Stock Scorecard
Stock Summary for Atlanticus Holdings Corp (ATLC) - $55.78 as of 5/8/2025 6:01:03 PM EST
Total Score
14 out of 30
Safety Score
52 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for ATLC
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ATLC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ATLC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ATLC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ATLC (52 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 4 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ATLC
Financial Details for ATLC
Company Overview |
|
|---|---|
| Ticker | ATLC |
| Company Name | Atlanticus Holdings Corp |
| Country | USA |
| Description | Atlanticus Holdings Corporation provides credit and related financial products and services to clients in the United States. The company is headquartered in Atlanta, Georgia. |
| Sector Name | FINANCE |
| Industry Name | PERSONAL CREDIT INSTITUTIONS |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 55.78 |
| Price 4 Years Ago | 71.32 |
| Last Day Price Updated | 5/8/2025 6:01:03 PM EST |
| Last Day Volume | 44,733 |
| Average Daily Volume | 52,267 |
| 52-Week High | 64.70 |
| 52-Week Low | 23.09 |
| Last Price to 52 Week Low | 141.58% |
Valuation Measures |
|
| Trailing PE | 11.60 |
| Industry PE | 14.55 |
| Sector PE | 18.79 |
| 5-Year Average PE | 6.78 |
| Free Cash Flow Ratio | 2.25 |
| Industry Free Cash Flow Ratio | 19.89 |
| Sector Free Cash Flow Ratio | 25.54 |
| Current Ratio Most Recent Quarter | 2.02 |
| Total Cash Per Share | 24.84 |
| Book Value Per Share Most Recent Quarter | 33.07 |
| Price to Book Ratio | 1.70 |
| Industry Price to Book Ratio | 1.58 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 2.10 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 4 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 15,113,100 |
| Market Capitalization | 843,008,718 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 12/29/2009 |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.5000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 31.90% |
| Annual Earnings Growth | 8.22% |
| Reported EPS 12 Trailing Months | 4.77 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 4.77 |
| Net Income Twelve Trailing Months | 105,004,000 |
| Net Income Past Year | 111,296,000 |
| Net Income Prior Year | 102,845,000 |
| Quarterly Revenue Growth YOY | 28.30% |
| 5-Year Revenue Growth | -3.08% |
| Operating Margin Twelve Trailing Months | 33.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 375,416,000 |
| Total Cash Past Year | 499,636,000 |
| Total Cash Prior Year | 383,653,000 |
| Net Cash Position Most Recent Quarter | -2,105,584,000 |
| Net Cash Position Past Year | -1,981,364,000 |
| Long Term Debt Past Year | 2,481,000,000 |
| Long Term Debt Prior Year | 2,006,138,000 |
| Total Debt Most Recent Quarter | 2,481,000,000 |
| Equity to Debt Ratio Past Year | 0.17 |
| Equity to Debt Ratio Most Recent Quarter | 0.17 |
| Total Stockholder Equity Past Year | 492,906,000 |
| Total Stockholder Equity Prior Year | 434,675,000 |
| Total Stockholder Equity Most Recent Quarter | 492,906,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 467,547,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 30.94 |
| Free Cash Flow Past Year | 467,616,000 |
| Free Cash Flow Prior Year | 455,325,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.12 |
| MACD Signal | 1.06 |
| 20-Day Bollinger Lower Band | 45.96 |
| 20-Day Bollinger Middle Band | 54.15 |
| 20-Day Bollinger Upper Band | 62.35 |
| Beta | 1.86 |
| RSI | 55.97 |
| 50-Day SMA | 35.67 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 40.41 |
System |
|
| Modified | 5/8/2025 6:01:51 PM EST |