Stock Scorecard
Stock Summary for Citizens Financial Group Inc (CFG) - $46.05 as of 11/20/2024 3:52:30 PM EST
Total Score
11 out of 30
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for CFG
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CFG
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CFG
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CFG
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CFG (78 out of 90)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 8 |
Latest News for for CFG
Financial Details for CFG
Company Overview |
|
|---|---|
| Ticker | CFG |
| Company Name | Citizens Financial Group Inc |
| Country | USA |
| Description | Citizens Financial Group, Inc. is an American bank headquartered in Providence, Rhode Island. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/17/2025 |
Stock Price History |
|
| Last Day Price | 46.05 |
| Price 4 Years Ago | 30.02 |
| Last Day Price Updated | 11/20/2024 3:52:30 PM EST |
| Last Day Volume | 3,718,839 |
| Average Daily Volume | 4,824,854 |
| 52-Week High | 48.35 |
| 52-Week Low | 25.00 |
| Last Price to 52 Week Low | 84.20% |
Valuation Measures |
|
| Trailing PE | 18.06 |
| Industry PE | 19.52 |
| Sector PE | 21.40 |
| 5-Year Average PE | 11.77 |
| Free Cash Flow Ratio | 11.10 |
| Industry Free Cash Flow Ratio | 5.68 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 122.00 |
| Total Cash Per Share | 4.15 |
| Book Value Per Share Most Recent Quarter | 51.26 |
| Price to Book Ratio | 0.89 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 2.85 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.44 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | 8 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 440,701,000 |
| Market Capitalization | 20,294,281,050 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 10/30/2024 |
| Last Dividend Amount | 0.42 |
| Current Dividend Amount | 0.42 |
| Total Years Dividend Increasing | 2 |
| Trailing Annual Dividend Rate | 1.68 |
| Trailing Annual Dividend Yield | 3.65% |
| Forward Annual Dividend Rate | 1.77 |
| Forward Annual Dividend Yield | 3.85% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 4.16% |
| 5-Year Average Dividend Yield | 4.04% |
| 1-Year Dividend Growth Rate Percentage | 3.70% |
| 3-Year Dividend Growth Rate Percentage | 3.77% |
| 5-Year Dividend Growth Rate Percentage | 5.42% |
| All-Time Dividend Growth Rate Percentage | 36.82% |
| Dividend Payout Ratio | 65.88% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -9.40% |
| Annual Earnings Growth | -22.43% |
| Reported EPS 12 Trailing Months | 2.55 |
| Reported EPS Past Year | 2.20 |
| Reported EPS Prior Year | 3.11 |
| Net Income Twelve Trailing Months | 1,297,000,000 |
| Net Income Past Year | 1,608,000,000 |
| Net Income Prior Year | 2,073,000,000 |
| Quarterly Revenue Growth YOY | -6.10% |
| 5-Year Revenue Growth | 6.06% |
| Operating Margin Twelve Trailing Months | 0.27 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,830,000,000 |
| Total Cash Past Year | 2,372,000,000 |
| Total Cash Prior Year | 1,945,000,000 |
| Net Cash Position Most Recent Quarter | -12,114,000,000 |
| Net Cash Position Past Year | -11,095,000,000 |
| Long Term Debt Past Year | 13,467,000,000 |
| Long Term Debt Prior Year | 15,887,000,000 |
| Total Debt Most Recent Quarter | 13,944,000,000 |
| Equity to Debt Ratio Past Year | 0.64 |
| Equity to Debt Ratio Most Recent Quarter | 0.64 |
| Total Stockholder Equity Past Year | 24,342,000,000 |
| Total Stockholder Equity Prior Year | 23,690,000,000 |
| Total Stockholder Equity Most Recent Quarter | 24,932,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 2,066,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 4.69 |
| Free Cash Flow Past Year | 2,789,000,000 |
| Free Cash Flow Prior Year | 3,993,000,000 |
Options |
|
| Put/Call Ratio | 0.31 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.47 |
| MACD Signal | 1.21 |
| 20-Day Bollinger Lower Band | 36.88 |
| 20-Day Bollinger Middle Band | 41.64 |
| 20-Day Bollinger Upper Band | 46.40 |
| Beta | 1.32 |
| RSI | 66.20 |
| 50-Day SMA | 36.08 |
| 150-Day SMA | 33.87 |
| 200-Day SMA | 35.21 |
System |
|
| Modified | 11/20/2024 8:59:58 PM EST |