Stock Scorecard
Stock Summary for Amerisafe Inc (AMSF) - $47.19 as of 5/9/2025 5:20:11 PM EST
Total Score
12 out of 30
Safety Score
58 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for AMSF
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for AMSF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for AMSF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for AMSF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for AMSF (58 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 10 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for AMSF
Financial Details for AMSF
Company Overview |
|
|---|---|
| Ticker | AMSF |
| Company Name | Amerisafe Inc |
| Country | USA |
| Description | AMERISAFE, Inc., an insurance holding company, writes workers' compensation insurance in the United States. The company is headquartered in DeRidder, Louisiana. |
| Sector Name | FINANCE |
| Industry Name | FIRE, MARINE & CASUALTY INSURANCE |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 47.19 |
| Price 4 Years Ago | 40.52 |
| Last Day Price Updated | 5/9/2025 5:20:11 PM EST |
| Last Day Volume | 57,279 |
| Average Daily Volume | 113,030 |
| 52-Week High | 59.40 |
| 52-Week Low | 40.86 |
| Last Price to 52 Week Low | 15.49% |
Valuation Measures |
|
| Trailing PE | 18.81 |
| Industry PE | 18.81 |
| Sector PE | 18.76 |
| 5-Year Average PE | 30.20 |
| Free Cash Flow Ratio | 20.08 |
| Industry Free Cash Flow Ratio | 45.78 |
| Sector Free Cash Flow Ratio | 25.77 |
| Current Ratio Most Recent Quarter | 43.99 |
| Total Cash Per Share | 2.35 |
| Book Value Per Share Most Recent Quarter | 13.70 |
| Price to Book Ratio | 3.41 |
| Industry Price to Book Ratio | 2.00 |
| Sector Price to Book Ratio | 2.07 |
| Price to Sales Ratio Twelve Trailing Months | 2.94 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.62 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 19,050,300 |
| Market Capitalization | 898,983,657 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 6/13/2025 |
| Previous Dividend Amount | 0.3900 |
| Current Dividend Amount | 0.3900 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 4.13 |
| Trailing Annual Dividend Yield | 8.75% |
| Forward Annual Dividend Rate | 1.56 |
| Forward Annual Dividend Yield | 3.31% |
| 5-Year Dividend Payments Count | 26 |
| 3-Year Average Dividend Yield | 2.89% |
| 5-Year Average Dividend Yield | 2.95% |
| 1-Year Dividend Growth Rate Percentage | 5.41% |
| 3-Year Dividend Growth Rate Percentage | 2.67% |
| 5-Year Dividend Growth Rate Percentage | 7.69% |
| All-Time Dividend Growth Rate Percentage | 14.94% |
| Dividend Payout Ratio | 166.53% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -46.60% |
| Annual Earnings Growth | -10.74% |
| Reported EPS 12 Trailing Months | 2.48 |
| Reported EPS Past Year | 0.60 |
| Reported EPS Prior Year | 2.52 |
| Net Income Twelve Trailing Months | 47,460,000 |
| Net Income Past Year | 55,436,000 |
| Net Income Prior Year | 62,108,000 |
| Quarterly Revenue Growth YOY | -9.80% |
| 5-Year Revenue Growth | -3.56% |
| Operating Margin Twelve Trailing Months | 15.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 44,753,000 |
| Total Cash Past Year | 44,045,000 |
| Total Cash Prior Year | 38,682,000 |
| Net Cash Position Most Recent Quarter | 44,753,000 |
| Net Cash Position Past Year | -4,766,000 |
| Long Term Debt Past Year | 48,811,000 |
| Long Term Debt Prior Year | 48,811,000 |
| Total Debt Most Recent Quarter | 0 |
| Equity to Debt Ratio Past Year | 0.84 |
| Equity to Debt Ratio Most Recent Quarter | 1.00 |
| Total Stockholder Equity Past Year | 257,341,000 |
| Total Stockholder Equity Prior Year | 292,451,000 |
| Total Stockholder Equity Most Recent Quarter | 260,813,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 14,796,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.78 |
| Free Cash Flow Past Year | 23,350,000 |
| Free Cash Flow Prior Year | 29,289,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.89 |
| MACD Signal | -0.72 |
| 20-Day Bollinger Lower Band | 46.92 |
| 20-Day Bollinger Middle Band | 49.80 |
| 20-Day Bollinger Upper Band | 52.67 |
| Beta | 0.34 |
| RSI | 41.66 |
| 50-Day SMA | 44.46 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 43.09 |
System |
|
| Modified | 5/9/2025 5:20:59 PM EST |