Stock Scorecard
Stock Summary for Capital City Bank Group Inc (CCBG) - $40.61 as of 1/29/2026 9:09:49 AM EST
Total Score
17 out of 30
Safety Score
62 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CCBG
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CCBG
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CCBG
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CCBG
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CCBG (62 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Financial Details for CCBG
Company Overview |
|
|---|---|
| Ticker | CCBG |
| Company Name | Capital City Bank Group Inc |
| Country | USA |
| Description | Capital City Bank Group, Inc. (CCBG), headquartered in Tallahassee, Florida, is a leading financial holding company that offers a comprehensive suite of banking and financial services to individual and corporate clients throughout the southeastern United States. With its primary subsidiary, Capital City Bank, the company has established a strong regional footprint marked by a dedication to superior customer service and innovative financial solutions. CCBG emphasizes community engagement and regional economic development, thereby enhancing not only the financial well-being of its customers but also contributing to the social and economic progress of the communities it serves, thereby reinforcing its stature as a trusted banking leader in the region. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 4/20/2026 |
Stock Price History |
|
| Last Day Price | 40.61 |
| Price 4 Years Ago | 30.07 |
| Last Day Price Updated | 1/29/2026 9:09:49 AM EST |
| Last Day Volume | 164,680 |
| Average Daily Volume | 72,121 |
| 52-Week High | 46.83 |
| 52-Week Low | 31.78 |
| Last Price to 52 Week Low | 27.78% |
Valuation Measures |
|
| Trailing PE | 11.87 |
| Industry PE | 20.63 |
| Sector PE | 23.84 |
| 5-Year Average PE | 11.20 |
| Free Cash Flow Ratio | 10.13 |
| Industry Free Cash Flow Ratio | 9.84 |
| Sector Free Cash Flow Ratio | 29.93 |
| Current Ratio Most Recent Quarter | 0.18 |
| Total Cash Per Share | 4.01 |
| Book Value Per Share Most Recent Quarter | 31.67 |
| Price to Book Ratio | 1.34 |
| Industry Price to Book Ratio | 1.23 |
| Sector Price to Book Ratio | 1.84 |
| Price to Sales Ratio Twelve Trailing Months | 2.93 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.42 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.83 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 17,068,800 |
| Market Capitalization | 693,163,968 |
| Institutional Ownership | 50.39% |
Dividends |
|
| Ex-Dividend Date | 12/1/2025 |
| Previous Dividend Amount | 0.2600 |
| Current Dividend Amount | 0.2600 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.00 |
| Trailing Annual Dividend Yield | 2.24% |
| Forward Annual Dividend Rate | 1.04 |
| Forward Annual Dividend Yield | 2.33% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.51% |
| 5-Year Average Dividend Yield | 2.47% |
| 1-Year Dividend Growth Rate Percentage | 13.64% |
| 3-Year Dividend Growth Rate Percentage | 14.71% |
| 5-Year Dividend Growth Rate Percentage | 12.69% |
| All-Time Dividend Growth Rate Percentage | 5.70% |
| Dividend Payout Ratio | 28.01% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 20.80% |
| Annual Earnings Growth | 16.33% |
| Reported EPS 12 Trailing Months | 3.57 |
| Reported EPS Past Year | 3.60 |
| Reported EPS Prior Year | 3.12 |
| Net Income Twelve Trailing Months | 61,557,000 |
| Net Income Past Year | 61,557,000 |
| Net Income Prior Year | 52,915,000 |
| Quarterly Revenue Growth YOY | 9.40% |
| 5-Year Revenue Growth | 5.72% |
| Operating Margin Twelve Trailing Months | 33.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 68,397,000 |
| Total Cash Past Year | 70,543,000 |
| Total Cash Prior Year | 70,543,000 |
| Net Cash Position Most Recent Quarter | 25,135,000 |
| Net Cash Position Past Year | 16,862,000 |
| Long Term Debt Past Year | 53,681,000 |
| Long Term Debt Prior Year | 53,681,000 |
| Total Debt Most Recent Quarter | 43,262,000 |
| Equity to Debt Ratio Past Year | 0.91 |
| Equity to Debt Ratio Most Recent Quarter | 0.93 |
| Total Stockholder Equity Past Year | 552,851,000 |
| Total Stockholder Equity Prior Year | 495,317,000 |
| Total Stockholder Equity Most Recent Quarter | 552,851,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 79,080,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 4.63 |
| Free Cash Flow Past Year | 54,885,000 |
| Free Cash Flow Prior Year | 47,736,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 38.67 |
| 20-Day Bollinger Middle Band | 42.13 |
| 20-Day Bollinger Upper Band | 45.59 |
| Beta | 0.37 |
| RSI | 53.77 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 31.79 |
System |
|
| Modified | 1/28/2026 7:35:24 PM EST |