Stock Scorecard
Stock Summary for Chemung Financial Corp (CHMG) - $43.50 as of 4/19/2024 8:46:24 PM EST
Total Score
13 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for CHMG
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CHMG
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CHMG
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for CHMG
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for CHMG
Financial Details for CHMG
Company Overview |
|
|---|---|
| Ticker | CHMG |
| Company Name | Chemung Financial Corp |
| Country | USA |
| Description | Chemung Financial Corporation is the holding company of Chemung Canal Trust Company providing a range of banking, finance, trust and other financial services. The company is headquartered in Elmira, New York. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2024 |
| Next Earnings Date | 7/18/2024 |
Stock Price History |
|
| Last Day Price | 43.50 |
| Last Day Price Updated | 4/19/2024 8:46:24 PM EST |
| Last Day Volume | 7,754 |
| Average Daily Volume | 6,132 |
| 52-Week High | 50.91 |
| 52-Week Low | 32.75 |
| Last Price to 52 Week Low | 32.82% |
Valuation Measures |
|
| Trailing PE | 7.47 |
| Industry PE | 11.39 |
| Sector PE | 17.90 |
| 5-Year Average PE | 6.40 |
| Free Cash Flow Ratio | 5.61 |
| Industry Free Cash Flow Ratio | 3.43 |
| Sector Free Cash Flow Ratio | 8.47 |
| Current Ratio Most Recent Quarter | 0.02 |
| Total Cash Per Share | 7.76 |
| Book Value Per Share Most Recent Quarter | 41.21 |
| Price to Book Ratio | 0.97 |
| Industry Price to Book Ratio | 0.90 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 1.96 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
| Total Shares Outstanding | 4,750,700 |
| Market Capitalization | 206,655,450 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/15/2024 |
| Last Dividend Amount | 0.31 |
| Current Dividend Amount | 0.31 |
| Dividend Aristocrat? | False |
| Trailing Annual Dividend Rate | 1.24 |
| Trailing Annual Dividend Yield | 3.12% |
| Forward Annual Dividend Rate | 1.30 |
| Forward Annual Dividend Yield | 3.26% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.59% |
| 5-Year Average Dividend Yield | 2.65% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 2.08% |
| 5-Year Dividend Growth Rate Percentage | 4.50% |
| All-Time Dividend Growth Rate Percentage | 4.49% |
| Dividend Payout Ratio | 23.48% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -49.40% |
| Annual Earnings Growth | -13.14% |
| Reported EPS 12 Trailing Months | 5.28 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 5.29 |
| Net Income Twelve Trailing Months | 25,000,000 |
| Net Income Past Year | 25,000,000 |
| Net Income Prior Year | 28,783,000 |
| Quarterly Revenue Growth YOY | -14.80% |
| 5-Year Revenue Growth | 3.55% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 36,847,000 |
| Total Cash Past Year | 36,847,000 |
| Total Cash Prior Year | 55,869,000 |
| Net Cash Position Most Recent Quarter | 33,727,000 |
| Net Cash Position Past Year | -62,290,000 |
| Long Term Debt Past Year | 99,137,000 |
| Long Term Debt Prior Year | 99,137,000 |
| Total Debt Most Recent Quarter | 3,120,000 |
| Equity to Debt Ratio Past Year | 0.66 |
| Equity to Debt Ratio Most Recent Quarter | 0.98 |
| Total Stockholder Equity Past Year | 195,241,000 |
| Total Stockholder Equity Prior Year | 166,388,000 |
| Total Stockholder Equity Most Recent Quarter | 195,241,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.77 |
| MACD Signal | -0.71 |
| 20-Day Bollinger Lower Band | 38.38 |
| 20-Day Bollinger Middle Band | 44.96 |
| 20-Day Bollinger Upper Band | 51.55 |
| Beta | 0.21 |
| RSI | 33.53 |
| 50-Day SMA | 41.56 |
| 200-Day SMA | 39.86 |
System |
|
| Modified | 4/19/2024 8:46:30 PM EST |