Stock Scorecard
Stock Summary for Atlanticus Holdings Corp (ATLC) - $83.14 as of 5/25/2026 5:50:14 PM EST
Total Score
15 out of 30
Safety Score
60 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for ATLC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ATLC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ATLC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ATLC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ATLC (60 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 4 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ATLC
Financial Details for ATLC
Company Overview |
|
|---|---|
| Ticker | ATLC |
| Company Name | Atlanticus Holdings Corp |
| Country | USA |
| Description | Atlanticus Holdings Corporation provides credit and related financial products and services to clients in the United States. The company is headquartered in Atlanta, Georgia. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 83.14 |
| Price 4 Years Ago | 26.20 |
| Last Day Price Updated | 5/25/2026 5:50:14 PM EST |
| Last Day Volume | 127,970 |
| Average Daily Volume | 70,460 |
| 52-Week High | 89.00 |
| 52-Week Low | 45.74 |
| Last Price to 52 Week Low | 81.77% |
Valuation Measures |
|
| Trailing PE | 11.48 |
| Industry PE | 19.93 |
| Sector PE | 63.46 |
| 5-Year Average PE | 11.94 |
| Free Cash Flow Ratio | 1.56 |
| Industry Free Cash Flow Ratio | 28.10 |
| Sector Free Cash Flow Ratio | 21.84 |
| Current Ratio Most Recent Quarter | 10.25 |
| Total Cash Per Share | 53.19 |
| Book Value Per Share Most Recent Quarter | 42.98 |
| Price to Book Ratio | 1.79 |
| Industry Price to Book Ratio | 2.80 |
| Sector Price to Book Ratio | 1.91 |
| Price to Sales Ratio Twelve Trailing Months | 2.00 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.63 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.89 |
| Analyst Buy Ratings | 4 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 15,118,000 |
| Market Capitalization | 1,256,910,520 |
| Institutional Ownership | 24.95% |
Dividends |
|
| Ex-Dividend Date | 12/29/2009 |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.5000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 50.20% |
| Annual Earnings Growth | 9.80% |
| Reported EPS 12 Trailing Months | 7.24 |
| Reported EPS Past Year | 2.23 |
| Reported EPS Prior Year | 6.23 |
| Net Income Twelve Trailing Months | 134,859,000 |
| Net Income Past Year | 122,204,000 |
| Net Income Prior Year | 111,296,000 |
| Quarterly Revenue Growth YOY | 60.80% |
| 5-Year Revenue Growth | 12.45% |
| Operating Margin Twelve Trailing Months | 31.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 804,059,000 |
| Total Cash Past Year | 621,093,000 |
| Total Cash Prior Year | 375,416,000 |
| Net Cash Position Most Recent Quarter | -5,525,751,000 |
| Net Cash Position Past Year | -5,896,230,000 |
| Long Term Debt Past Year | 6,517,323,000 |
| Long Term Debt Prior Year | 2,481,000,000 |
| Total Debt Most Recent Quarter | 6,329,810,000 |
| Equity to Debt Ratio Past Year | 0.09 |
| Equity to Debt Ratio Most Recent Quarter | 0.10 |
| Total Stockholder Equity Past Year | 608,700,000 |
| Total Stockholder Equity Prior Year | 492,906,000 |
| Total Stockholder Equity Most Recent Quarter | 688,435,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 790,141,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 52.26 |
| Free Cash Flow Past Year | 632,939,000 |
| Free Cash Flow Prior Year | 467,616,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 3.19 |
| MACD Signal | 3.74 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 2.15 |
| RSI | 62.78 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 5/25/2026 5:50:15 PM EST |