Stock Scorecard
Stock Summary for Eagle Bancorp Montana Inc (EBMT) - $17.49 as of 5/9/2025 10:36:24 PM EST
Total Score
16 out of 30
Safety Score
52 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for EBMT
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for EBMT
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for EBMT
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for EBMT
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for EBMT (52 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for EBMT
Financial Details for EBMT
Company Overview |
|
|---|---|
| Ticker | EBMT |
| Company Name | Eagle Bancorp Montana Inc |
| Country | USA |
| Description | Eagle Bancorp Montana, Inc. is the banking holding company for Opportunity Bank of Montana offering a variety of retail banking products and services to small businesses and individuals in Montana. The company is headquartered in Helena, Montana. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTION, FEDERALLY CHARTERED |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/21/2025 |
Stock Price History |
|
| Last Day Price | 17.49 |
| Price 4 Years Ago | 20.44 |
| Last Day Price Updated | 5/9/2025 10:36:24 PM EST |
| Last Day Volume | 34,562 |
| Average Daily Volume | 50,174 |
| 52-Week High | 18.49 |
| 52-Week Low | 12.26 |
| Last Price to 52 Week Low | 42.66% |
Valuation Measures |
|
| Trailing PE | 12.93 |
| Industry PE | 19.75 |
| Sector PE | 18.79 |
| 5-Year Average PE | 16.87 |
| Free Cash Flow Ratio | 4.42 |
| Industry Free Cash Flow Ratio | 8.19 |
| Sector Free Cash Flow Ratio | 25.54 |
| Current Ratio Most Recent Quarter | 0.13 |
| Total Cash Per Share | 3.96 |
| Book Value Per Share Most Recent Quarter | 22.24 |
| Price to Book Ratio | 0.81 |
| Industry Price to Book Ratio | 0.92 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 1.80 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.06 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 7,977,200 |
| Market Capitalization | 139,521,228 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/16/2025 |
| Previous Dividend Amount | 0.1425 |
| Current Dividend Amount | 0.1425 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.57 |
| Trailing Annual Dividend Yield | 3.24% |
| Forward Annual Dividend Rate | 0.57 |
| Forward Annual Dividend Yield | 3.26% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 3.72% |
| 5-Year Average Dividend Yield | 3.29% |
| 1-Year Dividend Growth Rate Percentage | 0.88% |
| 3-Year Dividend Growth Rate Percentage | 0.44% |
| 5-Year Dividend Growth Rate Percentage | 6.38% |
| All-Time Dividend Growth Rate Percentage | 2.34% |
| Dividend Payout Ratio | 40.25% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 55.10% |
| Annual Earnings Growth | -2.76% |
| Reported EPS 12 Trailing Months | 1.41 |
| Reported EPS Past Year | 0.41 |
| Reported EPS Prior Year | 1.24 |
| Net Income Twelve Trailing Months | 11,119,000 |
| Net Income Past Year | 9,778,000 |
| Net Income Prior Year | 10,056,000 |
| Quarterly Revenue Growth YOY | 3.20% |
| 5-Year Revenue Growth | 11.09% |
| Operating Margin Twelve Trailing Months | 20.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 31,559,000 |
| Total Cash Past Year | 29,824,000 |
| Total Cash Prior Year | 24,545,000 |
| Net Cash Position Most Recent Quarter | -168,520,000 |
| Net Cash Position Past Year | -170,255,000 |
| Long Term Debt Past Year | 200,079,000 |
| Long Term Debt Prior Year | 234,736,000 |
| Total Debt Most Recent Quarter | 200,079,000 |
| Equity to Debt Ratio Past Year | 0.47 |
| Equity to Debt Ratio Most Recent Quarter | 0.47 |
| Total Stockholder Equity Past Year | 174,765,000 |
| Total Stockholder Equity Prior Year | 169,273,000 |
| Total Stockholder Equity Most Recent Quarter | 177,573,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 14,459,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.81 |
| Free Cash Flow Past Year | 14,459,000 |
| Free Cash Flow Prior Year | -4,843,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.36 |
| MACD Signal | 0.28 |
| 20-Day Bollinger Lower Band | 14.01 |
| 20-Day Bollinger Middle Band | 16.31 |
| 20-Day Bollinger Upper Band | 18.61 |
| Beta | 0.39 |
| RSI | 58.31 |
| 50-Day SMA | 14.46 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 15.72 |
System |
|
| Modified | 5/9/2025 10:36:29 PM EST |