Stock Scorecard
Stock Summary for Cullen Frost Bankers Inc (CFR) - $133.70 as of 3/27/2026 9:13:07 PM EST
Total Score
14 out of 30
Safety Score
52 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CFR
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CFR
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CFR
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CFR
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CFR (52 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for CFR
Financial Details for CFR
Company Overview |
|
|---|---|
| Ticker | CFR |
| Company Name | Cullen Frost Bankers Inc |
| Country | N/A |
| Description | Cullen / Frost Bankers, Inc. is the banking holding company for Frost Bank offering commercial and consumer banking services in Texas. The company is headquartered in San Antonio, Texas. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 5/7/2026 |
Stock Price History |
|
| Last Day Price | 133.70 |
| Price 4 Years Ago | 120.45 |
| Last Day Price Updated | 3/27/2026 9:13:07 PM EST |
| Last Day Volume | 409,462 |
| Average Daily Volume | 582,591 |
| 52-Week High | 147.94 |
| 52-Week Low | 97.30 |
| Last Price to 52 Week Low | 37.41% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.58 |
| Sector PE | 59.93 |
| 5-Year Average PE | 13.48 |
| Free Cash Flow Ratio | 0.95 |
| Industry Free Cash Flow Ratio | 10.92 |
| Sector Free Cash Flow Ratio | 40.00 |
| Current Ratio Most Recent Quarter | 0.21 |
| Total Cash Per Share | 140.26 |
| Book Value Per Share Most Recent Quarter | 69.96 |
| Price to Book Ratio | 1.89 |
| Industry Price to Book Ratio | 1.08 |
| Sector Price to Book Ratio | 1.58 |
| Price to Sales Ratio Twelve Trailing Months | 3.85 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.07 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 63,202,000 |
| Market Capitalization | 8,450,107,400 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/27/2026 |
| Previous Dividend Amount | 1.0000 |
| Current Dividend Amount | 1.0000 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 4.00 |
| Trailing Annual Dividend Yield | 2.99% |
| Forward Annual Dividend Rate | 4.00 |
| Forward Annual Dividend Yield | 2.99% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.14% |
| 5-Year Average Dividend Yield | 3.07% |
| 1-Year Dividend Growth Rate Percentage | 1.27% |
| 3-Year Dividend Growth Rate Percentage | 0.63% |
| 5-Year Dividend Growth Rate Percentage | 5.41% |
| All-Time Dividend Growth Rate Percentage | 9.24% |
| Dividend Payout Ratio | 40.28% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 8.50% |
| Annual Earnings Growth | 11.33% |
| Reported EPS 12 Trailing Months | 9.93 |
| Reported EPS Past Year | 10.16 |
| Reported EPS Prior Year | 8.87 |
| Net Income Twelve Trailing Months | 648,557,000 |
| Net Income Past Year | 648,557,000 |
| Net Income Prior Year | 582,542,000 |
| Quarterly Revenue Growth YOY | 9.50% |
| 5-Year Revenue Growth | 14.46% |
| Operating Margin Twelve Trailing Months | 34.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 8,864,405,000 |
| Total Cash Past Year | 8,864,405,000 |
| Total Cash Prior Year | 10,218,683,000 |
| Net Cash Position Most Recent Quarter | 8,641,359,000 |
| Net Cash Position Past Year | 8,641,359,000 |
| Long Term Debt Past Year | 223,046,000 |
| Long Term Debt Prior Year | 222,832,000 |
| Total Debt Most Recent Quarter | 223,046,000 |
| Equity to Debt Ratio Past Year | 0.95 |
| Equity to Debt Ratio Most Recent Quarter | 0.95 |
| Total Stockholder Equity Past Year | 4,573,036,000 |
| Total Stockholder Equity Prior Year | 3,898,588,000 |
| Total Stockholder Equity Most Recent Quarter | 4,573,036,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 97,027,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.54 |
| Free Cash Flow Past Year | 127,327,000 |
| Free Cash Flow Prior Year | 861,756,000 |
Options |
|
| Put/Call Ratio | 0.03 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.62 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 113.16 |
System |
|
| Modified | 3/26/2026 7:42:39 PM EST |