Stock Scorecard
Stock Summary for Citizens Financial Group Inc (CFG) - $69.86 as of 8/23/2026 8:32:48 PM EST
Total Score
14 out of 30
Safety Score
77 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CFG
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CFG
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CFG
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CFG
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CFG (77 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CFG
Financial Details for CFG
Company Overview |
|
|---|---|
| Ticker | CFG |
| Company Name | Citizens Financial Group Inc |
| Country | USA |
| Description | Citizens Financial Group, Inc. is an American bank headquartered in Providence, Rhode Island. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | 10/16/2026 |
Stock Price History |
|
| Last Day Price | 69.86 |
| Price 4 Years Ago | 33.59 |
| Last Day Price Updated | 8/23/2026 8:32:48 PM EST |
| Last Day Volume | 4,380,345 |
| Average Daily Volume | 3,900,670 |
| 52-Week High | 75.33 |
| 52-Week Low | 46.55 |
| Last Price to 52 Week Low | 50.08% |
Valuation Measures |
|
| Trailing PE | 15.42 |
| Industry PE | 15.29 |
| Sector PE | 17.49 |
| 5-Year Average PE | 14.16 |
| Free Cash Flow Ratio | 2.31 |
| Industry Free Cash Flow Ratio | 12.96 |
| Sector Free Cash Flow Ratio | 42.72 |
| Current Ratio Most Recent Quarter | 11.01 |
| Total Cash Per Share | 30.30 |
| Book Value Per Share Most Recent Quarter | 56.95 |
| Price to Book Ratio | 1.24 |
| Industry Price to Book Ratio | 1.31 |
| Sector Price to Book Ratio | 1.97 |
| Price to Sales Ratio Twelve Trailing Months | 3.60 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.52 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.07 |
| Analyst Buy Ratings | 10 |
| Analyst Strong Buy Ratings | 4 |
Share Statistics |
|
| Total Shares Outstanding | 421,177,000 |
| Market Capitalization | 29,423,425,220 |
| Institutional Ownership | 100.44% |
Dividends |
|
| Ex-Dividend Date | 7/30/2026 |
| Previous Dividend Amount | 0.4600 |
| Current Dividend Amount | 0.4600 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 1.84 |
| Trailing Annual Dividend Yield | 2.60% |
| Forward Annual Dividend Rate | 1.84 |
| Forward Annual Dividend Yield | 2.60% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.01% |
| 5-Year Average Dividend Yield | 4.38% |
| 1-Year Dividend Growth Rate Percentage | 6.98% |
| 3-Year Dividend Growth Rate Percentage | 3.43% |
| 5-Year Dividend Growth Rate Percentage | 3.23% |
| All-Time Dividend Growth Rate Percentage | 15.70% |
| Dividend Payout Ratio | 40.09% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 41.30% |
| Annual Earnings Growth | 21.34% |
| Reported EPS 12 Trailing Months | 4.52 |
| Reported EPS Past Year | 2.43 |
| Reported EPS Prior Year | 3.87 |
| Net Income Twelve Trailing Months | 2,126,000,000 |
| Net Income Past Year | 1,831,000,000 |
| Net Income Prior Year | 1,509,000,000 |
| Quarterly Revenue Growth YOY | 14.70% |
| 5-Year Revenue Growth | 7.75% |
| Operating Margin Twelve Trailing Months | 35.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 12,760,000,000 |
| Total Cash Past Year | 12,727,000,000 |
| Total Cash Prior Year | 11,236,000,000 |
| Net Cash Position Most Recent Quarter | -1,930,000,000 |
| Net Cash Position Past Year | 3,517,000,000 |
| Long Term Debt Past Year | 9,210,000,000 |
| Long Term Debt Prior Year | 10,413,000,000 |
| Total Debt Most Recent Quarter | 14,690,000,000 |
| Equity to Debt Ratio Past Year | 0.74 |
| Equity to Debt Ratio Most Recent Quarter | 0.64 |
| Total Stockholder Equity Past Year | 26,317,000,000 |
| Total Stockholder Equity Prior Year | 24,254,000,000 |
| Total Stockholder Equity Most Recent Quarter | 26,183,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 2,353,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 5.59 |
| Free Cash Flow Past Year | 2,037,000,000 |
| Free Cash Flow Prior Year | 1,879,000,000 |
Options |
|
| Put/Call Ratio | 0.21 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.41 |
| MACD Signal | 1.58 |
| 20-Day Bollinger Lower Band | 54.68 |
| 20-Day Bollinger Middle Band | 64.48 |
| 20-Day Bollinger Upper Band | 74.29 |
| Beta | 1.01 |
| RSI | 56.33 |
| 50-Day SMA | 58.45 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 8/21/2026 7:55:15 PM EST |