Stock Scorecard



Stock Summary for Chemung Financial Corp (CHMG)

Total Score

18 out of 29

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for CHMG

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for CHMG

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for CHMG

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for CHMG

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Financial Details for CHMG

Company Overview

Company Name Chemung Financial Corp
Country USA
Description Chemung Financial Corporation is the holding company of Chemung Canal Trust Company providing a range of banking, finance, trust and other financial services. The company is headquartered in Elmira, New York.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 9/30/2022
Next Earnings Date 1/24/2023

Stock Price History

Last Day Price 47.50
Last Day Volume 4,439
Average Daily Volume 12,957
52-Week High 48.05
52-Week Low 40.45
Last Price to 52 Week Low 17.43 %

Valuation Measures

Trailing PE 8.01
Industry PE 10.79
Sector PE 25.68
5-Year Average PE 9.47
Free Cash Flow Ratio 5.24
Industry Free Cash Flow Ratio 5.96
Sector Free Cash Flow Ratio 14.33
Book Value Per Share Most Recent Quarter 33.25
Price to Book Ratio 1.44
Industry Price to Book Ratio 1.26
Sector Price to Book Ratio 2.53
Price to Sales Ratio Twelve Trailing Months 2.38
Industry Price to Sales Ratio Twelve Trailing Months 2.96
Sector Price to Sales Ratio Twelve Trailing Months 2.81

Share Statistics

Total Shares Outstanding 4,678,100
Market Capitalization 222,209,750
Institutional Ownership 0.00 %

Dividends

Ex-Dividend Date 12/19/2022
Last Dividend Amount 0.31
Current Dividend Amount 0.31
Dividend Aristocrat? False
Forward Annual Dividend Rate 0.00
Forward Annual Dividend Yield 0.00 %
Trailing Annual Dividend Rate 1.24
Trailing Annual Dividend Yield 2.62 %
5-Year Average Dividend Yield 0.00 %
5-Year Dividend Payments Count 21
Dividend Payout Ratio 0.00 %

Income Statement

Quarterly Earnings Growth YOY -3.20 %
Annual Earnings Growth 37.19 %
Reported EPS Past Year 4.54
Reported EPS Prior Year 5.64
Net Income Twelve Trailing Months 27,798,000
Net Income Past Year 26,425,000
Net Income Prior Year 19,262,000
Quarterly Revenue Growth YOY 1.40 %
5-Year Revenue Growth 6.91 %

Balance Sheet

Total Cash Per Share 9.07
Total Cash Most Recent Quarter 42,423,000
Total Cash Past Year 26,981,000
Total Cash Prior Year 111,080,000
Net Cash Position Most Recent Quarter 38,319,000
Net Cash Position Past Year 8,817,000
Long Term Debt Past Year 18,164,000
Long Term Debt Prior Year 3,849,000
Total Debt Most Recent Quarter 4,104,000
Equity to Debt Ratio Past Year 0.92
Equity to Debt Ratio Most Recent Quarter 0.97
Current Ratio Most Recent Quarter 0.02
Total Stockholder Equity Past Year 211,455,000
Total Stockholder Equity Prior Year 199,699,000
Total Stockholder Equity Most Recent Quarter 155,518,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

MACD 1.15
MACD Signal 1.11
20-Day Bollinger Lower Band 40.40
20-Day Bollinger Middle Band 44.52
20-Day Bollinger Upper Band 48.63
Beta 0.04
RSI 69.71
50-Day SMA 44.84
200-Day SMA 38.99

System

Modified 12/1/2022 4:08:55 AM