Stock Scorecard



Stock Summary for Cullen Frost Bankers Inc (CFR) - $137.83 as of 11/20/2024 3:52:30 PM EST

Total Score

18 out of 30

Currently on the following lists
Dividend Stock List
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for CFR

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for CFR

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for CFR

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for CFR

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for CFR (68 out of 90)

Stock Price Rating (Max of 10) 10
Historical Stock Price Rating (Max of 10) 9
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 9
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 3
Analyst Strong Buy Ratings (Max of 5) 3
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 5
Price to Earnings (Max of 10) 8

Latest News for for CFR

Cullen/Frost Q3 Earnings Surpass Estimates, Expenses Rise Y/Y 11/1/2024 5:47:00 PM
Cullen/Frost Q3 Earnings Surpass Estimates, Expenses Rise Y/Y 11/1/2024 4:47:00 PM
Cullen/Frost Bankers ( CFR ) Beats Q3 Earnings and Revenue Estimates 10/31/2024 2:20:00 PM
Red River Bancshares ( RRBI ) Q3 Earnings and Revenues Surpass Estimates 10/30/2024 1:40:00 PM
Cullen/Frost Bankers ( CFR ) Expected to Beat Earnings Estimates: What to Know Ahead of Q3 Release 10/24/2024 2:01:00 PM
Guaranty Bancshares Inc. ( GNTY ) Q3 Earnings Beat Estimates 10/21/2024 12:05:00 PM
First Horizon Stock Up on Q3 Earnings Beat, NII & Fee Income Rise Y/Y 10/17/2024 11:51:00 AM
First Horizon National ( FHN ) Tops Q3 Earnings and Revenue Estimates 10/16/2024 11:50:00 AM
Will Cullen/Frost ( CFR ) Beat Estimates Again in Its Next Earnings Report? 10/14/2024 4:10:00 PM
Should Value Investors Buy Cullen/Frost Bankers ( CFR ) Stock? 9/19/2024 1:40:00 PM

Financial Details for CFR

Company Overview

Ticker CFR
Company Name Cullen Frost Bankers Inc
Country USA
Description Cullen / Frost Bankers, Inc. is the banking holding company for Frost Bank offering commercial and consumer banking services in Texas. The company is headquartered in San Antonio, Texas.
Sector Name FINANCE
Industry Name NATIONAL COMMERCIAL BANKS
Most Recent Quarter 9/30/2024
Next Earnings Date 1/23/2025

Stock Price History

Last Day Price 137.83
Price 4 Years Ago 78.23
Last Day Price Updated 11/20/2024 3:52:30 PM EST
Last Day Volume 264,110
Average Daily Volume 558,126
52-Week High 144.89
52-Week Low 93.29
Last Price to 52 Week Low 47.74%

Valuation Measures

Trailing PE 17.06
Industry PE 18.95
Sector PE 21.40
5-Year Average PE 15.12
Free Cash Flow Ratio 0.96
Industry Free Cash Flow Ratio 3.69
Sector Free Cash Flow Ratio 11.50
Current Ratio Most Recent Quarter 2.29
Total Cash Per Share 143.26
Book Value Per Share Most Recent Quarter 62.41
Price to Book Ratio 2.22
Industry Price to Book Ratio 1.11
Sector Price to Book Ratio 2.00
Price to Sales Ratio Twelve Trailing Months 4.50
Industry Price to Sales Ratio Twelve Trailing Months 3.27
Sector Price to Sales Ratio Twelve Trailing Months 3.50
Analyst Buy Ratings 2
Analyst Strong Buy Ratings 1

Share Statistics

Total Shares Outstanding 64,132,000
Market Capitalization 8,839,313,560
Institutional Ownership N/A

Dividends

Ex-Dividend Date 11/29/2024
Last Dividend Amount 0.95
Current Dividend Amount 0.95
Total Years Dividend Increasing Dividend Aristocrat - Increasing for 31 Years
Trailing Annual Dividend Rate 4.66
Trailing Annual Dividend Yield 3.38%
Forward Annual Dividend Rate 4.96
Forward Annual Dividend Yield 3.60%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 2.69%
5-Year Average Dividend Yield 2.84%
1-Year Dividend Growth Rate Percentage 10.49%
3-Year Dividend Growth Rate Percentage 10.35%
5-Year Dividend Growth Rate Percentage 6.34%
All-Time Dividend Growth Rate Percentage 13.17%
Dividend Payout Ratio 57.67%

Income Statement

Quarterly Earnings Growth YOY -5.90%
Annual Earnings Growth 3.25%
Reported EPS 12 Trailing Months 8.08
Reported EPS Past Year 6.51
Reported EPS Prior Year 9.10
Net Income Twelve Trailing Months 530,241,000
Net Income Past Year 597,973,000
Net Income Prior Year 579,150,000
Quarterly Revenue Growth YOY 3.80%
5-Year Revenue Growth 8.70%
Operating Margin Twelve Trailing Months 0.37

Balance Sheet

Total Cash Most Recent Quarter 9,187,724,000
Total Cash Past Year 8,602,626,000
Total Cash Prior Year 11,820,455,000
Net Cash Position Most Recent Quarter 8,964,945,000
Net Cash Position Past Year 8,380,008,000
Long Term Debt Past Year 222,618,000
Long Term Debt Prior Year 222,404,000
Total Debt Most Recent Quarter 222,779,000
Equity to Debt Ratio Past Year 0.94
Equity to Debt Ratio Most Recent Quarter 0.95
Total Stockholder Equity Past Year 3,716,447,000
Total Stockholder Equity Prior Year 3,137,228,000
Total Stockholder Equity Most Recent Quarter 4,135,206,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 711,532,000
Free Cash Flow Per Share Twelve Trailing Months 11.09
Free Cash Flow Past Year 320,215,000
Free Cash Flow Prior Year 620,081,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 5.74
MACD Signal 5.68
20-Day Bollinger Lower Band 95.05
20-Day Bollinger Middle Band 117.33
20-Day Bollinger Upper Band 139.61
Beta 0.97
RSI 62.82
50-Day SMA 108.42
150-Day SMA 112.26
200-Day SMA 110.69

System

Modified 11/20/2024 8:59:59 PM EST