Stock Scorecard
Stock Summary for CF Bankshares Inc (CFBK) - $23.77 as of 5/9/2025 8:19:06 PM EST
Total Score
15 out of 30
Safety Score
51 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CFBK
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CFBK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CFBK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CFBK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CFBK (51 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 0 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CFBK
Financial Details for CFBK
Company Overview |
|
|---|---|
| Ticker | CFBK |
| Company Name | CF Bankshares Inc |
| Country | USA |
| Description | CF Bankshares Inc. is the banking holding company for CFBank, a National Association that offers various banking products and services in the United States. The company is headquartered in Worthington, Ohio. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 23.77 |
| Price 4 Years Ago | 19.71 |
| Last Day Price Updated | 5/9/2025 8:19:06 PM EST |
| Last Day Volume | 8,523 |
| Average Daily Volume | 15,457 |
| 52-Week High | 30.96 |
| 52-Week Low | 16.71 |
| Last Price to 52 Week Low | 42.25% |
Valuation Measures |
|
| Trailing PE | 11.55 |
| Industry PE | 14.17 |
| Sector PE | 18.79 |
| 5-Year Average PE | 6.71 |
| Free Cash Flow Ratio | 0.52 |
| Industry Free Cash Flow Ratio | 10.21 |
| Sector Free Cash Flow Ratio | 25.54 |
| Current Ratio Most Recent Quarter | 11.51 |
| Total Cash Per Share | 45.80 |
| Book Value Per Share Most Recent Quarter | 26.31 |
| Price to Book Ratio | 0.90 |
| Industry Price to Book Ratio | 0.98 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 3.39 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.83 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 5,136,600 |
| Market Capitalization | 122,096,982 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 4/14/2025 |
| Previous Dividend Amount | 0.0700 |
| Current Dividend Amount | 0.0700 |
| Total Years Dividend Increasing | 4 |
| Trailing Annual Dividend Rate | 0.27 |
| Trailing Annual Dividend Yield | 1.14% |
| Forward Annual Dividend Rate | 0.28 |
| Forward Annual Dividend Yield | 1.18% |
| 5-Year Dividend Payments Count | 19 |
| 3-Year Average Dividend Yield | 0.99% |
| 5-Year Average Dividend Yield | 0.93% |
| 1-Year Dividend Growth Rate Percentage | 12.00% |
| 3-Year Dividend Growth Rate Percentage | 5.83% |
| 5-Year Dividend Growth Rate Percentage | 21.14% |
| All-Time Dividend Growth Rate Percentage | -31.94% |
| Dividend Payout Ratio | 13.11% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 3.20% |
| Annual Earnings Growth | -20.96% |
| Reported EPS 12 Trailing Months | 2.06 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 2.06 |
| Net Income Twelve Trailing Months | 13,247,000 |
| Net Income Past Year | 13,387,000 |
| Net Income Prior Year | 16,937,000 |
| Quarterly Revenue Growth YOY | 5.80% |
| 5-Year Revenue Growth | 8.72% |
| Operating Margin Twelve Trailing Months | 45.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 235,272,000 |
| Total Cash Past Year | 235,272,000 |
| Total Cash Prior Year | 261,595,000 |
| Net Cash Position Most Recent Quarter | 127,592,000 |
| Net Cash Position Past Year | 127,592,000 |
| Long Term Debt Past Year | 107,680,000 |
| Long Term Debt Prior Year | 124,956,000 |
| Total Debt Most Recent Quarter | 107,680,000 |
| Equity to Debt Ratio Past Year | 0.61 |
| Equity to Debt Ratio Most Recent Quarter | 0.61 |
| Total Stockholder Equity Past Year | 168,437,000 |
| Total Stockholder Equity Prior Year | 155,374,000 |
| Total Stockholder Equity Most Recent Quarter | 168,437,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 13,923,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.71 |
| Free Cash Flow Past Year | 13,923,000 |
| Free Cash Flow Prior Year | 17,390,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.64 |
| MACD Signal | 0.41 |
| 20-Day Bollinger Lower Band | 19.88 |
| 20-Day Bollinger Middle Band | 22.88 |
| 20-Day Bollinger Upper Band | 25.87 |
| Beta | 0.44 |
| RSI | 69.17 |
| 50-Day SMA | 20.08 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 19.98 |
System |
|
| Modified | 5/9/2025 8:19:54 PM EST |