Stock Scorecard
Stock Summary for Donegal Group Inc - Class A (DGICA) - $19.45 as of 9/7/2026 9:34:23 PM EST
Total Score
14 out of 30
Safety Score
32 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for DGICA
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for DGICA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for DGICA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for DGICA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for DGICA (32 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 3 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for DGICA
Financial Details for DGICA
Company Overview |
|
|---|---|
| Ticker | DGICA |
| Company Name | Donegal Group Inc - Class A |
| Country | N/A |
| Description | Donegal Group Inc., an insurance company, offers personal and commercial property and casualty lines of insurance to businesses and individuals in the Mid-Atlantic, Midwest, New England and southern states. The company is headquartered in Marietta, Pennsylvania. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - PROPERTY & CASUALTY |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | 10/29/2026 |
Stock Price History |
|
| Last Day Price | 19.45 |
| Price 4 Years Ago | 12.02 |
| Last Day Price Updated | 9/7/2026 9:34:23 PM EST |
| Last Day Volume | 76,536 |
| Average Daily Volume | 123,753 |
| 52-Week High | 20.42 |
| 52-Week Low | 15.95 |
| Last Price to 52 Week Low | 21.94% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 15.45 |
| Sector PE | 17.48 |
| 5-Year Average PE | 39.15 |
| Free Cash Flow Ratio | 25.93 |
| Industry Free Cash Flow Ratio | 551.21 |
| Sector Free Cash Flow Ratio | 70.23 |
| Current Ratio Most Recent Quarter | 0.74 |
| Total Cash Per Share | 0.75 |
| Book Value Per Share Most Recent Quarter | 17.94 |
| Price to Book Ratio | 1.06 |
| Industry Price to Book Ratio | 2.10 |
| Sector Price to Book Ratio | 1.97 |
| Price to Sales Ratio Twelve Trailing Months | 0.74 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.31 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.83 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 31,542,500 |
| Market Capitalization | 613,501,625 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 7/31/2026 |
| Previous Dividend Amount | 0.1925 |
| Current Dividend Amount | 0.1925 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.75 |
| Trailing Annual Dividend Yield | 3.86% |
| Forward Annual Dividend Rate | 0.77 |
| Forward Annual Dividend Yield | 3.96% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.72% |
| 5-Year Average Dividend Yield | 4.85% |
| 1-Year Dividend Growth Rate Percentage | 6.94% |
| 3-Year Dividend Growth Rate Percentage | 3.41% |
| 5-Year Dividend Growth Rate Percentage | 4.13% |
| All-Time Dividend Growth Rate Percentage | 5.18% |
| Dividend Payout Ratio | 38.86% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 30.30% |
| Annual Earnings Growth | 55.99% |
| Reported EPS 12 Trailing Months | 1.93 |
| Reported EPS Past Year | 0.85 |
| Reported EPS Prior Year | 2.17 |
| Net Income Twelve Trailing Months | 71,085,799 |
| Net Income Past Year | 79,340,740 |
| Net Income Prior Year | 50,862,252 |
| Quarterly Revenue Growth YOY | -2.40% |
| 5-Year Revenue Growth | 4.69% |
| Operating Margin Twelve Trailing Months | 11.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 23,722,355 |
| Total Cash Past Year | 26,785,845 |
| Total Cash Prior Year | 52,925,931 |
| Net Cash Position Most Recent Quarter | -11,277,645 |
| Net Cash Position Past Year | -8,214,155 |
| Long Term Debt Past Year | 35,000,000 |
| Long Term Debt Prior Year | 35,000,000 |
| Total Debt Most Recent Quarter | 35,000,000 |
| Equity to Debt Ratio Past Year | 0.95 |
| Equity to Debt Ratio Most Recent Quarter | 0.95 |
| Total Stockholder Equity Past Year | 640,418,079 |
| Total Stockholder Equity Prior Year | 545,776,131 |
| Total Stockholder Equity Most Recent Quarter | 666,108,577 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 58,066,212 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.84 |
| Free Cash Flow Past Year | 70,199,041 |
| Free Cash Flow Prior Year | 67,439,997 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | -0.03 |
| RSI | 0.00 |
| 50-Day SMA | 15.71 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 14.96 |
System |
|
| Modified | 9/9/2026 9:25:29 PM EST |