Stock Scorecard
Stock Summary for Bank First Corp (BFC) - $148.23 as of 2/4/2026 6:40:00 PM EST
Total Score
12 out of 30
Safety Score
63 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for BFC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BFC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BFC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BFC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BFC (63 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for BFC
Financial Details for BFC
Company Overview |
|
|---|---|
| Ticker | BFC |
| Company Name | Bank First Corp |
| Country | USA |
| Description | Bank First National Corporation (BFC), headquartered in Manitowoc, Wisconsin, is a prominent financial services holding company focused on delivering community banking solutions that cater to the specific needs of its clientele. With a diverse range of offerings including business and consumer lending, deposit services, and comprehensive financial planning, BFC prioritizes a customer-centric approach and fosters long-term relationships. The company's strong commitment to local economic development not only enhances its position in Wisconsin's banking sector but also establishes it as a reliable partner for individuals and businesses seeking tailored financial services. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/13/2026 |
Stock Price History |
|
| Last Day Price | 148.23 |
| Price 4 Years Ago | 85.87 |
| Last Day Price Updated | 2/4/2026 6:40:00 PM EST |
| Last Day Volume | 109,722 |
| Average Daily Volume | 60,265 |
| 52-Week High | 150.00 |
| 52-Week Low | 89.24 |
| Last Price to 52 Week Low | 66.10% |
Valuation Measures |
|
| Trailing PE | 20.25 |
| Industry PE | 15.11 |
| Sector PE | 17.65 |
| 5-Year Average PE | 14.63 |
| Free Cash Flow Ratio | 12.44 |
| Industry Free Cash Flow Ratio | 12.93 |
| Sector Free Cash Flow Ratio | 24.52 |
| Current Ratio Most Recent Quarter | 0.08 |
| Total Cash Per Share | 11.92 |
| Book Value Per Share Most Recent Quarter | 65.47 |
| Price to Book Ratio | 2.53 |
| Industry Price to Book Ratio | 1.29 |
| Sector Price to Book Ratio | 1.87 |
| Price to Sales Ratio Twelve Trailing Months | 9.51 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.59 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.84 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 11,218,000 |
| Market Capitalization | 1,662,844,140 |
| Institutional Ownership | 34.97% |
Dividends |
|
| Ex-Dividend Date | 3/25/2026 |
| Previous Dividend Amount | 0.4500 |
| Current Dividend Amount | 0.5000 |
| Total Years Dividend Increasing | 9 |
| Trailing Annual Dividend Rate | 4.85 |
| Trailing Annual Dividend Yield | 3.35% |
| Forward Annual Dividend Rate | 2.00 |
| Forward Annual Dividend Yield | 1.38% |
| 5-Year Dividend Payments Count | 23 |
| 3-Year Average Dividend Yield | 1.48% |
| 5-Year Average Dividend Yield | 1.41% |
| 1-Year Dividend Growth Rate Percentage | 11.11% |
| 3-Year Dividend Growth Rate Percentage | 5.41% |
| 5-Year Dividend Growth Rate Percentage | 20.77% |
| All-Time Dividend Growth Rate Percentage | 12.89% |
| Dividend Payout Ratio | 66.62% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 8.00% |
| Annual Earnings Growth | 9.05% |
| Reported EPS 12 Trailing Months | 7.23 |
| Reported EPS Past Year | 7.31 |
| Reported EPS Prior Year | 6.46 |
| Net Income Twelve Trailing Months | 71,496,000 |
| Net Income Past Year | 71,496,000 |
| Net Income Prior Year | 65,563,000 |
| Quarterly Revenue Growth YOY | 9.40% |
| 5-Year Revenue Growth | 15.49% |
| Operating Margin Twelve Trailing Months | 55.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 133,719,000 |
| Total Cash Past Year | 261,332,000 |
| Total Cash Prior Year | 261,332,000 |
| Net Cash Position Most Recent Quarter | -88,222,000 |
| Net Cash Position Past Year | 113,960,000 |
| Long Term Debt Past Year | 147,372,000 |
| Long Term Debt Prior Year | 147,372,000 |
| Total Debt Most Recent Quarter | 221,941,000 |
| Equity to Debt Ratio Past Year | 0.81 |
| Equity to Debt Ratio Most Recent Quarter | 0.88 |
| Total Stockholder Equity Past Year | 639,683,000 |
| Total Stockholder Equity Prior Year | 639,683,000 |
| Total Stockholder Equity Most Recent Quarter | 1,659,137,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 52,130,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 4.65 |
| Free Cash Flow Past Year | 58,622,000 |
| Free Cash Flow Prior Year | 39,461,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 4.32 |
| MACD Signal | 2.69 |
| 20-Day Bollinger Lower Band | 114.43 |
| 20-Day Bollinger Middle Band | 128.38 |
| 20-Day Bollinger Upper Band | 142.33 |
| Beta | 0.41 |
| RSI | 74.82 |
| 50-Day SMA | 92.95 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 88.15 |
System |
|
| Modified | 2/4/2026 6:40:49 PM EST |