Stock Scorecard
Stock Summary for CVB Financial Corp (CVBF) - $18.94 as of 5/27/2025 2:56:39 PM EST
Total Score
13 out of 30
Safety Score
52 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for CVBF
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CVBF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CVBF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CVBF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CVBF (52 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CVBF
Financial Details for CVBF
Company Overview |
|
|---|---|
| Ticker | CVBF |
| Company Name | CVB Financial Corp |
| Country | USA |
| Description | CVB Financial Corp. The company is headquartered in Ontario, California. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/22/2025 |
Stock Price History |
|
| Last Day Price | 18.94 |
| Price 4 Years Ago | 18.71 |
| Last Day Price Updated | 5/27/2025 2:56:39 PM EST |
| Last Day Volume | 583,492 |
| Average Daily Volume | 666,468 |
| 52-Week High | 24.08 |
| 52-Week Low | 15.09 |
| Last Price to 52 Week Low | 25.51% |
Valuation Measures |
|
| Trailing PE | 13.06 |
| Industry PE | 19.23 |
| Sector PE | 20.51 |
| 5-Year Average PE | 20.57 |
| Free Cash Flow Ratio | 4.91 |
| Industry Free Cash Flow Ratio | 5.12 |
| Sector Free Cash Flow Ratio | 12.41 |
| Current Ratio Most Recent Quarter | 0.21 |
| Total Cash Per Share | 3.86 |
| Book Value Per Share Most Recent Quarter | 16.02 |
| Price to Book Ratio | 1.17 |
| Industry Price to Book Ratio | 1.03 |
| Sector Price to Book Ratio | 2.02 |
| Price to Sales Ratio Twelve Trailing Months | 5.15 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.98 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.11 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 137,805,000 |
| Market Capitalization | 2,610,026,700 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 4/2/2025 |
| Previous Dividend Amount | 0.2000 |
| Current Dividend Amount | 0.2000 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 0.80 |
| Trailing Annual Dividend Yield | 4.22% |
| Forward Annual Dividend Rate | 0.80 |
| Forward Annual Dividend Yield | 4.22% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 4.72% |
| 5-Year Average Dividend Yield | 4.34% |
| 1-Year Dividend Growth Rate Percentage | -20.00% |
| 3-Year Dividend Growth Rate Percentage | -10.56% |
| 5-Year Dividend Growth Rate Percentage | -2.90% |
| All-Time Dividend Growth Rate Percentage | 13.77% |
| Dividend Payout Ratio | 55.17% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 3.20% |
| Annual Earnings Growth | -9.36% |
| Reported EPS 12 Trailing Months | 1.45 |
| Reported EPS Past Year | 0.36 |
| Reported EPS Prior Year | 1.45 |
| Net Income Twelve Trailing Months | 203,221,000 |
| Net Income Past Year | 200,716,000 |
| Net Income Prior Year | 221,435,000 |
| Quarterly Revenue Growth YOY | 1.70% |
| 5-Year Revenue Growth | 6.34% |
| Operating Margin Twelve Trailing Months | 54.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 532,540,000 |
| Total Cash Past Year | 205,178,000 |
| Total Cash Prior Year | 289,501,000 |
| Net Cash Position Most Recent Quarter | 32,540,000 |
| Net Cash Position Past Year | -1,141,464,000 |
| Long Term Debt Past Year | 1,346,642,000 |
| Long Term Debt Prior Year | 565,431,000 |
| Total Debt Most Recent Quarter | 500,000,000 |
| Equity to Debt Ratio Past Year | 0.62 |
| Equity to Debt Ratio Most Recent Quarter | 0.82 |
| Total Stockholder Equity Past Year | 2,186,316,000 |
| Total Stockholder Equity Prior Year | 2,077,972,000 |
| Total Stockholder Equity Most Recent Quarter | 2,228,419,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 208,521,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.51 |
| Free Cash Flow Past Year | 244,630,000 |
| Free Cash Flow Prior Year | 291,111,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.25 |
| MACD Signal | 0.35 |
| 20-Day Bollinger Lower Band | 16.83 |
| 20-Day Bollinger Middle Band | 19.08 |
| 20-Day Bollinger Upper Band | 21.33 |
| Beta | 0.66 |
| RSI | 44.93 |
| 50-Day SMA | 18.84 |
| 150-Day SMA | 18.50 |
| 200-Day SMA | 18.66 |
System |
|
| Modified | 5/26/2025 9:38:49 PM EST |