Stock Scorecard
Stock Summary for Cass Information Systems Inc (CASS) - $43.06 as of 1/28/2026 7:29:34 PM EST
Total Score
20 out of 30
Safety Score
54 out of 100
Currently on the following lists
Growth Stock List
Tim's Recommendation
Buy
Growth List Algorithm Criteria for CASS
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CASS
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CASS
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CASS
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CASS (54 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 7 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CASS
Financial Details for CASS
Company Overview |
|
|---|---|
| Ticker | CASS |
| Company Name | Cass Information Systems Inc |
| Country | USA |
| Description | Cass Information Systems, Inc. is a premier provider of information processing and payment solutions, primarily serving the manufacturing, distribution, and retail sectors across the United States. Headquartered in St. Louis, Missouri, the company utilizes cutting-edge technology to optimize operational efficiencies and improve financial transparency for its clients. With a strong focus on innovation and superior customer service, Cass has positioned itself as a trusted partner in simplifying complex transaction processes, which in turn creates significant value for its diverse customer base. This strategic focus on long-term relationships and sustainable growth distinguishes Cass in the competitive landscape of financial services. |
| Sector Name | INDUSTRIALS |
| Industry Name | SPECIALTY BUSINESS SERVICES |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/16/2026 |
Stock Price History |
|
| Last Day Price | 43.06 |
| Price 4 Years Ago | 42.11 |
| Last Day Price Updated | 1/28/2026 7:29:34 PM EST |
| Last Day Volume | 76,200 |
| Average Daily Volume | 84,068 |
| 52-Week High | 46.32 |
| 52-Week Low | 35.81 |
| Last Price to 52 Week Low | 20.25% |
Valuation Measures |
|
| Trailing PE | 19.26 |
| Industry PE | 37.15 |
| Sector PE | 51.76 |
| 5-Year Average PE | 19.93 |
| Free Cash Flow Ratio | 1.41 |
| Industry Free Cash Flow Ratio | 621.07 |
| Sector Free Cash Flow Ratio | 88.37 |
| Current Ratio Most Recent Quarter | 1.10 |
| Total Cash Per Share | 30.48 |
| Book Value Per Share Most Recent Quarter | 18.88 |
| Price to Book Ratio | 2.34 |
| Industry Price to Book Ratio | 3.45 |
| Sector Price to Book Ratio | 4.97 |
| Price to Sales Ratio Twelve Trailing Months | 2.81 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.27 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.33 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 12,871,000 |
| Market Capitalization | 554,225,260 |
| Institutional Ownership | 64.48% |
Dividends |
|
| Ex-Dividend Date | 3/3/2026 |
| Previous Dividend Amount | 0.3200 |
| Current Dividend Amount | 0.3200 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.25 |
| Trailing Annual Dividend Yield | 2.82% |
| Forward Annual Dividend Rate | 1.28 |
| Forward Annual Dividend Yield | 2.89% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 3.01% |
| 5-Year Average Dividend Yield | 2.87% |
| 1-Year Dividend Growth Rate Percentage | 2.40% |
| 3-Year Dividend Growth Rate Percentage | 1.19% |
| 5-Year Dividend Growth Rate Percentage | 3.17% |
| All-Time Dividend Growth Rate Percentage | 8.47% |
| Dividend Payout Ratio | 54.11% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 88.00% |
| Annual Earnings Growth | 83.20% |
| Reported EPS 12 Trailing Months | 2.31 |
| Reported EPS Past Year | 2.32 |
| Reported EPS Prior Year | 1.38 |
| Net Income Twelve Trailing Months | 35,116,000 |
| Net Income Past Year | 35,116,000 |
| Net Income Prior Year | 19,168,000 |
| Quarterly Revenue Growth YOY | -3.10% |
| 5-Year Revenue Growth | 5.23% |
| Operating Margin Twelve Trailing Months | 28.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 392,268,000 |
| Total Cash Past Year | 392,268,000 |
| Total Cash Prior Year | 349,728,000 |
| Net Cash Position Most Recent Quarter | 392,268,000 |
| Net Cash Position Past Year | 392,268,000 |
| Long Term Debt Past Year | 0 |
| Long Term Debt Prior Year | 0 |
| Total Debt Most Recent Quarter | 0 |
| Equity to Debt Ratio Past Year | 1.00 |
| Equity to Debt Ratio Most Recent Quarter | 1.00 |
| Total Stockholder Equity Past Year | 242,998,000 |
| Total Stockholder Equity Prior Year | 229,030,000 |
| Total Stockholder Equity Most Recent Quarter | 242,998,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 44,792,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.48 |
| Free Cash Flow Past Year | 29,620,000 |
| Free Cash Flow Prior Year | 22,612,000 |
Options |
|
| Put/Call Ratio | 0.10 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.45 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 1/28/2026 7:29:35 PM EST |