Stock Scorecard
Stock Summary for Auburn National Bancorp Inc (AUBN) - $26.46 as of 8/10/2026 5:55:32 PM EST
Total Score
21 out of 30
Safety Score
56 out of 100
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for AUBN
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for AUBN
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for AUBN
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for AUBN
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for AUBN (56 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 0 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for AUBN
Financial Details for AUBN
Company Overview |
|
|---|---|
| Ticker | AUBN |
| Company Name | Auburn National Bancorp Inc |
| Country | USA |
| Description | Auburn National Bancorporation, Inc. is the banking holding company for AuburnBank offering various banking products and services in East Alabama. The company is headquartered in Auburn, Alabama. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 26.46 |
| Price 4 Years Ago | 19.41 |
| Last Day Price Updated | 8/10/2026 5:55:32 PM EST |
| Last Day Volume | 455 |
| Average Daily Volume | 1,681 |
| 52-Week High | 28.88 |
| 52-Week Low | 20.78 |
| Last Price to 52 Week Low | 27.33% |
Valuation Measures |
|
| Trailing PE | 10.93 |
| Industry PE | 16.00 |
| Sector PE | 16.89 |
| 5-Year Average PE | 19.86 |
| Free Cash Flow Ratio | 6.68 |
| Industry Free Cash Flow Ratio | 13.34 |
| Sector Free Cash Flow Ratio | 69.42 |
| Current Ratio Most Recent Quarter | 0.14 |
| Total Cash Per Share | 3.96 |
| Book Value Per Share Most Recent Quarter | 26.62 |
| Price to Book Ratio | 0.98 |
| Industry Price to Book Ratio | 1.31 |
| Sector Price to Book Ratio | 2.27 |
| Price to Sales Ratio Twelve Trailing Months | 2.70 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.69 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.40 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 3,487,800 |
| Market Capitalization | 92,287,188 |
| Institutional Ownership | 14.73% |
Dividends |
|
| Ex-Dividend Date | 6/10/2026 |
| Previous Dividend Amount | 0.2700 |
| Current Dividend Amount | 0.2700 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.08 |
| Trailing Annual Dividend Yield | 4.09% |
| Forward Annual Dividend Rate | 1.08 |
| Forward Annual Dividend Yield | 4.09% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 4.10% |
| 5-Year Average Dividend Yield | 5.05% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.47% |
| All-Time Dividend Growth Rate Percentage | 7.21% |
| Dividend Payout Ratio | 44.81% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 25.40% |
| Annual Earnings Growth | 13.41% |
| Reported EPS 12 Trailing Months | 2.41 |
| Reported EPS Past Year | 1.29 |
| Reported EPS Prior Year | 2.08 |
| Net Income Twelve Trailing Months | 8,388,000 |
| Net Income Past Year | 7,255,000 |
| Net Income Prior Year | 6,397,000 |
| Quarterly Revenue Growth YOY | 12.40% |
| 5-Year Revenue Growth | -0.47% |
| Operating Margin Twelve Trailing Months | 32.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 13,844,000 |
| Total Cash Past Year | 126,510,000 |
| Total Cash Prior Year | 56,154,000 |
| Net Cash Position Most Recent Quarter | 13,844,000 |
| Net Cash Position Past Year | 126,510,000 |
| Long Term Debt Past Year | 0 |
| Long Term Debt Prior Year | 0 |
| Total Debt Most Recent Quarter | 0 |
| Equity to Debt Ratio Past Year | 1.00 |
| Equity to Debt Ratio Most Recent Quarter | 1.00 |
| Total Stockholder Equity Past Year | 92,053,000 |
| Total Stockholder Equity Prior Year | 78,292,000 |
| Total Stockholder Equity Most Recent Quarter | 93,061,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 10,863,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.11 |
| Free Cash Flow Past Year | 10,864,000 |
| Free Cash Flow Prior Year | 8,720,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.45 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 8/10/2026 5:55:33 PM EST |