Stock Scorecard
Stock Summary for Citizens Financial Group Inc (CFG) - $62.78 as of 5/22/2026 4:08:50 PM EST
Total Score
13 out of 30
Safety Score
58 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for CFG
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CFG
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CFG
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CFG
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CFG (58 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for CFG
Financial Details for CFG
Company Overview |
|
|---|---|
| Ticker | CFG |
| Company Name | Citizens Financial Group Inc |
| Country | N/A |
| Description | Citizens Financial Group, Inc. is an American bank headquartered in Providence, Rhode Island. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 7/16/2026 |
Stock Price History |
|
| Last Day Price | 62.78 |
| Price 4 Years Ago | 33.80 |
| Last Day Price Updated | 5/22/2026 4:08:50 PM EST |
| Last Day Volume | 3,028,591 |
| Average Daily Volume | 4,396,629 |
| 52-Week High | 68.30 |
| 52-Week Low | 37.58 |
| Last Price to 52 Week Low | 67.06% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 13.71 |
| Sector PE | 17.97 |
| 5-Year Average PE | 19.03 |
| Free Cash Flow Ratio | 2.15 |
| Industry Free Cash Flow Ratio | 14.42 |
| Sector Free Cash Flow Ratio | 40.68 |
| Current Ratio Most Recent Quarter | 228.33 |
| Total Cash Per Share | 29.16 |
| Book Value Per Share Most Recent Quarter | 56.48 |
| Price to Book Ratio | 1.10 |
| Industry Price to Book Ratio | 1.12 |
| Sector Price to Book Ratio | 2.07 |
| Price to Sales Ratio Twelve Trailing Months | 3.37 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.05 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.88 |
| Analyst Buy Ratings | 11 |
| Analyst Strong Buy Ratings | 6 |
Share Statistics |
|
| Total Shares Outstanding | 422,882,000 |
| Market Capitalization | 26,548,531,960 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 4/30/2026 |
| Previous Dividend Amount | 0.4600 |
| Current Dividend Amount | 0.4600 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 1.80 |
| Trailing Annual Dividend Yield | 2.87% |
| Forward Annual Dividend Rate | 1.84 |
| Forward Annual Dividend Yield | 2.93% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 6.98% |
| 3-Year Dividend Growth Rate Percentage | 3.43% |
| 5-Year Dividend Growth Rate Percentage | 3.23% |
| All-Time Dividend Growth Rate Percentage | 15.70% |
| Dividend Payout Ratio | 42.65% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 46.80% |
| Annual Earnings Growth | 21.34% |
| Reported EPS 12 Trailing Months | 4.22 |
| Reported EPS Past Year | 1.13 |
| Reported EPS Prior Year | 3.87 |
| Net Income Twelve Trailing Months | 1,975,000,000 |
| Net Income Past Year | 1,831,000,000 |
| Net Income Prior Year | 1,509,000,000 |
| Quarterly Revenue Growth YOY | 13.80% |
| 5-Year Revenue Growth | 7.75% |
| Operating Margin Twelve Trailing Months | 32.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 12,330,000,000 |
| Total Cash Past Year | 12,727,000,000 |
| Total Cash Prior Year | 11,236,000,000 |
| Net Cash Position Most Recent Quarter | 2,060,000,000 |
| Net Cash Position Past Year | 3,517,000,000 |
| Long Term Debt Past Year | 9,210,000,000 |
| Long Term Debt Prior Year | 10,413,000,000 |
| Total Debt Most Recent Quarter | 10,270,000,000 |
| Equity to Debt Ratio Past Year | 0.74 |
| Equity to Debt Ratio Most Recent Quarter | 0.72 |
| Total Stockholder Equity Past Year | 26,317,000,000 |
| Total Stockholder Equity Prior Year | 24,254,000,000 |
| Total Stockholder Equity Most Recent Quarter | 26,172,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 2,501,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 5.91 |
| Free Cash Flow Past Year | 2,037,000,000 |
| Free Cash Flow Prior Year | 1,879,000,000 |
Options |
|
| Put/Call Ratio | 2.13 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 54.81 |
| 20-Day Bollinger Middle Band | 61.26 |
| 20-Day Bollinger Upper Band | 67.70 |
| Beta | 1.04 |
| RSI | 60.09 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 37.89 |
System |
|
| Modified | 5/22/2026 7:46:57 PM EST |