Stock Scorecard
Stock Summary for C & F Financial Corp (CFFI) - $47.60 as of 4/5/2024 8:37:16 PM EST
Total Score
15 out of 29
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CFFI
Positive earnings growth | |
P/E ratio less than Industry P/E Ratio | |
P/E ratio less than Sector P/E Ratio | |
P/E ratio that is half the growth rate (or less) | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Positive net income past year and 12 trailing months | |
Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CFFI
Revenue growing by at least 20% average per year over the last 5 years | |
Market Capitalization under 2 billion | |
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CFFI
Declared an ex-dividend date | |
Forward annual dividend rate greater than 2 | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Current ratio most recent quarter greater than 2 |
Bonus Criteria for CFFI
P/E ratio less than five-year Average P/E ratio | |
Last Price to 52 Week Low Ratio Less Than 1 | |
Total Cash Per Share > Last Day Price | |
P/S Ratio < 1 | |
P/B Ratio < 1 |
Financial Details for CFFI
Company Overview |
|
---|---|
Ticker | CFFI |
Company Name | C & F Financial Corp |
Country | USA |
Description | C&F Financial Corporation is the banking holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company is headquartered in Toano, Virginia. |
Sector Name | FINANCE |
Industry Name | STATE COMMERCIAL BANKS |
Most Recent Quarter | 12/31/2023 |
Next Earnings Date | 4/24/2024 |
Stock Price History |
|
Last Day Price | 47.60 |
Last Day Price Updated | 4/5/2024 8:37:16 PM EST |
Last Day Volume | 1,502 |
Average Daily Volume | 3,547 |
52-Week High | 71.38 |
52-Week Low | 46.52 |
Last Price to 52 Week Low | 2.32% |
Valuation Measures |
|
Trailing PE | 6.86 |
Industry PE | 12.10 |
Sector PE | 18.60 |
5-Year Average PE | 5.61 |
Free Cash Flow Ratio | 2.14 |
Industry Free Cash Flow Ratio | 3.64 |
Sector Free Cash Flow Ratio | 8.83 |
Current Ratio Most Recent Quarter | 1.53 |
Total Cash Per Share | 22.28 |
Book Value Per Share Most Recent Quarter | 64.28 |
Price to Book Ratio | 0.75 |
Industry Price to Book Ratio | 0.90 |
Sector Price to Book Ratio | 1.71 |
Price to Sales Ratio Twelve Trailing Months | 1.35 |
Industry Price to Sales Ratio Twelve Trailing Months | 2.43 |
Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
Total Shares Outstanding | 3,373,500 |
Market Capitalization | 160,578,600 |
Institutional Ownership | N/A |
Dividends |
|
Ex-Dividend Date | 3/14/2024 |
Last Dividend Amount | 0.44 |
Current Dividend Amount | 0.44 |
Dividend Aristocrat? | False |
Trailing Annual Dividend Rate | 1.76 |
Trailing Annual Dividend Yield | 3.70% |
Forward Annual Dividend Rate | 1.83 |
Forward Annual Dividend Yield | 3.85% |
5-Year Dividend Payments Count | 20 |
3-Year Average Dividend Yield | 2.83% |
5-Year Average Dividend Yield | 3.05% |
1-Year Dividend Growth Rate Percentage | 7.32% |
3-Year Dividend Growth Rate Percentage | 5.54% |
5-Year Dividend Growth Rate Percentage | 4.25% |
All-Time Dividend Growth Rate Percentage | 7.48% |
Dividend Payout Ratio | 25.43% |
Income Statement |
|
Quarterly Earnings Growth YOY | -49.30% |
Annual Earnings Growth | -19.05% |
Reported EPS 12 Trailing Months | 6.92 |
Reported EPS Past Year | 0.00 |
Reported EPS Prior Year | 6.92 |
Net Income Twelve Trailing Months | 23,604,000 |
Net Income Past Year | 23,604,000 |
Net Income Prior Year | 29,159,000 |
Quarterly Revenue Growth YOY | -15.00% |
5-Year Revenue Growth | 1.38% |
Balance Sheet |
|
Total Cash Most Recent Quarter | 75,159,000 |
Total Cash Past Year | 75,159,000 |
Total Cash Prior Year | 26,661,000 |
Net Cash Position Most Recent Quarter | 49,737,000 |
Net Cash Position Past Year | 49,737,000 |
Long Term Debt Past Year | 25,422,000 |
Long Term Debt Prior Year | 55,492,000 |
Total Debt Most Recent Quarter | 25,422,000 |
Equity to Debt Ratio Past Year | 0.90 |
Equity to Debt Ratio Most Recent Quarter | 0.90 |
Total Stockholder Equity Past Year | 216,878,000 |
Total Stockholder Equity Prior Year | 195,634,000 |
Total Stockholder Equity Most Recent Quarter | 216,878,000 |
Options |
|
Put/Call Ratio | 0.00 |
Has Options | False |
Liquidity Rating | None |
Technical Analysis |
|
Yahoo Finance Chart | Yahoo Finance Chart |
MACD | -1.16 |
MACD Signal | -1.34 |
20-Day Bollinger Lower Band | 42.75 |
20-Day Bollinger Middle Band | 56.25 |
20-Day Bollinger Upper Band | 69.75 |
Beta | 0.34 |
RSI | 41.88 |
50-Day SMA | 54.39 |
200-Day SMA | 46.66 |
System |
|
Modified | 4/8/2024 8:38:28 PM EST |