Stock Scorecard
Stock Summary for Capital City Bank Group Inc (CCBG) - $40.62 as of 10/29/2025 3:01:58 PM EST
Total Score
19 out of 30
Safety Score
58 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CCBG
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CCBG
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CCBG
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CCBG
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CCBG (58 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CCBG
Financial Details for CCBG
Company Overview |
|
|---|---|
| Ticker | CCBG |
| Company Name | Capital City Bank Group Inc |
| Country | USA |
| Description | Capital City Bank Group, Inc. is a prominent financial holding company based in Tallahassee, Florida, offering a diverse array of banking and financial services to both individual and corporate clients. With a focus on delivering personalized customer service and financial solutions, the company operates through its subsidiary, Capital City Bank, which has established a strong presence in the southeastern United States. Capital City Bank Group is committed to community engagement and economic development, making it a key player in the regional banking landscape. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 10/28/2025 |
Stock Price History |
|
| Last Day Price | 40.62 |
| Price 4 Years Ago | 24.04 |
| Last Day Price Updated | 10/29/2025 3:01:58 PM EST |
| Last Day Volume | 28,826 |
| Average Daily Volume | 58,640 |
| 52-Week High | 44.58 |
| 52-Week Low | 31.98 |
| Last Price to 52 Week Low | 27.02% |
Valuation Measures |
|
| Trailing PE | 11.83 |
| Industry PE | 16.58 |
| Sector PE | 23.15 |
| 5-Year Average PE | 11.87 |
| Free Cash Flow Ratio | 8.83 |
| Industry Free Cash Flow Ratio | 8.11 |
| Sector Free Cash Flow Ratio | 31.14 |
| Current Ratio Most Recent Quarter | 0.14 |
| Total Cash Per Share | 4.60 |
| Book Value Per Share Most Recent Quarter | 31.68 |
| Price to Book Ratio | 1.36 |
| Industry Price to Book Ratio | 1.11 |
| Sector Price to Book Ratio | 2.28 |
| Price to Sales Ratio Twelve Trailing Months | 2.86 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.02 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.80 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 17,066,500 |
| Market Capitalization | 693,241,230 |
| Institutional Ownership | 48.23% |
Dividends |
|
| Ex-Dividend Date | 9/8/2025 |
| Previous Dividend Amount | 0.2400 |
| Current Dividend Amount | 0.2600 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.97 |
| Trailing Annual Dividend Yield | 2.38% |
| Forward Annual Dividend Rate | 1.04 |
| Forward Annual Dividend Yield | 2.56% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.45% |
| 5-Year Average Dividend Yield | 2.48% |
| 1-Year Dividend Growth Rate Percentage | 18.18% |
| 3-Year Dividend Growth Rate Percentage | 8.71% |
| 5-Year Dividend Growth Rate Percentage | 13.80% |
| All-Time Dividend Growth Rate Percentage | 5.39% |
| Dividend Payout Ratio | 28.45% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 20.80% |
| Annual Earnings Growth | 1.26% |
| Reported EPS 12 Trailing Months | 3.41 |
| Reported EPS Past Year | 2.80 |
| Reported EPS Prior Year | 3.12 |
| Net Income Twelve Trailing Months | 60,942,000 |
| Net Income Past Year | 52,915,000 |
| Net Income Prior Year | 52,258,000 |
| Quarterly Revenue Growth YOY | 9.40% |
| 5-Year Revenue Growth | 10.37% |
| Operating Margin Twelve Trailing Months | 33.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 78,485,000 |
| Total Cash Past Year | 70,543,000 |
| Total Cash Prior Year | 83,118,000 |
| Net Cash Position Most Recent Quarter | 35,223,000 |
| Net Cash Position Past Year | 16,862,000 |
| Long Term Debt Past Year | 53,681,000 |
| Long Term Debt Prior Year | 53,187,000 |
| Total Debt Most Recent Quarter | 43,262,000 |
| Equity to Debt Ratio Past Year | 0.90 |
| Equity to Debt Ratio Most Recent Quarter | 0.93 |
| Total Stockholder Equity Past Year | 495,317,000 |
| Total Stockholder Equity Prior Year | 448,032,000 |
| Total Stockholder Equity Most Recent Quarter | 540,635,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 69,768,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 4.09 |
| Free Cash Flow Past Year | 54,885,000 |
| Free Cash Flow Prior Year | 47,736,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.40 |
| MACD Signal | -0.37 |
| 20-Day Bollinger Lower Band | 37.24 |
| 20-Day Bollinger Middle Band | 40.94 |
| 20-Day Bollinger Upper Band | 44.64 |
| Beta | 0.36 |
| RSI | 49.14 |
| 50-Day SMA | 37.99 |
| 150-Day SMA | 32.04 |
| 200-Day SMA | 30.85 |
System |
|
| Modified | 10/28/2025 8:07:24 PM EST |