Stock Scorecard



Stock Summary for Capital Bancorp Inc (CBNK) - $32.37 as of 5/8/2025 8:04:28 PM EST

Total Score

19 out of 30

Safety Score

53 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for CBNK

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for CBNK

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for CBNK

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for CBNK

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for CBNK (53 out of 100)

Stock Price Rating (Max of 10) 8
Historical Stock Price Rating (Max of 10) 7
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 7
Book Value to Price (Max of 10) 1
Analyst Buy Ratings (Max of 5) 3
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 1
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 2
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for CBNK

This Workday Analyst Begins Coverage On A Bullish Note; Here Are Top 3 Initiations For Tuesday - Broadridge Financial Soln ( NYSE:BR ) , Firstsun Capital Bancorp ( NASDAQ:FSUN ) 5/6/2025 12:11:00 PM
Surging Earnings Estimates Signal Upside for Capital Bancorp ( CBNK ) Stock 5/5/2025 4:20:00 PM
Best Momentum Stocks to Buy for May 5th 5/5/2025 2:00:00 PM
Capital Bancorp ( CBNK ) Tops Q1 Earnings and Revenue Estimates 4/28/2025 10:35:00 PM
Capital Bancorp, Inc. Announces Strong First Quarter Results and Successful IFH Conversion; Continued Strong Organic Loan and Deposit Growth; NIM and Fee Income Drives Robust Returns 4/28/2025 9:21:00 PM
S&T Bancorp ( STBA ) Tops Q1 Earnings Estimates 4/24/2025 12:35:00 PM
Shimmick Announces Chief Financial Officer Transition - Shimmick ( NASDAQ:SHIM ) 4/8/2025 12:00:00 PM
Implied Volatility Surging for Capital Bancorp ( CBNK ) Stock Options 3/26/2025 5:33:00 PM
Capital Bancorp, Inc. Completes Operational Conversion of Integrated Financial Holdings, Inc. 2/24/2025 2:30:00 PM
Capital Bancorp, Inc. Completes Operational Conversion of Integrated Financial Holdings, Inc. - Capital Bancorp ( NASDAQ:CBNK ) 2/24/2025 2:30:00 PM

Financial Details for CBNK

Company Overview

Ticker CBNK
Company Name Capital Bancorp Inc
Country USA
Description Capital Bancorp, Inc. is the banking holding company for Capital Bank, NA that offers various banking products and services to businesses, nonprofits and entrepreneurs in the United States. The company is headquartered in Rockville, Maryland.
Sector Name FINANCE
Industry Name NATIONAL COMMERCIAL BANKS
Most Recent Quarter 3/31/2025
Next Earnings Date 7/21/2025

Stock Price History

Last Day Price 32.37
Price 4 Years Ago 25.10
Last Day Price Updated 5/8/2025 8:04:28 PM EST
Last Day Volume 49,511
Average Daily Volume 51,433
52-Week High 32.88
52-Week Low 19.23
Last Price to 52 Week Low 68.33%

Valuation Measures

Trailing PE 12.71
Industry PE 14.17
Sector PE 18.79
5-Year Average PE 13.80
Free Cash Flow Ratio 2.63
Industry Free Cash Flow Ratio 10.21
Sector Free Cash Flow Ratio 25.54
Current Ratio Most Recent Quarter 0.22
Total Cash Per Share 12.32
Book Value Per Share Most Recent Quarter 22.19
Price to Book Ratio 1.43
Industry Price to Book Ratio 0.98
Sector Price to Book Ratio 2.06
Price to Sales Ratio Twelve Trailing Months 2.79
Industry Price to Sales Ratio Twelve Trailing Months 2.83
Sector Price to Sales Ratio Twelve Trailing Months 3.16
Analyst Buy Ratings 3
Analyst Strong Buy Ratings 0

Share Statistics

Total Shares Outstanding 16,657,200
Market Capitalization 539,193,564
Institutional Ownership N/A

Dividends

Ex-Dividend Date 5/12/2025
Previous Dividend Amount 0.1000
Current Dividend Amount 0.1000
Total Years Dividend Increasing 4
Trailing Annual Dividend Rate 0.38
Trailing Annual Dividend Yield 1.17%
Forward Annual Dividend Rate 0.40
Forward Annual Dividend Yield 1.24%
5-Year Dividend Payments Count 16
3-Year Average Dividend Yield 1.27%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 11.11%
3-Year Dividend Growth Rate Percentage 5.41%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 27.92%
Dividend Payout Ratio 15.38%

Income Statement

Quarterly Earnings Growth YOY 74.50%
Annual Earnings Growth -13.66%
Reported EPS 12 Trailing Months 2.47
Reported EPS Past Year 0.88
Reported EPS Prior Year 2.64
Net Income Twelve Trailing Months 38,342,000
Net Income Past Year 30,972,000
Net Income Prior Year 35,871,000
Quarterly Revenue Growth YOY 47.90%
5-Year Revenue Growth 14.83%
Operating Margin Twelve Trailing Months 34.70%

Balance Sheet

Total Cash Most Recent Quarter 205,274,000
Total Cash Past Year 205,274,000
Total Cash Prior Year 53,557,000
Net Cash Position Most Recent Quarter 171,212,000
Net Cash Position Past Year 171,212,000
Long Term Debt Past Year 34,062,000
Long Term Debt Prior Year 49,062,000
Total Debt Most Recent Quarter 34,062,000
Equity to Debt Ratio Past Year 0.91
Equity to Debt Ratio Most Recent Quarter 0.92
Total Stockholder Equity Past Year 355,139,000
Total Stockholder Equity Prior Year 254,860,000
Total Stockholder Equity Most Recent Quarter 369,577,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 28,659,000
Free Cash Flow Per Share Twelve Trailing Months 1.72
Free Cash Flow Past Year 32,769,000
Free Cash Flow Prior Year 45,262,000

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 1.05
MACD Signal 0.61
20-Day Bollinger Lower Band 25.32
20-Day Bollinger Middle Band 29.13
20-Day Bollinger Upper Band 32.94
Beta 0.53
RSI 69.29
50-Day SMA 22.39
150-Day SMA 0.00
200-Day SMA 22.53

System

Modified 5/8/2025 8:04:29 PM EST