Stock Scorecard
Stock Summary for Bankfinancial Corp (BFIN) - $11.49 as of 7/25/2025 1:37:44 PM EST
Total Score
16 out of 30
Safety Score
48 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for BFIN
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BFIN
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BFIN
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BFIN
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BFIN (48 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 5 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for BFIN
Financial Details for BFIN
Company Overview |
|
|---|---|
| Ticker | BFIN |
| Company Name | Bankfinancial Corp |
| Country | USA |
| Description | BankFinancial Corporation is the banking holding company of BankFinancial, a National Association that offers various products and services for commercial, family and personal banking. The company is headquartered in Burr Ridge, Illinois. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTION, FEDERALLY CHARTERED |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/28/2025 |
Stock Price History |
|
| Last Day Price | 11.49 |
| Price 4 Years Ago | 9.30 |
| Last Day Price Updated | 7/25/2025 1:37:44 PM EST |
| Last Day Volume | 25,193 |
| Average Daily Volume | 73,534 |
| 52-Week High | 13.75 |
| 52-Week Low | 10.77 |
| Last Price to 52 Week Low | 6.69% |
Valuation Measures |
|
| Trailing PE | 32.78 |
| Industry PE | 19.49 |
| Sector PE | 20.38 |
| 5-Year Average PE | 29.71 |
| Free Cash Flow Ratio | 0.80 |
| Industry Free Cash Flow Ratio | 4.34 |
| Sector Free Cash Flow Ratio | 12.23 |
| Current Ratio Most Recent Quarter | 0.42 |
| Total Cash Per Share | 14.31 |
| Book Value Per Share Most Recent Quarter | 12.64 |
| Price to Book Ratio | 0.92 |
| Industry Price to Book Ratio | 0.98 |
| Sector Price to Book Ratio | 2.13 |
| Price to Sales Ratio Twelve Trailing Months | 3.03 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.23 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.33 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 12,460,700 |
| Market Capitalization | 143,173,443 |
| Institutional Ownership | 63.58% |
Dividends |
|
| Ex-Dividend Date | 5/9/2025 |
| Previous Dividend Amount | 0.1000 |
| Current Dividend Amount | 0.1000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.40 |
| Trailing Annual Dividend Yield | 3.39% |
| Forward Annual Dividend Rate | 0.40 |
| Forward Annual Dividend Yield | 3.39% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.20% |
| 5-Year Average Dividend Yield | 3.95% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 2.25% |
| Dividend Payout Ratio | 111.11% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 21.80% |
| Annual Earnings Growth | -56.64% |
| Reported EPS 12 Trailing Months | 0.36 |
| Reported EPS Past Year | 0.17 |
| Reported EPS Prior Year | 0.33 |
| Net Income Twelve Trailing Months | 4,444,000 |
| Net Income Past Year | 4,073,000 |
| Net Income Prior Year | 9,393,000 |
| Quarterly Revenue Growth YOY | -3.90% |
| 5-Year Revenue Growth | 0.77% |
| Operating Margin Twelve Trailing Months | 19.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 178,265,000 |
| Total Cash Past Year | 118,985,000 |
| Total Cash Prior Year | 207,997,000 |
| Net Cash Position Most Recent Quarter | 150,012,000 |
| Net Cash Position Past Year | 80,249,000 |
| Long Term Debt Past Year | 38,736,000 |
| Long Term Debt Prior Year | 44,678,000 |
| Total Debt Most Recent Quarter | 28,253,000 |
| Equity to Debt Ratio Past Year | 0.80 |
| Equity to Debt Ratio Most Recent Quarter | 0.85 |
| Total Stockholder Equity Past Year | 156,377,000 |
| Total Stockholder Equity Prior Year | 155,383,000 |
| Total Stockholder Equity Most Recent Quarter | 157,495,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 4,982,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.40 |
| Free Cash Flow Past Year | 5,469,000 |
| Free Cash Flow Prior Year | 7,347,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.01 |
| MACD Signal | -0.01 |
| 20-Day Bollinger Lower Band | 11.08 |
| 20-Day Bollinger Middle Band | 11.96 |
| 20-Day Bollinger Upper Band | 12.84 |
| Beta | 0.34 |
| RSI | 52.94 |
| 50-Day SMA | 12.12 |
| 150-Day SMA | 9.97 |
| 200-Day SMA | 9.79 |
System |
|
| Modified | 7/24/2025 6:45:14 PM EST |