Week Low 35.90%

Valuation Measures

Trailing PE 9.58
Industry PE 15.61
Sector PE 19.12
5-Year Average PE 11.96
Free Cash Flow Ratio 3.23
Industry Free Cash Flow Ratio 0.44
Sector Free Cash Flow Ratio 9.61
Current Ratio Most Recent Quarter 10.22
Total Cash Per Share 14.56
Book Value Per Share Most Recent Quarter 25.44
Price to Book Ratio 1.92
Industry Price to Book Ratio 1.40
Sector Price to Book Ratio 1.76
Price to Sales Ratio Twelve Trailing Months 3.58
Industry Price to Sales Ratio Twelve Trailing Months 1.25
Sector Price to Sales Ratio Twelve Trailing Months 2.81

Share Statistics

Total Shares Outstanding 8,287,800
Market Capitalization 389,692,356
Institutional Ownership N/A

Dividends

Ex-Dividend Date 2/14/2024
Last Dividend Amount 0.13
Current Dividend Amount 0.15
Dividend Aristocrat? False
Trailing Annual Dividend Rate 0.53
Trailing Annual Dividend Yield 1.12%
Forward Annual Dividend Rate 0.89
Forward Annual Dividend Yield 1.89%
5-Year Dividend Payments Count 8
3-Year Average Dividend Yield 0.00%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 69.64%
3-Year Dividend Growth Rate Percentage 69.64%
5-Year Dividend Growth Rate Percentage 69.64%
All-Time Dividend Growth Rate Percentage 69.64%
Dividend Payout Ratio 10.69%

Income Statement

Quarterly Earnings Growth YOY 7.60%
Annual Earnings Growth 59.10%
Reported EPS 12 Trailing Months 4.91
Reported EPS Past Year 4.92
Reported EPS Prior Year 3.48
Net Income Twelve Trailing Months 40,243,000
Net Income Past Year 28,518,000
Net Income Prior Year 17,925,000
Quarterly Revenue Growth YOY 15.40%
5-Year Revenue Growth 26.98%

Balance Sheet

Total Cash Most Recent Quarter 120,646,000
Total Cash Past Year 164,122,000
Total Cash Prior Year 149,156,000
Net Cash Position Most Recent Quarter 120,601,000
Net Cash Position Past Year 164,030,000
Long Term Debt Past Year 92,000
Long Term Debt Prior Year 96,000
Total Debt Most Recent Quarter 45,000
Equity to Debt Ratio Past Year 1.00
Equity to Debt Ratio Most Recent Quarter 1.00
Total Stockholder Equity Past Year 158,158,000
Total Stockholder Equity Prior Year 143,735,000
Total Stockholder Equity Most Recent Quarter 185,610,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.65
MACD Signal -0.45
20-Day Bollinger Lower Band 45.16
20-Day Bollinger Middle Band 48.46
20-Day Bollinger Upper Band 51.75
Beta 0.80
RSI 38.06
50-Day SMA 46.13
200-Day SMA 33.33

System

Modified 3/28/2024 12:03:50 AM EST