Stock Scorecard

Stock Summary for Atlanticus Holdings Corp (ATLC) - $30.39 as of 9/28/2023 3:22:55 PM EST

Total Score

11 out of 29

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for ATLC

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for ATLC

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for ATLC

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for ATLC

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for ATLC

Atlanticus ( NASDAQ:ATLC ) Lowered to Hold at StockNews.com 9/28/2023 8:39:00 AM
Can Value Investors Consider Atlanticus ( ATLC ) Stock Now? 9/26/2023 2:42:00 PM
Top 4 Financial Stocks That May Explode This Quarter - Blue Foundry ( NASDAQ:BLFY ) , Atlanticus Holdings ( NASDAQ:ATLC ) 9/20/2023 1:30:00 PM
Atlanticus ( NASDAQ:ATLC ) Rating Lowered to Hold at StockNews.com 9/16/2023 5:48:00 AM
Atlanticus Holdings President & CEO Acquires 500,000 Shares After Exercising Company Stock Options - Atlanticus Holdings ( NASDAQ:ATLC ) 9/8/2023 3:00:00 PM
Implied Volatility Surging for Atlanticus ( ATLC ) Stock Options 9/7/2023 12:40:00 PM
Synchrony Financial ( SYF ) Up 10% in 3 Months: Growth Ahead? 8/18/2023 3:42:00 PM
Bears are Losing Control Over Atlanticus Holdings Corporation ( ATLC ) , Here's Why It's a 'Buy' Now 8/18/2023 1:55:00 PM
Atlanticus Holdings Corporation ( ATLC ) Loses -19.23% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner 8/18/2023 1:35:00 PM
Atlanticus Holdings Corporation ( ATLC ) Loses -20.01% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner 8/17/2023 1:35:00 PM

Financial Details for ATLC

Company Overview
Ticker ATLC
Company Name Atlanticus Holdings Corp
Country USA
Description Atlanticus Holdings Corporation provides credit and related financial products and services to clients in the United States. The company is headquartered in Atlanta, Georgia.
Sector Name FINANCE
Industry Name PERSONAL CREDIT INSTITUTIONS
Most Recent Quarter 6/30/2023
Next Earnings Date 11/6/2023

Stock Price History
Last Day Price 30.39
Last Day Price Updated 9/28/2023 3:22:55 PM EST
Last Day Volume 0
Average Daily Volume 13,748
52-Week High 43.70
52-Week Low 21.65
Last Price to 52 Week Low 40.37 %

Valuation Measures
Trailing PE 6.78
Industry PE 12.56
Sector PE 22.54
5-Year Average PE 8.95
Free Cash Flow Ratio 1.27
Industry Free Cash Flow Ratio 156.78
Sector Free Cash Flow Ratio 11.21
Current Ratio Most Recent Quarter 0.20
Total Cash Per Share 23.95
Book Value Per Share Most Recent Quarter 25.18
Price to Book Ratio 1.30
Industry Price to Book Ratio 1.59
Sector Price to Book Ratio 2.01
Price to Sales Ratio Twelve Trailing Months 0.91
Industry Price to Sales Ratio Twelve Trailing Months 1.81
Sector Price to Sales Ratio Twelve Trailing Months 2.82

Share Statistics
Total Shares Outstanding 14,431,100
Market Capitalization 438,561,129
Institutional Ownership N/A

Dividends
Ex-Dividend Date 12/29/2009
Last Dividend Amount 0.50
Current Dividend Amount 0.00
Dividend Aristocrat? False
Trailing Annual Dividend Rate 0.00
Trailing Annual Dividend Yield 0.00 %
5-Year Dividend Payments Count 0
Dividend Payout Ratio N/A

Income Statement
Quarterly Earnings Growth YOY -29.70 %
Annual Earnings Growth -23.78 %
Reported EPS 12 Trailing Months 4.48
Reported EPS Past Year 2.10
Reported EPS Prior Year 5.81
Net Income Twelve Trailing Months 107,863,000
Net Income Past Year 135,597,000
Net Income Prior Year 177,902,000
Quarterly Revenue Growth YOY -15.10 %
5-Year Revenue Growth 81.75 %

Balance Sheet
Total Cash Most Recent Quarter 345,616,000
Total Cash Past Year 384,984,000
Total Cash Prior Year 409,660,000
Net Cash Position Most Recent Quarter -2,973,330,000
Net Cash Position Past Year -2,908,022,000
Long Term Debt Past Year 3,293,006,000
Long Term Debt Prior Year 2,547,664,000
Total Debt Most Recent Quarter 3,318,946,000
Equity to Debt Ratio Past Year 0.09
Equity to Debt Ratio Most Recent Quarter 0.10
Total Stockholder Equity Past Year 326,411,000
Total Stockholder Equity Prior Year 287,999,000
Total Stockholder Equity Most Recent Quarter 363,349,000

Options
Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating None

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD -1.52
MACD Signal -1.63
20-Day Bollinger Lower Band 28.70
20-Day Bollinger Middle Band 36.33
20-Day Bollinger Upper Band 43.95
Beta 1.71
RSI 41.12
50-Day SMA 31.46
200-Day SMA 32.06

System
Modified 9/28/2023 6:22:11 PM EST