Stock Scorecard
Stock Summary for Columbia Banking System Inc (COLB) - $27.72 as of 12/1/2025 3:32:53 PM EST
Total Score
11 out of 30
Safety Score
69 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for COLB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for COLB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for COLB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for COLB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for COLB (69 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 7 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for COLB
Financial Details for COLB
Company Overview |
|
|---|---|
| Ticker | COLB |
| Company Name | Columbia Banking System Inc |
| Country | USA |
| Description | Columbia Banking System, Inc. is a prominent bank holding company headquartered in Tacoma, Washington, operating primarily through its subsidiary, Columbia State Bank. The company offers a comprehensive suite of banking services tailored to meet the diverse needs of small and medium-sized businesses, professionals, and individuals across Washington, Oregon, and Idaho. Columbia Banking System's strong focus on customer service and active community involvement underscores its commitment to being a vital financial partner in the Pacific Northwest. With an expansive branch network and a strategic emphasis on sustainable growth, the company is well-positioned to capitalize on regional economic opportunities and foster long-term client relationships. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/22/2026 |
Stock Price History |
|
| Last Day Price | 27.72 |
| Price 4 Years Ago | 26.28 |
| Last Day Price Updated | 12/1/2025 3:32:53 PM EST |
| Last Day Volume | 1,696,883 |
| Average Daily Volume | 3,698,856 |
| 52-Week High | 29.66 |
| 52-Week Low | 18.81 |
| Last Price to 52 Week Low | 47.37% |
Valuation Measures |
|
| Trailing PE | 12.54 |
| Industry PE | 17.94 |
| Sector PE | 24.03 |
| 5-Year Average PE | 9.46 |
| Free Cash Flow Ratio | 3.56 |
| Industry Free Cash Flow Ratio | 6.90 |
| Sector Free Cash Flow Ratio | 40.01 |
| Current Ratio Most Recent Quarter | 0.27 |
| Total Cash Per Share | 7.78 |
| Book Value Per Share Most Recent Quarter | 26.04 |
| Price to Book Ratio | 1.06 |
| Industry Price to Book Ratio | 1.12 |
| Sector Price to Book Ratio | 1.92 |
| Price to Sales Ratio Twelve Trailing Months | 4.33 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.09 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.83 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 299,121,000 |
| Market Capitalization | 8,291,634,120 |
| Institutional Ownership | 98.07% |
Dividends |
|
| Ex-Dividend Date | 11/28/2025 |
| Previous Dividend Amount | 0.3600 |
| Current Dividend Amount | 0.3700 |
| Total Years Dividend Increasing | 2 |
| Trailing Annual Dividend Rate | 1.45 |
| Trailing Annual Dividend Yield | 5.23% |
| Forward Annual Dividend Rate | 1.48 |
| Forward Annual Dividend Yield | 5.34% |
| 5-Year Dividend Payments Count | 9 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.69% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.69% |
| Dividend Payout Ratio | 65.61% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -42.90% |
| Annual Earnings Growth | 53.04% |
| Reported EPS 12 Trailing Months | 2.21 |
| Reported EPS Past Year | 2.28 |
| Reported EPS Prior Year | 2.72 |
| Net Income Twelve Trailing Months | 478,301,000 |
| Net Income Past Year | 533,675,000 |
| Net Income Prior Year | 348,715,000 |
| Quarterly Revenue Growth YOY | 9.60% |
| 5-Year Revenue Growth | 15.06% |
| Operating Margin Twelve Trailing Months | 47.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 2,326,000,000 |
| Total Cash Past Year | 1,870,555,000 |
| Total Cash Prior Year | 2,157,434,000 |
| Net Cash Position Most Recent Quarter | -412,000,000 |
| Net Cash Position Past Year | -1,668,008,000 |
| Long Term Debt Past Year | 3,538,563,000 |
| Long Term Debt Prior Year | 4,374,335,000 |
| Total Debt Most Recent Quarter | 2,738,000,000 |
| Equity to Debt Ratio Past Year | 0.59 |
| Equity to Debt Ratio Most Recent Quarter | 0.74 |
| Total Stockholder Equity Past Year | 5,118,224,000 |
| Total Stockholder Equity Prior Year | 4,995,034,000 |
| Total Stockholder Equity Most Recent Quarter | 7,790,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 661,207,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.21 |
| Free Cash Flow Past Year | 623,201,000 |
| Free Cash Flow Prior Year | 584,292,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.37 |
| MACD Signal | 0.23 |
| 20-Day Bollinger Lower Band | 23.15 |
| 20-Day Bollinger Middle Band | 25.84 |
| 20-Day Bollinger Upper Band | 28.54 |
| Beta | 0.73 |
| RSI | 64.41 |
| 50-Day SMA | 24.90 |
| 150-Day SMA | 22.01 |
| 200-Day SMA | 23.02 |
System |
|
| Modified | 12/1/2025 8:48:03 PM EST |