Stock Scorecard
Stock Summary for CNB Financial Corp (PA) (CCNE) - $25.81 as of 9/12/2025 8:02:11 PM EST
Total Score
15 out of 30
Safety Score
58 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CCNE
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CCNE
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CCNE
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CCNE
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CCNE (58 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 7 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CCNE
Financial Details for CCNE
Company Overview |
|
|---|---|
| Ticker | CCNE |
| Company Name | CNB Financial Corp (PA) |
| Country | USA |
| Description | CNB Financial Corporation is the banking holding company for CNB Bank offering a range of banking products and services for individual, commercial, government and institutional clients. The company is headquartered in Clearfield, Pennsylvania. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/27/2025 |
Stock Price History |
|
| Last Day Price | 25.81 |
| Price 4 Years Ago | 23.58 |
| Last Day Price Updated | 9/12/2025 8:02:11 PM EST |
| Last Day Volume | 82,485 |
| Average Daily Volume | 140,646 |
| 52-Week High | 28.46 |
| 52-Week Low | 19.03 |
| Last Price to 52 Week Low | 35.63% |
Valuation Measures |
|
| Trailing PE | 10.95 |
| Industry PE | 17.09 |
| Sector PE | 24.87 |
| 5-Year Average PE | 10.32 |
| Free Cash Flow Ratio | 1.79 |
| Industry Free Cash Flow Ratio | 7.25 |
| Sector Free Cash Flow Ratio | 42.55 |
| Current Ratio Most Recent Quarter | 0.18 |
| Total Cash Per Share | 14.43 |
| Book Value Per Share Most Recent Quarter | 27.77 |
| Price to Book Ratio | 1.33 |
| Industry Price to Book Ratio | 1.16 |
| Sector Price to Book Ratio | 2.33 |
| Price to Sales Ratio Twelve Trailing Months | 3.42 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.20 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.15 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 29,475,100 |
| Market Capitalization | 760,752,331 |
| Institutional Ownership | 45.74% |
Dividends |
|
| Ex-Dividend Date | 8/29/2025 |
| Previous Dividend Amount | 0.1800 |
| Current Dividend Amount | 0.1800 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 0.72 |
| Trailing Annual Dividend Yield | 2.79% |
| Forward Annual Dividend Rate | 0.72 |
| Forward Annual Dividend Yield | 2.79% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.92% |
| 5-Year Average Dividend Yield | 3.08% |
| 1-Year Dividend Growth Rate Percentage | 1.41% |
| 3-Year Dividend Growth Rate Percentage | 0.70% |
| 5-Year Dividend Growth Rate Percentage | 1.25% |
| All-Time Dividend Growth Rate Percentage | 1.93% |
| Dividend Payout Ratio | 30.25% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 8.90% |
| Annual Earnings Growth | -5.94% |
| Reported EPS 12 Trailing Months | 2.38 |
| Reported EPS Past Year | 1.20 |
| Reported EPS Prior Year | 2.38 |
| Net Income Twelve Trailing Months | 54,455,000 |
| Net Income Past Year | 54,575,000 |
| Net Income Prior Year | 58,020,000 |
| Quarterly Revenue Growth YOY | 9.40% |
| 5-Year Revenue Growth | 15.02% |
| Operating Margin Twelve Trailing Months | 32.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 425,411,000 |
| Total Cash Past Year | 443,035,000 |
| Total Cash Prior Year | 221,873,000 |
| Net Cash Position Most Recent Quarter | 320,069,000 |
| Net Cash Position Past Year | 337,845,000 |
| Long Term Debt Past Year | 105,190,000 |
| Long Term Debt Prior Year | 104,887,000 |
| Total Debt Most Recent Quarter | 105,342,000 |
| Equity to Debt Ratio Past Year | 0.85 |
| Equity to Debt Ratio Most Recent Quarter | 0.86 |
| Total Stockholder Equity Past Year | 610,695,000 |
| Total Stockholder Equity Prior Year | 571,247,000 |
| Total Stockholder Equity Most Recent Quarter | 637,281,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 68,812,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.33 |
| Free Cash Flow Past Year | 55,228,000 |
| Free Cash Flow Prior Year | 36,051,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.58 |
| MACD Signal | 0.67 |
| 20-Day Bollinger Lower Band | 20.03 |
| 20-Day Bollinger Middle Band | 23.33 |
| 20-Day Bollinger Upper Band | 26.63 |
| Beta | 0.71 |
| RSI | 59.90 |
| 50-Day SMA | 20.95 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 21.51 |
System |
|
| Modified | 9/12/2025 8:02:15 PM EST |