Stock Scorecard
Stock Summary for Enterprise Bancorp Inc (EBTC) - $38.98 as of 5/9/2025 3:10:48 PM EST
Total Score
14 out of 30
Safety Score
45 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for EBTC
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for EBTC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for EBTC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for EBTC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for EBTC (45 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for EBTC
Financial Details for EBTC
Company Overview |
|
|---|---|
| Ticker | EBTC |
| Company Name | Enterprise Bancorp Inc |
| Country | USA |
| Description | Enterprise Bancorp, Inc. is a Massachusetts corporation that conducts substantially all of its operations through Enterprise Bank and Trust Company, commonly known as Enterprise Bank, and has reported 126 consecutive profitable quarters. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/21/2025 |
Stock Price History |
|
| Last Day Price | 38.98 |
| Price 4 Years Ago | 40.88 |
| Last Day Price Updated | 5/9/2025 3:10:48 PM EST |
| Last Day Volume | 12,315 |
| Average Daily Volume | 27,517 |
| 52-Week High | 44.16 |
| 52-Week Low | 22.13 |
| Last Price to 52 Week Low | 76.14% |
Valuation Measures |
|
| Trailing PE | 11.87 |
| Industry PE | 16.15 |
| Sector PE | 18.79 |
| 5-Year Average PE | 8.74 |
| Free Cash Flow Ratio | 9.35 |
| Industry Free Cash Flow Ratio | 6.75 |
| Sector Free Cash Flow Ratio | 25.54 |
| Current Ratio Most Recent Quarter | 0.16 |
| Total Cash Per Share | 4.17 |
| Book Value Per Share Most Recent Quarter | 31.28 |
| Price to Book Ratio | 1.27 |
| Industry Price to Book Ratio | 1.05 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 2.82 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.02 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 12,508,400 |
| Market Capitalization | 487,577,432 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/12/2025 |
| Previous Dividend Amount | 0.2500 |
| Current Dividend Amount | 0.2500 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.97 |
| Trailing Annual Dividend Yield | 2.49% |
| Forward Annual Dividend Rate | 1.00 |
| Forward Annual Dividend Yield | 2.57% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.44% |
| 5-Year Average Dividend Yield | 2.43% |
| 1-Year Dividend Growth Rate Percentage | 4.17% |
| 3-Year Dividend Growth Rate Percentage | 2.06% |
| 5-Year Dividend Growth Rate Percentage | 7.82% |
| All-Time Dividend Growth Rate Percentage | 7.52% |
| Dividend Payout Ratio | 29.66% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 21.30% |
| Annual Earnings Growth | 1.77% |
| Reported EPS 12 Trailing Months | 3.27 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 3.12 |
| Net Income Twelve Trailing Months | 40,661,000 |
| Net Income Past Year | 38,733,000 |
| Net Income Prior Year | 38,058,000 |
| Quarterly Revenue Growth YOY | 8.70% |
| 5-Year Revenue Growth | 11.74% |
| Operating Margin Twelve Trailing Months | 33.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 52,194,000 |
| Total Cash Past Year | 83,841,000 |
| Total Cash Prior Year | -37,443,000 |
| Net Cash Position Most Recent Quarter | -160,757,000 |
| Net Cash Position Past Year | -129,110,000 |
| Long Term Debt Past Year | 212,951,000 |
| Long Term Debt Prior Year | 85,266,000 |
| Total Debt Most Recent Quarter | 212,951,000 |
| Equity to Debt Ratio Past Year | 0.63 |
| Equity to Debt Ratio Most Recent Quarter | 0.64 |
| Total Stockholder Equity Past Year | 360,748,000 |
| Total Stockholder Equity Prior Year | 329,117,000 |
| Total Stockholder Equity Most Recent Quarter | 385,355,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 41,791,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.34 |
| Free Cash Flow Past Year | 44,228,000 |
| Free Cash Flow Prior Year | 51,138,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.32 |
| MACD Signal | -0.17 |
| 20-Day Bollinger Lower Band | 33.81 |
| 20-Day Bollinger Middle Band | 39.37 |
| 20-Day Bollinger Upper Band | 44.93 |
| Beta | 0.72 |
| RSI | 57.33 |
| 50-Day SMA | 33.72 |
| 150-Day SMA | 30.27 |
| 200-Day SMA | 31.19 |
System |
|
| Modified | 5/9/2025 10:37:28 PM EST |