Stock Scorecard



Stock Summary for Crossfirst Bankshares Inc (CFB) - $15.99 as of 5/9/2025 8:19:05 PM EST

Total Score

13 out of 30

Safety Score

39 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for CFB

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for CFB

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for CFB

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for CFB

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for CFB (39 out of 100)

Stock Price Rating (Max of 10) 6
Historical Stock Price Rating (Max of 10) 6
Stock Price Trend (Max of 10) 7
Book Value (Max of 10) 6
Book Value to Price (Max of 10) 2
Analyst Buy Ratings (Max of 5) 3
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 0
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 9
Price to Earnings (Max of 10) 0
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) -10

Latest News for for CFB

First Busey Corporation Announces 2025 First Quarter Results 4/22/2025 9:00:00 PM
First Busey Corporation Completes Acquisition of CrossFirst Bankshares, Inc. and CrossFirst Bank - First Busey ( NASDAQ:BUSE ) , CrossFirst Bankshares ( NASDAQ:CFB ) 3/3/2025 1:00:00 PM
CrossFirst Bankshares ( CFB ) Surpasses Q4 Earnings and Revenue Estimates 1/28/2025 11:15:00 PM
CrossFirst Bankshares, Inc. Reports Record Fourth Quarter and Record Full Year 2024 Results 1/28/2025 10:00:00 PM
First Busey Corporation Announces 2024 Fourth Quarter Earnings 1/28/2025 10:00:00 PM
Valley National ( VLY ) Q4 Earnings Miss Estimates 1/23/2025 1:15:00 PM
First Busey Corporation Receives Federal Reserve Approval to Acquire CrossFirst Bankshares, Inc. - First Busey ( NASDAQ:BUSE ) , CrossFirst Bankshares ( NASDAQ:CFB ) 1/17/2025 2:00:00 PM
First Busey Corporation Receives Federal Reserve Approval to Acquire CrossFirst Bankshares, Inc. 1/17/2025 2:00:00 PM
First Busey Corporation Receives Federal Reserve Approval to Acquire CrossFirst Bankshares, Inc. 1/17/2025 2:00:00 PM
First Busey Corporation and CrossFirst Bankshares, Inc. Announce Shareholder Approvals of Merger - First Busey ( NASDAQ:BUSE ) , CrossFirst Bankshares ( NASDAQ:CFB ) 12/23/2024 2:00:00 PM

Financial Details for CFB

Company Overview

Ticker CFB
Company Name Crossfirst Bankshares Inc
Country N/A
Description CrossFirst Bankshares, Inc. is the banking holding company for CrossFirst Bank providing various banking and financial services to businesses, business owners, professionals, and their personal networks. The company is headquartered in Leawood, Kansas.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 9/30/2024
Next Earnings Date 7/14/2025

Stock Price History

Last Day Price 15.99
Price 4 Years Ago 15.61
Last Day Price Updated 5/9/2025 8:19:05 PM EST
Last Day Volume 1,823,043
Average Daily Volume 287,996
52-Week High 19.22
52-Week Low 12.03
Last Price to 52 Week Low 32.92%

Valuation Measures

Trailing PE N/A
Industry PE 16.15
Sector PE 18.79
5-Year Average PE 7.83
Free Cash Flow Ratio 3.33
Industry Free Cash Flow Ratio 6.75
Sector Free Cash Flow Ratio 25.54
Current Ratio Most Recent Quarter 0.26
Total Cash Per Share 4.80
Book Value Per Share Most Recent Quarter 15.69
Price to Book Ratio 1.02
Industry Price to Book Ratio 1.05
Sector Price to Book Ratio 2.06
Price to Sales Ratio Twelve Trailing Months 3.15
Industry Price to Sales Ratio Twelve Trailing Months 3.02
Sector Price to Sales Ratio Twelve Trailing Months 3.16
Analyst Buy Ratings 2
Analyst Strong Buy Ratings 2

Share Statistics

Total Shares Outstanding 49,321,000
Market Capitalization 788,642,790
Institutional Ownership N/A

Dividends

Ex-Dividend Date N/A
Previous Dividend Amount 0.0000
Current Dividend Amount 0.0000
Total Years Dividend Increasing N/A
Trailing Annual Dividend Rate 0.00
Trailing Annual Dividend Yield 0.00%
Forward Annual Dividend Rate 0.00
Forward Annual Dividend Yield 0.00%
5-Year Dividend Payments Count 0
3-Year Average Dividend Yield 0.00%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 0.00%
Dividend Payout Ratio N/A

Income Statement

Quarterly Earnings Growth YOY 27.40%
Annual Earnings Growth 8.23%
Reported EPS 12 Trailing Months 1.56
Reported EPS Past Year 0.00
Reported EPS Prior Year 1.57
Net Income Twelve Trailing Months 74,145,000
Net Income Past Year 66,669,000
Net Income Prior Year 61,599,000
Quarterly Revenue Growth YOY 13.90%
5-Year Revenue Growth 14.65%
Operating Margin Twelve Trailing Months 48.60%

Balance Sheet

Total Cash Most Recent Quarter 236,937,000
Total Cash Past Year 234,029,000
Total Cash Prior Year 300,138,000
Net Cash Position Most Recent Quarter 163,339,000
Net Cash Position Past Year 147,190,000
Long Term Debt Past Year 86,839,000
Long Term Debt Prior Year 253,568,000
Total Debt Most Recent Quarter 73,598,000
Equity to Debt Ratio Past Year 0.89
Equity to Debt Ratio Most Recent Quarter 0.91
Total Stockholder Equity Past Year 708,143,000
Total Stockholder Equity Prior Year 608,599,000
Total Stockholder Equity Most Recent Quarter 771,709,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 94,290,000
Free Cash Flow Per Share Twelve Trailing Months 1.91
Free Cash Flow Past Year 90,401,000
Free Cash Flow Prior Year 77,784,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.07
MACD Signal 0.15
20-Day Bollinger Lower Band 14.24
20-Day Bollinger Middle Band 16.13
20-Day Bollinger Upper Band 18.02
Beta 1.12
RSI 49.10
50-Day SMA 13.36
150-Day SMA 13.36
200-Day SMA 13.67

System

Modified 5/9/2025 8:19:06 PM EST