Stock Scorecard
Stock Summary for BCB Bancorp Inc (NJ) (BCBP) - $10.34 as of 7/15/2026 6:23:37 PM EST
Total Score
12 out of 30
Safety Score
36 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for BCBP
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BCBP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BCBP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BCBP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BCBP (36 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for BCBP
Financial Details for BCBP
Company Overview |
|
|---|---|
| Ticker | BCBP |
| Company Name | BCB Bancorp Inc (NJ) |
| Country | N/A |
| Description | BCB Bancorp, Inc. is a bank holding company of BCB Community Bank that provides banking products and services to businesses and individuals in the United States. The company is headquartered in Bayonne, New Jersey. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 7/27/2026 |
Stock Price History |
|
| Last Day Price | 10.34 |
| Price 4 Years Ago | 14.72 |
| Last Day Price Updated | 7/15/2026 6:23:37 PM EST |
| Last Day Volume | 153,168 |
| Average Daily Volume | 198,236 |
| 52-Week High | 11.71 |
| 52-Week Low | 7.18 |
| Last Price to 52 Week Low | 44.01% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.93 |
| Sector PE | 19.00 |
| 5-Year Average PE | 11.00 |
| Free Cash Flow Ratio | 0.61 |
| Industry Free Cash Flow Ratio | 15.14 |
| Sector Free Cash Flow Ratio | 21.86 |
| Current Ratio Most Recent Quarter | 0.12 |
| Total Cash Per Share | 16.96 |
| Book Value Per Share Most Recent Quarter | 16.25 |
| Price to Book Ratio | 0.58 |
| Industry Price to Book Ratio | 1.37 |
| Sector Price to Book Ratio | 2.12 |
| Price to Sales Ratio Twelve Trailing Months | 2.28 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.72 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.69 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 17,363,200 |
| Market Capitalization | 179,535,488 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/6/2026 |
| Previous Dividend Amount | 0.0800 |
| Current Dividend Amount | 0.0800 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.48 |
| Trailing Annual Dividend Yield | 4.64% |
| Forward Annual Dividend Rate | 0.32 |
| Forward Annual Dividend Yield | 3.09% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 8.07% |
| 5-Year Average Dividend Yield | 6.03% |
| 1-Year Dividend Growth Rate Percentage | -50.00% |
| 3-Year Dividend Growth Rate Percentage | -29.29% |
| 5-Year Dividend Growth Rate Percentage | -15.91% |
| All-Time Dividend Growth Rate Percentage | 3.93% |
| Dividend Payout Ratio | -685.71% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -39.00% |
| Annual Earnings Growth | -167.27% |
| Reported EPS 12 Trailing Months | -0.07 |
| Reported EPS Past Year | 0.26 |
| Reported EPS Prior Year | -0.84 |
| Net Income Twelve Trailing Months | 701,000 |
| Net Income Past Year | -12,527,000 |
| Net Income Prior Year | 18,623,000 |
| Quarterly Revenue Growth YOY | 651.00% |
| 5-Year Revenue Growth | 6.49% |
| Operating Margin Twelve Trailing Months | 33.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 294,472,000 |
| Total Cash Past Year | 277,319,000 |
| Total Cash Prior Year | 318,017,000 |
| Net Cash Position Most Recent Quarter | 26,200,000 |
| Net Cash Position Past Year | -891,000 |
| Long Term Debt Past Year | 278,210,000 |
| Long Term Debt Prior Year | 277,961,000 |
| Total Debt Most Recent Quarter | 268,272,000 |
| Equity to Debt Ratio Past Year | 0.52 |
| Equity to Debt Ratio Most Recent Quarter | 0.53 |
| Total Stockholder Equity Past Year | 304,284,000 |
| Total Stockholder Equity Prior Year | 323,925,000 |
| Total Stockholder Equity Most Recent Quarter | 307,380,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 35,061,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.02 |
| Free Cash Flow Past Year | 34,872,000 |
| Free Cash Flow Prior Year | 66,502,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.06 |
| MACD Signal | -0.06 |
| 20-Day Bollinger Lower Band | 7.84 |
| 20-Day Bollinger Middle Band | 9.78 |
| 20-Day Bollinger Upper Band | 11.71 |
| Beta | 0.69 |
| RSI | 51.93 |
| 50-Day SMA | 9.37 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 10.15 |
System |
|
| Modified | 7/17/2026 6:22:26 PM EST |