Stock Scorecard
Stock Summary for BayCom Corp (BCML) - $29.99 as of 5/3/2026 8:19:58 PM EST
Total Score
21 out of 30
Safety Score
63 out of 100
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for BCML
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BCML
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BCML
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BCML
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BCML (63 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for BCML
Financial Details for BCML
Company Overview |
|
|---|---|
| Ticker | BCML |
| Company Name | BayCom Corp |
| Country | USA |
| Description | BayCom Corp is the banking holding company for United Business Bank providing various financial services to businesses, business owners and individuals. The company is headquartered in Walnut Creek, California. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 29.99 |
| Price 4 Years Ago | 17.49 |
| Last Day Price Updated | 5/3/2026 8:19:58 PM EST |
| Last Day Volume | 53,266 |
| Average Daily Volume | 40,956 |
| 52-Week High | 32.81 |
| 52-Week Low | 25.10 |
| Last Price to 52 Week Low | 19.48% |
Valuation Measures |
|
| Trailing PE | 12.39 |
| Industry PE | 17.84 |
| Sector PE | 23.78 |
| 5-Year Average PE | 16.73 |
| Free Cash Flow Ratio | 12.19 |
| Industry Free Cash Flow Ratio | 18.27 |
| Sector Free Cash Flow Ratio | 22.47 |
| Current Ratio Most Recent Quarter | 55.06 |
| Total Cash Per Share | 2.46 |
| Book Value Per Share Most Recent Quarter | 31.75 |
| Price to Book Ratio | 0.95 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 2.20 |
| Price to Sales Ratio Twelve Trailing Months | 3.26 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.53 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 10,909,300 |
| Market Capitalization | 327,169,907 |
| Institutional Ownership | 65.64% |
Dividends |
|
| Ex-Dividend Date | 3/12/2026 |
| Previous Dividend Amount | 0.3000 |
| Current Dividend Amount | 0.3000 |
| Total Years Dividend Increasing | 4 |
| Trailing Annual Dividend Rate | 1.05 |
| Trailing Annual Dividend Yield | 3.50% |
| Forward Annual Dividend Rate | 1.20 |
| Forward Annual Dividend Yield | 4.00% |
| 5-Year Dividend Payments Count | 17 |
| 3-Year Average Dividend Yield | 3.09% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 33.33% |
| 3-Year Dividend Growth Rate Percentage | 15.47% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 65.10% |
| Dividend Payout Ratio | 43.39% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 47.00% |
| Annual Earnings Growth | 1.34% |
| Reported EPS 12 Trailing Months | 2.42 |
| Reported EPS Past Year | 0.75 |
| Reported EPS Prior Year | 2.18 |
| Net Income Twelve Trailing Months | 26,409,000 |
| Net Income Past Year | 23,931,000 |
| Net Income Prior Year | 23,614,000 |
| Quarterly Revenue Growth YOY | 15.80% |
| 5-Year Revenue Growth | 8.21% |
| Operating Margin Twelve Trailing Months | 39.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 26,785,000 |
| Total Cash Past Year | 26,785,000 |
| Total Cash Prior Year | 23,387,000 |
| Net Cash Position Most Recent Quarter | 18,059,000 |
| Net Cash Position Past Year | 18,059,000 |
| Long Term Debt Past Year | 8,726,000 |
| Long Term Debt Prior Year | 72,381,000 |
| Total Debt Most Recent Quarter | 8,726,000 |
| Equity to Debt Ratio Past Year | 0.97 |
| Equity to Debt Ratio Most Recent Quarter | 0.97 |
| Total Stockholder Equity Past Year | 338,554,000 |
| Total Stockholder Equity Prior Year | 324,366,000 |
| Total Stockholder Equity Most Recent Quarter | 338,554,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 27,601,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.53 |
| Free Cash Flow Past Year | 28,898,000 |
| Free Cash Flow Prior Year | 28,656,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 27.84 |
| 20-Day Bollinger Middle Band | 29.36 |
| 20-Day Bollinger Upper Band | 30.87 |
| Beta | 0.30 |
| RSI | 52.92 |
| 50-Day SMA | 28.18 |
| 150-Day SMA | 23.56 |
| 200-Day SMA | 21.95 |
System |
|
| Modified | 5/1/2026 6:19:28 PM EST |