Stock Scorecard
Stock Summary for Capital Bancorp Inc (CBNK) - $28.48 as of 12/26/2025 7:24:53 PM EST
Total Score
19 out of 30
Safety Score
54 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CBNK
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CBNK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CBNK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CBNK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CBNK (54 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CBNK
Financial Details for CBNK
Company Overview |
|
|---|---|
| Ticker | CBNK |
| Company Name | Capital Bancorp Inc |
| Country | USA |
| Description | Capital Bancorp, Inc. is a leading bank holding company headquartered in Rockville, Maryland, operating primarily through its subsidiary, Capital Bank, NA. The company offers a wide array of banking services, including commercial lending, deposit solutions, and treasury management, designed to support businesses, nonprofits, and entrepreneurs across the United States. With a strong focus on community engagement and a commitment to fostering economic growth, Capital Bancorp has positioned itself as a vital contributor to the regional banking sector, enhancing financial stability and opportunity within its markets. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/26/2026 |
Stock Price History |
|
| Last Day Price | 28.48 |
| Price 4 Years Ago | 24.83 |
| Last Day Price Updated | 12/26/2025 7:24:53 PM EST |
| Last Day Volume | 26,213 |
| Average Daily Volume | 50,536 |
| 52-Week High | 36.11 |
| 52-Week Low | 24.42 |
| Last Price to 52 Week Low | 16.63% |
Valuation Measures |
|
| Trailing PE | 9.78 |
| Industry PE | 19.79 |
| Sector PE | 23.72 |
| 5-Year Average PE | 10.33 |
| Free Cash Flow Ratio | 2.49 |
| Industry Free Cash Flow Ratio | 5.93 |
| Sector Free Cash Flow Ratio | 52.53 |
| Current Ratio Most Recent Quarter | 0.15 |
| Total Cash Per Share | 11.43 |
| Book Value Per Share Most Recent Quarter | 23.80 |
| Price to Book Ratio | 1.20 |
| Industry Price to Book Ratio | 1.24 |
| Sector Price to Book Ratio | 2.07 |
| Price to Sales Ratio Twelve Trailing Months | 2.14 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.44 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.89 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 16,520,900 |
| Market Capitalization | 470,515,232 |
| Institutional Ownership | 42.49% |
Dividends |
|
| Ex-Dividend Date | 11/10/2025 |
| Previous Dividend Amount | 0.1200 |
| Current Dividend Amount | 0.1200 |
| Total Years Dividend Increasing | 4 |
| Trailing Annual Dividend Rate | 0.44 |
| Trailing Annual Dividend Yield | 1.54% |
| Forward Annual Dividend Rate | 0.48 |
| Forward Annual Dividend Yield | 1.68% |
| 5-Year Dividend Payments Count | 18 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 22.22% |
| 3-Year Dividend Growth Rate Percentage | 25.36% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 25.99% |
| Dividend Payout Ratio | 15.02% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 43.50% |
| Annual Earnings Growth | -13.66% |
| Reported EPS 12 Trailing Months | 2.93 |
| Reported EPS Past Year | 2.45 |
| Reported EPS Prior Year | 2.17 |
| Net Income Twelve Trailing Months | 49,666,000 |
| Net Income Past Year | 30,972,000 |
| Net Income Prior Year | 35,871,000 |
| Quarterly Revenue Growth YOY | 41.20% |
| 5-Year Revenue Growth | 17.57% |
| Operating Margin Twelve Trailing Months | 35.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 188,802,000 |
| Total Cash Past Year | 205,274,000 |
| Total Cash Prior Year | 53,557,000 |
| Net Cash Position Most Recent Quarter | 154,740,000 |
| Net Cash Position Past Year | 171,212,000 |
| Long Term Debt Past Year | 34,062,000 |
| Long Term Debt Prior Year | 49,062,000 |
| Total Debt Most Recent Quarter | 34,062,000 |
| Equity to Debt Ratio Past Year | 0.91 |
| Equity to Debt Ratio Most Recent Quarter | 0.92 |
| Total Stockholder Equity Past Year | 355,139,000 |
| Total Stockholder Equity Prior Year | 254,860,000 |
| Total Stockholder Equity Most Recent Quarter | 394,770,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 73,201,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 4.43 |
| Free Cash Flow Past Year | 32,769,000 |
| Free Cash Flow Prior Year | 45,262,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.68 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 12/26/2025 7:24:54 PM EST |