Stock Scorecard
Stock Summary for BCB Bancorp Inc (NJ) (BCBP) - $8.49 as of 12/18/2025 6:21:29 PM EST
Total Score
12 out of 30
Safety Score
38 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for BCBP
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BCBP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BCBP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BCBP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BCBP (38 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 10 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for BCBP
Financial Details for BCBP
Company Overview |
|
|---|---|
| Ticker | BCBP |
| Company Name | BCB Bancorp Inc (NJ) |
| Country | N/A |
| Description | BCB Bancorp, Inc., based in Bayonne, New Jersey, is a leading bank holding company that manages BCB Community Bank. The company offers a comprehensive range of banking products and services tailored for both commercial and retail clients, with a strong emphasis on personalized, community-oriented financial solutions. BCB Bancorp's strategic commitment to growth and sustainability enhances its competitive positioning within the U.S. financial sector, enabling it to effectively navigate the challenges of a dynamic market environment. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/27/2026 |
Stock Price History |
|
| Last Day Price | 8.49 |
| Price 4 Years Ago | 12.42 |
| Last Day Price Updated | 12/18/2025 6:21:29 PM EST |
| Last Day Volume | 67,996 |
| Average Daily Volume | 84,916 |
| 52-Week High | 11.39 |
| 52-Week Low | 7.25 |
| Last Price to 52 Week Low | 17.10% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 20.90 |
| Sector PE | 22.98 |
| 5-Year Average PE | -9.84 |
| Free Cash Flow Ratio | 0.58 |
| Industry Free Cash Flow Ratio | 5.20 |
| Sector Free Cash Flow Ratio | 37.11 |
| Current Ratio Most Recent Quarter | 0.10 |
| Total Cash Per Share | 14.53 |
| Book Value Per Share Most Recent Quarter | 17.02 |
| Price to Book Ratio | 0.46 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 1.88 |
| Price to Sales Ratio Twelve Trailing Months | 2.26 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.42 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.16 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 17,228,200 |
| Market Capitalization | 146,267,418 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/10/2025 |
| Previous Dividend Amount | 0.1600 |
| Current Dividend Amount | 0.1600 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.64 |
| Trailing Annual Dividend Yield | 7.54% |
| Forward Annual Dividend Rate | 0.64 |
| Forward Annual Dividend Yield | 7.54% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 6.37% |
| 5-Year Average Dividend Yield | 5.64% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 1.63% |
| All-Time Dividend Growth Rate Percentage | 3.93% |
| Dividend Payout Ratio | 1,066.67% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -39.00% |
| Annual Earnings Growth | -36.83% |
| Reported EPS 12 Trailing Months | 0.06 |
| Reported EPS Past Year | -0.11 |
| Reported EPS Prior Year | 1.19 |
| Net Income Twelve Trailing Months | 2,774,000 |
| Net Income Past Year | 18,623,000 |
| Net Income Prior Year | 29,483,000 |
| Quarterly Revenue Growth YOY | -3.90% |
| 5-Year Revenue Growth | 8.84% |
| Operating Margin Twelve Trailing Months | 30.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 250,349,000 |
| Total Cash Past Year | 318,017,000 |
| Total Cash Prior Year | 279,523,000 |
| Net Cash Position Most Recent Quarter | -73,573,000 |
| Net Cash Position Past Year | 40,056,000 |
| Long Term Debt Past Year | 277,961,000 |
| Long Term Debt Prior Year | 492,435,000 |
| Total Debt Most Recent Quarter | 323,922,000 |
| Equity to Debt Ratio Past Year | 0.54 |
| Equity to Debt Ratio Most Recent Quarter | 0.50 |
| Total Stockholder Equity Past Year | 323,925,000 |
| Total Stockholder Equity Prior Year | 314,055,000 |
| Total Stockholder Equity Most Recent Quarter | 318,453,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 30,184,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.75 |
| Free Cash Flow Past Year | 66,502,000 |
| Free Cash Flow Prior Year | 30,631,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.16 |
| MACD Signal | 0.12 |
| 20-Day Bollinger Lower Band | 7.44 |
| 20-Day Bollinger Middle Band | 8.19 |
| 20-Day Bollinger Upper Band | 8.95 |
| Beta | 0.74 |
| RSI | 64.91 |
| 50-Day SMA | 9.88 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 11.21 |
System |
|
| Modified | 12/19/2025 6:22:02 PM EST |