Stock Scorecard
Stock Summary for Ameriserv Financial Inc (ASRV) - $2.58 as of 4/26/2024 6:24:41 PM EST
Total Score
9 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for ASRV
Positive earnings growth | |
P/E ratio less than Industry P/E Ratio | |
P/E ratio less than Sector P/E Ratio | |
P/E ratio that is half the growth rate (or less) | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Positive net income past year and 12 trailing months | |
Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ASRV
Revenue growing by at least 20% average per year over the last 5 years | |
Market Capitalization under 2 billion | |
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ASRV
Declared an ex-dividend date | |
Forward annual dividend rate greater than 2 | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Current ratio most recent quarter greater than 2 |
Bonus Criteria for ASRV
P/E ratio less than five-year Average P/E ratio | |
Last Price to 52 Week Low Ratio Less Than 1 | |
Total Cash Per Share > Last Day Price | |
P/S Ratio < 1 | |
P/B Ratio < 1 |
Latest News for for ASRV
Financial Details for ASRV
Company Overview |
|
---|---|
Ticker | ASRV |
Company Name | Ameriserv Financial Inc |
Country | USA |
Description | AmeriServ Financial, Inc. is the banking holding company for AmeriServ Financial Bank offering a variety of consumer, mortgage and commercial financial products. The company is headquartered in Johnstown, Pennsylvania. |
Sector Name | FINANCE |
Industry Name | NATIONAL COMMERCIAL BANKS |
Most Recent Quarter | 3/31/2024 |
Next Earnings Date | N/A |
Stock Price History |
|
Last Day Price | 2.58 |
Last Day Price Updated | 4/26/2024 6:24:41 PM EST |
Last Day Volume | 34,217 |
Average Daily Volume | 13,404 |
52-Week High | 3.37 |
52-Week Low | 2.25 |
Last Price to 52 Week Low | 14.67% |
Valuation Measures |
|
Trailing PE | N/A |
Industry PE | 13.39 |
Sector PE | 18.49 |
5-Year Average PE | 7.05 |
Free Cash Flow Ratio | 3.15 |
Industry Free Cash Flow Ratio | 7.83 |
Sector Free Cash Flow Ratio | 8.80 |
Current Ratio Most Recent Quarter | 0.35 |
Total Cash Per Share | 0.82 |
Book Value Per Share Most Recent Quarter | 6.06 |
Price to Book Ratio | 0.40 |
Industry Price to Book Ratio | 0.86 |
Sector Price to Book Ratio | 1.71 |
Price to Sales Ratio Twelve Trailing Months | 0.91 |
Industry Price to Sales Ratio Twelve Trailing Months | 2.30 |
Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
Total Shares Outstanding | 17,147,300 |
Market Capitalization | 44,240,034 |
Institutional Ownership | N/A |
Dividends |
|
Ex-Dividend Date | 5/3/2024 |
Last Dividend Amount | 0.03 |
Current Dividend Amount | 0.03 |
Dividend Aristocrat? | False |
Trailing Annual Dividend Rate | 0.15 |
Trailing Annual Dividend Yield | 5.81% |
Forward Annual Dividend Rate | 0.16 |
Forward Annual Dividend Yield | 6.16% |
5-Year Dividend Payments Count | 21 |
3-Year Average Dividend Yield | 3.07% |
5-Year Average Dividend Yield | 2.94% |
1-Year Dividend Growth Rate Percentage | 4.35% |
3-Year Dividend Growth Rate Percentage | 9.54% |
5-Year Dividend Growth Rate Percentage | 6.01% |
All-Time Dividend Growth Rate Percentage | 3.72% |
Dividend Payout Ratio | -75.00% |
Income Statement |
|
Quarterly Earnings Growth YOY | 24.40% |
Annual Earnings Growth | -144.92% |
Reported EPS 12 Trailing Months | -0.20 |
Reported EPS Past Year | 0.11 |
Reported EPS Prior Year | -0.20 |
Net Income Twelve Trailing Months | -3,346,000 |
Net Income Past Year | -3,346,000 |
Net Income Prior Year | 7,448,000 |
Quarterly Revenue Growth YOY | 2.90% |
5-Year Revenue Growth | -2.22% |
Balance Sheet |
|
Total Cash Most Recent Quarter | 14,027,000 |
Total Cash Past Year | 14,027,000 |
Total Cash Prior Year | 22,962,000 |
Net Cash Position Most Recent Quarter | -57,220,000 |
Net Cash Position Past Year | -57,220,000 |
Long Term Debt Past Year | 71,247,000 |
Long Term Debt Prior Year | 46,409,000 |
Total Debt Most Recent Quarter | 71,247,000 |
Equity to Debt Ratio Past Year | 0.59 |
Equity to Debt Ratio Most Recent Quarter | 0.59 |
Total Stockholder Equity Past Year | 102,277,000 |
Total Stockholder Equity Prior Year | 106,178,000 |
Total Stockholder Equity Most Recent Quarter | 102,277,000 |
Options |
|
Put/Call Ratio | 0.00 |
Has Options | False |
Liquidity Rating | |
Technical Analysis |
|
Yahoo Finance Chart | Yahoo Finance Chart |
MACD | 0.03 |
MACD Signal | -0.02 |
20-Day Bollinger Lower Band | 2.35 |
20-Day Bollinger Middle Band | 2.85 |
20-Day Bollinger Upper Band | 3.34 |
Beta | 0.69 |
RSI | 60.58 |
50-Day SMA | 2.78 |
200-Day SMA | 3.28 |
System |
|
Modified | 4/26/2024 6:25:29 PM EST |