Stock Scorecard



Stock Summary for Enterprise Bancorp Inc (EBTC) - $25.07 as of 3/27/2024 3:10:43 PM EST

Total Score

17 out of 29

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for EBTC

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for EBTC

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for EBTC

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for EBTC

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for EBTC

Enterprise Bancorp, Inc. Announces Fourth Quarter Financial Results 1/25/2024 9:35:00 PM
Enterprise Bancorp, Inc. Announces Quarterly Dividend - Enterprise Bancorp ( NASDAQ:EBTC ) 10/17/2023 8:07:00 PM
Enterprise Bancorp, Inc. Announces Quarterly Dividend 10/17/2023 8:07:00 PM
A Look Into Financial Services Sector Value Stocks - First Northwest Bancorp ( NASDAQ:FNWB ) , FS Bancorp ( NASDAQ:FSBW ) , Trustco Bank ( NASDAQ:TRST ) , Enterprise Bancorp ( NASDAQ:EBTC ) 9/21/2023 2:48:00 PM
Enterprise Bancorp, Inc. Announces Second Quarter Financial Results 7/25/2023 8:50:00 PM
Enterprise Bancorp, Inc. Announces Quarterly Dividend 7/18/2023 8:05:00 PM
'Take-under' deal for Silicon Valley Bank fuels $9.5 billion profit for First Citizens Bancshares 6/21/2023 6:23:00 PM
Enterprise Bancorp, Inc. Announces First Quarter Financial Results 4/25/2023 8:30:00 PM
Enterprise Bancorp, Inc. Announces Quarterly Dividend - Enterprise Bancorp ( NASDAQ:EBTC ) 4/18/2023 8:09:00 PM
BayCom ( BCML ) Rewards Shareholders, Hikes Dividend by 100% 2/24/2023 3:50:00 PM

Financial Details for EBTC

Company Overview

Ticker EBTC
Company Name Enterprise Bancorp Inc
Country USA
Description Enterprise Bancorp, Inc. is a Massachusetts corporation that conducts substantially all of its operations through Enterprise Bank and Trust Company, commonly known as Enterprise Bank, and has reported 126 consecutive profitable quarters.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 12/31/2023
Next Earnings Date 4/23/2024

Stock Price History

Last Day Price 25.07
Last Day Price Updated 3/27/2024 3:10:43 PM EST
Last Day Volume 0
Average Daily Volume 35,554
52-Week High 33.80
52-Week Low 24.38
Last Price to 52 Week Low 2.83%

Valuation Measures

Trailing PE 8.06
Industry PE 12.04
Sector PE 19.12
5-Year Average PE 10.27
Free Cash Flow Ratio 4.84
Industry Free Cash Flow Ratio 3.82
Sector Free Cash Flow Ratio 9.61
Current Ratio Most Recent Quarter 3.12
Total Cash Per Share 5.18
Book Value Per Share Most Recent Quarter 27.10
Price to Book Ratio 0.94
Industry Price to Book Ratio 0.93
Sector Price to Book Ratio 1.76
Price to Sales Ratio Twelve Trailing Months 1.91
Industry Price to Sales Ratio Twelve Trailing Months 2.54
Sector Price to Sales Ratio Twelve Trailing Months 2.81

Share Statistics

Total Shares Outstanding 12,278,600
Market Capitalization 307,824,502
Institutional Ownership N/A

Dividends

Ex-Dividend Date 2/8/2024
Last Dividend Amount 0.23
Current Dividend Amount 0.24
Dividend Aristocrat? False
Trailing Annual Dividend Rate 0.93
Trailing Annual Dividend Yield 3.71%
Forward Annual Dividend Rate 1.02
Forward Annual Dividend Yield 4.06%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 2.27%
5-Year Average Dividend Yield 2.29%
1-Year Dividend Growth Rate Percentage 12.20%
3-Year Dividend Growth Rate Percentage 11.50%
5-Year Dividend Growth Rate Percentage 9.50%
All-Time Dividend Growth Rate Percentage 8.19%
Dividend Payout Ratio 29.90%

Income Statement

Quarterly Earnings Growth YOY -36.40%
Annual Earnings Growth -10.90%
Reported EPS 12 Trailing Months 3.11
Reported EPS Past Year 3.10
Reported EPS Prior Year 3.51
Net Income Twelve Trailing Months 38,058,000
Net Income Past Year 38,058,000
Net Income Prior Year 42,716,000
Quarterly Revenue Growth YOY -11.10%
5-Year Revenue Growth 7.45%

Balance Sheet

Total Cash Most Recent Quarter 63,650,000
Total Cash Past Year 63,650,000
Total Cash Prior Year 271,889,000
Net Cash Position Most Recent Quarter 4,152,000
Net Cash Position Past Year 4,152,000
Long Term Debt Past Year 59,498,000
Long Term Debt Prior Year 59,182,000
Total Debt Most Recent Quarter 59,498,000
Equity to Debt Ratio Past Year 0.85
Equity to Debt Ratio Most Recent Quarter 0.85
Total Stockholder Equity Past Year 329,117,000
Total Stockholder Equity Prior Year 282,267,000
Total Stockholder Equity Most Recent Quarter 329,117,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.72
MACD Signal -0.71
20-Day Bollinger Lower Band 23.72
20-Day Bollinger Middle Band 28.22
20-Day Bollinger Upper Band 32.72
Beta 0.60
RSI 39.07
50-Day SMA 28.10
200-Day SMA 29.71

System

Modified 3/27/2024 11:25:06 PM EST