Stock Scorecard



Stock Summary for Enterprise Bancorp Inc (EBTC) - $29.35 as of 12/8/2023 8:51:47 PM EST

Total Score

18 out of 29

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for EBTC

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for EBTC

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for EBTC

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for EBTC

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for EBTC

Enterprise Bancorp, Inc. Announces Quarterly Dividend - Enterprise Bancorp ( NASDAQ:EBTC ) 10/17/2023 8:07:00 PM
Enterprise Bancorp, Inc. Announces Quarterly Dividend 10/17/2023 8:07:00 PM
A Look Into Financial Services Sector Value Stocks - First Northwest Bancorp ( NASDAQ:FNWB ) , FS Bancorp ( NASDAQ:FSBW ) , Trustco Bank ( NASDAQ:TRST ) , Enterprise Bancorp ( NASDAQ:EBTC ) 9/21/2023 2:48:00 PM
Enterprise Bancorp, Inc. Announces Second Quarter Financial Results 7/25/2023 8:50:00 PM
Enterprise Bancorp, Inc. Announces Quarterly Dividend 7/18/2023 8:05:00 PM
'Take-under' deal for Silicon Valley Bank fuels $9.5 billion profit for First Citizens Bancshares 6/21/2023 6:23:00 PM
Enterprise Bancorp, Inc. Announces First Quarter Financial Results 4/25/2023 8:30:00 PM
Enterprise Bancorp, Inc. Announces Quarterly Dividend - Enterprise Bancorp ( NASDAQ:EBTC ) 4/18/2023 8:09:00 PM
BayCom ( BCML ) Rewards Shareholders, Hikes Dividend by 100% 2/24/2023 3:50:00 PM
Enterprise Bancorp, Inc. Announces Fourth Quarter Financial Results 1/26/2023 10:15:00 PM

Financial Details for EBTC

Company Overview

Ticker EBTC
Company Name Enterprise Bancorp Inc
Country USA
Description Enterprise Bancorp, Inc. is a Massachusetts corporation that conducts substantially all of its operations through Enterprise Bank and Trust Company, commonly known as Enterprise Bank, and has reported 126 consecutive profitable quarters.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 9/30/2023
Next Earnings Date 1/24/2024

Stock Price History

Last Day Price 29.35
Last Day Price Updated 12/8/2023 8:51:47 PM EST
Last Day Volume 0
Average Daily Volume N/A
52-Week High 35.60
52-Week Low 24.78
Last Price to 52 Week Low 18.44 %

Valuation Measures

Trailing PE 8.43
Industry PE 10.59
Sector PE 16.54
5-Year Average PE 10.49
Free Cash Flow Ratio 1.55
Industry Free Cash Flow Ratio 3.91
Sector Free Cash Flow Ratio 14.00
Current Ratio Most Recent Quarter 92.52
Total Cash Per Share 18.88
Book Value Per Share Most Recent Quarter 24.71
Price to Book Ratio 1.20
Industry Price to Book Ratio 1.02
Sector Price to Book Ratio 1.97
Price to Sales Ratio Twelve Trailing Months 2.16
Industry Price to Sales Ratio Twelve Trailing Months 2.53
Sector Price to Sales Ratio Twelve Trailing Months 2.74

Share Statistics

Total Shares Outstanding 12,257,000
Market Capitalization 359,742,950
Institutional Ownership N/A

Dividends

Ex-Dividend Date 11/9/2023
Last Dividend Amount 0.23
Current Dividend Amount 0.23
Dividend Aristocrat? False
Dividend King? False
Trailing Annual Dividend Rate 0.92
Trailing Annual Dividend Yield 3.13 %
5-Year Dividend Payments Count 21
Dividend Payout Ratio 26.44 %

Income Statement

Quarterly Earnings Growth YOY -19.40 %
Annual Earnings Growth 1.29 %
Reported EPS 12 Trailing Months 3.48
Reported EPS Past Year 2.46
Reported EPS Prior Year 3.51
Net Income Twelve Trailing Months 42,457,000
Net Income Past Year 42,716,000
Net Income Prior Year 42,171,000
Quarterly Revenue Growth YOY -4.80 %
5-Year Revenue Growth 9.25 %

Balance Sheet

Total Cash Most Recent Quarter 231,459,000
Total Cash Past Year 271,889,000
Total Cash Prior Year 438,376,000
Net Cash Position Most Recent Quarter 172,059,000
Net Cash Position Past Year 212,707,000
Long Term Debt Past Year 59,182,000
Long Term Debt Prior Year 58,979,000
Total Debt Most Recent Quarter 59,400,000
Equity to Debt Ratio Past Year 0.83
Equity to Debt Ratio Most Recent Quarter 0.83
Total Stockholder Equity Past Year 282,267,000
Total Stockholder Equity Prior Year 346,895,000
Total Stockholder Equity Most Recent Quarter 299,699,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.56
MACD Signal 0.31
20-Day Bollinger Lower Band 24.85
20-Day Bollinger Middle Band 28.08
20-Day Bollinger Upper Band 31.31
Beta 0.57
RSI 60.12
50-Day SMA 29.83
200-Day SMA 29.51

System

Modified 12/10/2023 12:07:33 PM EST