Stock Scorecard
Stock Summary for CVB Financial Corp (CVBF) - $18.65 as of 10/24/2025 7:20:06 PM EST
Total Score
12 out of 30
Safety Score
61 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for CVBF
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CVBF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CVBF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CVBF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CVBF (61 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 7 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CVBF
Financial Details for CVBF
Company Overview |
|
|---|---|
| Ticker | CVBF |
| Company Name | CVB Financial Corp |
| Country | USA |
| Description | CVB Financial Corporation, based in Ontario, California, is a prominent financial services provider dedicated to delivering a comprehensive suite of banking solutions tailored to both commercial and individual clients. Operating through its wholly-owned subsidiary, Citizens Business Bank, the company excels in commercial lending, treasury management, and personal banking services, underpinned by a commitment to innovation and customer service excellence. As a publicly traded institution with a strong balance sheet, CVB Financial has consistently showcased robust profitability and superior asset quality, establishing itself as a reliable partner in the financial landscape while strategically pursuing growth initiatives across California and adjacent markets. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/22/2025 |
Stock Price History |
|
| Last Day Price | 18.65 |
| Price 4 Years Ago | 18.33 |
| Last Day Price Updated | 10/24/2025 7:20:06 PM EST |
| Last Day Volume | 843,127 |
| Average Daily Volume | 741,767 |
| 52-Week High | 23.60 |
| 52-Week Low | 15.69 |
| Last Price to 52 Week Low | 18.87% |
Valuation Measures |
|
| Trailing PE | 12.83 |
| Industry PE | 17.20 |
| Sector PE | 24.14 |
| 5-Year Average PE | 15.43 |
| Free Cash Flow Ratio | 13.13 |
| Industry Free Cash Flow Ratio | 6.15 |
| Sector Free Cash Flow Ratio | 42.26 |
| Current Ratio Most Recent Quarter | 17.55 |
| Total Cash Per Share | 1.42 |
| Book Value Per Share Most Recent Quarter | 16.25 |
| Price to Book Ratio | 1.16 |
| Industry Price to Book Ratio | 1.11 |
| Sector Price to Book Ratio | 2.28 |
| Price to Sales Ratio Twelve Trailing Months | 5.08 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.02 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.86 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 137,818,000 |
| Market Capitalization | 2,570,305,700 |
| Institutional Ownership | 78.43% |
Dividends |
|
| Ex-Dividend Date | 10/1/2025 |
| Previous Dividend Amount | 0.2000 |
| Current Dividend Amount | 0.2000 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 0.80 |
| Trailing Annual Dividend Yield | 4.29% |
| Forward Annual Dividend Rate | 0.80 |
| Forward Annual Dividend Yield | 4.29% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 4.82% |
| 5-Year Average Dividend Yield | 4.43% |
| 1-Year Dividend Growth Rate Percentage | -20.00% |
| 3-Year Dividend Growth Rate Percentage | -10.56% |
| 5-Year Dividend Growth Rate Percentage | -2.90% |
| All-Time Dividend Growth Rate Percentage | 13.77% |
| Dividend Payout Ratio | 54.79% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 2.30% |
| Annual Earnings Growth | -9.36% |
| Reported EPS 12 Trailing Months | 1.46 |
| Reported EPS Past Year | 0.72 |
| Reported EPS Prior Year | 1.44 |
| Net Income Twelve Trailing Months | 203,750,000 |
| Net Income Past Year | 200,716,000 |
| Net Income Prior Year | 221,435,000 |
| Quarterly Revenue Growth YOY | 0.90% |
| 5-Year Revenue Growth | 5.40% |
| Operating Margin Twelve Trailing Months | 55.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 195,063,000 |
| Total Cash Past Year | 205,178,000 |
| Total Cash Prior Year | 289,501,000 |
| Net Cash Position Most Recent Quarter | -4,937,000 |
| Net Cash Position Past Year | -1,141,464,000 |
| Long Term Debt Past Year | 1,346,642,000 |
| Long Term Debt Prior Year | 565,431,000 |
| Total Debt Most Recent Quarter | 200,000,000 |
| Equity to Debt Ratio Past Year | 0.62 |
| Equity to Debt Ratio Most Recent Quarter | 0.92 |
| Total Stockholder Equity Past Year | 2,186,316,000 |
| Total Stockholder Equity Prior Year | 2,077,972,000 |
| Total Stockholder Equity Most Recent Quarter | 2,240,322,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 236,413,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.72 |
| Free Cash Flow Past Year | 244,630,000 |
| Free Cash Flow Prior Year | 291,111,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.20 |
| MACD Signal | -0.21 |
| 20-Day Bollinger Lower Band | 17.56 |
| 20-Day Bollinger Middle Band | 19.29 |
| 20-Day Bollinger Upper Band | 21.01 |
| Beta | 0.68 |
| RSI | 43.37 |
| 50-Day SMA | 19.47 |
| 150-Day SMA | 17.53 |
| 200-Day SMA | 18.53 |
System |
|
| Modified | 10/22/2025 9:25:47 PM EST |