Stock Scorecard
Stock Summary for Bankwell Financial Group Inc (BWFG) - $48.95 as of 2/2/2026 7:22:34 PM EST
Total Score
18 out of 30
Safety Score
59 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for BWFG
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BWFG
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BWFG
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BWFG
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BWFG (59 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for BWFG
Financial Details for BWFG
Company Overview |
|
|---|---|
| Ticker | BWFG |
| Company Name | Bankwell Financial Group Inc |
| Country | USA |
| Description | Bankwell Financial Group, Inc. (BWFG) is a leading bank holding company headquartered in New Canaan, Connecticut, operating primarily through its subsidiary, Bankwell Bank. The firm offers a diverse array of banking products and services tailored for both commercial and retail clients, emphasizing exceptional customer service and community engagement as key differentiators in the competitive financial sector. With a strategic focus on market expansion and operational efficiencies, Bankwell is well-positioned to drive sustainable growth and enhance shareholder value, making it an attractive investment opportunity. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/22/2026 |
Stock Price History |
|
| Last Day Price | 48.95 |
| Price 4 Years Ago | 26.94 |
| Last Day Price Updated | 2/2/2026 7:22:34 PM EST |
| Last Day Volume | 40,481 |
| Average Daily Volume | 47,782 |
| 52-Week High | 51.54 |
| 52-Week Low | 25.99 |
| Last Price to 52 Week Low | 88.34% |
Valuation Measures |
|
| Trailing PE | 10.83 |
| Industry PE | 16.70 |
| Sector PE | 25.57 |
| 5-Year Average PE | 11.31 |
| Free Cash Flow Ratio | 1.72 |
| Industry Free Cash Flow Ratio | 9.54 |
| Sector Free Cash Flow Ratio | 33.41 |
| Current Ratio Most Recent Quarter | 0.12 |
| Total Cash Per Share | 28.47 |
| Book Value Per Share Most Recent Quarter | 39.08 |
| Price to Book Ratio | 1.26 |
| Industry Price to Book Ratio | 1.22 |
| Sector Price to Book Ratio | 1.97 |
| Price to Sales Ratio Twelve Trailing Months | 3.55 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.30 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.84 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 7,899,900 |
| Market Capitalization | 386,700,105 |
| Institutional Ownership | 56.58% |
Dividends |
|
| Ex-Dividend Date | 2/10/2026 |
| Previous Dividend Amount | 0.2000 |
| Current Dividend Amount | 0.2000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.80 |
| Trailing Annual Dividend Yield | 1.63% |
| Forward Annual Dividend Rate | 0.80 |
| Forward Annual Dividend Yield | 1.63% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 1.75% |
| 5-Year Average Dividend Yield | 2.54% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 15.42% |
| Dividend Payout Ratio | 17.98% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 209.80% |
| Annual Earnings Growth | 260.27% |
| Reported EPS 12 Trailing Months | 4.45 |
| Reported EPS Past Year | 4.44 |
| Reported EPS Prior Year | 1.18 |
| Net Income Twelve Trailing Months | 35,198,000 |
| Net Income Past Year | 35,198,000 |
| Net Income Prior Year | 9,770,000 |
| Quarterly Revenue Growth YOY | 77.80% |
| 5-Year Revenue Growth | 20.91% |
| Operating Margin Twelve Trailing Months | 50.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 224,921,000 |
| Total Cash Past Year | 293,552,000 |
| Total Cash Prior Year | 293,552,000 |
| Net Cash Position Most Recent Quarter | 80,285,000 |
| Net Cash Position Past Year | 134,101,000 |
| Long Term Debt Past Year | 159,451,000 |
| Long Term Debt Prior Year | 159,451,000 |
| Total Debt Most Recent Quarter | 144,636,000 |
| Equity to Debt Ratio Past Year | 0.63 |
| Equity to Debt Ratio Most Recent Quarter | 0.68 |
| Total Stockholder Equity Past Year | 270,520,000 |
| Total Stockholder Equity Prior Year | 270,520,000 |
| Total Stockholder Equity Most Recent Quarter | 301,489,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 34,116,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 4.32 |
| Free Cash Flow Past Year | 29,323,000 |
| Free Cash Flow Prior Year | 29,882,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 40.98 |
| 20-Day Bollinger Middle Band | 45.70 |
| 20-Day Bollinger Upper Band | 50.42 |
| Beta | 0.69 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 2/2/2026 7:23:20 PM EST |