Stock Scorecard
Stock Summary for Donegal Group Inc - Class A (DGICA) - $18.24 as of 4/18/2025 10:06:35 PM EST
Total Score
21 out of 30
Safety Score
48 out of 100
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for DGICA
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for DGICA
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for DGICA
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for DGICA
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for DGICA (48 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 3 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for DGICA
Financial Details for DGICA
Company Overview |
|
|---|---|
| Ticker | DGICA |
| Company Name | Donegal Group Inc - Class A |
| Country | USA |
| Description | Donegal Group Inc., an insurance company, offers personal and commercial property and casualty lines of insurance to businesses and individuals in the Mid-Atlantic, Midwest, New England and southern states. The company is headquartered in Marietta, Pennsylvania. |
| Sector Name | FINANCE |
| Industry Name | FIRE, MARINE & CASUALTY INSURANCE |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 4/23/2025 |
Stock Price History |
|
| Last Day Price | 18.24 |
| Price 4 Years Ago | 12.28 |
| Last Day Price Updated | 4/18/2025 10:06:35 PM EST |
| Last Day Volume | 90,336 |
| Average Daily Volume | 106,312 |
| 52-Week High | 19.87 |
| 52-Week Low | 11.84 |
| Last Price to 52 Week Low | 54.05% |
Valuation Measures |
|
| Trailing PE | 11.92 |
| Industry PE | 15.31 |
| Sector PE | 16.77 |
| 5-Year Average PE | 38.71 |
| Free Cash Flow Ratio | 10.36 |
| Industry Free Cash Flow Ratio | 163.98 |
| Sector Free Cash Flow Ratio | 30.49 |
| Current Ratio Most Recent Quarter | 0.04 |
| Total Cash Per Share | 1.76 |
| Book Value Per Share Most Recent Quarter | 15.36 |
| Price to Book Ratio | 1.19 |
| Industry Price to Book Ratio | 2.00 |
| Sector Price to Book Ratio | 4.75 |
| Price to Sales Ratio Twelve Trailing Months | 0.65 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.61 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.97 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 30,062,100 |
| Market Capitalization | 548,332,704 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/1/2025 |
| Previous Dividend Amount | 0.1725 |
| Current Dividend Amount | 0.1825 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.69 |
| Trailing Annual Dividend Yield | 3.78% |
| Forward Annual Dividend Rate | 0.73 |
| Forward Annual Dividend Yield | 4.00% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 4.50% |
| 5-Year Average Dividend Yield | 4.97% |
| 1-Year Dividend Growth Rate Percentage | 6.18% |
| 3-Year Dividend Growth Rate Percentage | 3.04% |
| 5-Year Dividend Growth Rate Percentage | 3.75% |
| All-Time Dividend Growth Rate Percentage | 5.20% |
| Dividend Payout Ratio | 45.10% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 105.70% |
| Annual Earnings Growth | 1,049.30% |
| Reported EPS 12 Trailing Months | 1.53 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 1.39 |
| Net Income Twelve Trailing Months | 50,862,252 |
| Net Income Past Year | 50,862,252 |
| Net Income Prior Year | 4,425,504 |
| Quarterly Revenue Growth YOY | 4.40% |
| 5-Year Revenue Growth | 4.03% |
| Operating Margin Twelve Trailing Months | 12.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 52,925,931 |
| Total Cash Past Year | 52,925,931,000 |
| Total Cash Prior Year | 23,792,273 |
| Net Cash Position Most Recent Quarter | 17,925,931 |
| Net Cash Position Past Year | 52,890,931,000 |
| Long Term Debt Past Year | 35,000,000 |
| Long Term Debt Prior Year | 35,000,000 |
| Total Debt Most Recent Quarter | 35,000,000 |
| Equity to Debt Ratio Past Year | 1.00 |
| Equity to Debt Ratio Most Recent Quarter | 0.94 |
| Total Stockholder Equity Past Year | 545,776,131,000 |
| Total Stockholder Equity Prior Year | 479,745,354 |
| Total Stockholder Equity Most Recent Quarter | 545,776,131 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 67,440,037 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.24 |
| Free Cash Flow Past Year | 67,439,294,000 |
| Free Cash Flow Prior Year | 28,579,043 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.12 |
| MACD Signal | 0.29 |
| 20-Day Bollinger Lower Band | 13.11 |
| 20-Day Bollinger Middle Band | 16.39 |
| 20-Day Bollinger Upper Band | 19.67 |
| Beta | -0.07 |
| RSI | 49.28 |
| 50-Day SMA | 13.90 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 13.53 |
System |
|
| Modified | 4/18/2025 10:07:22 PM EST |