Stock Scorecard
Stock Summary for Ally Financial Inc (ALLY) - $42.35 as of 5/24/2026 8:07:48 PM EST
Total Score
16 out of 30
Safety Score
77 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for ALLY
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ALLY
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ALLY
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ALLY
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ALLY (77 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ALLY
Financial Details for ALLY
Company Overview |
|
|---|---|
| Ticker | ALLY |
| Company Name | Ally Financial Inc |
| Country | USA |
| Description | Ally Financial Inc., a banking holding company, offers a variety of digital financial products and services to consumers, business and corporate clients primarily in the United States and Canada. The company is headquartered in Detroit, Michigan. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 7/16/2026 |
Stock Price History |
|
| Last Day Price | 42.35 |
| Price 4 Years Ago | 21.67 |
| Last Day Price Updated | 5/24/2026 8:07:48 PM EST |
| Last Day Volume | 2,566,571 |
| Average Daily Volume | 3,323,983 |
| 52-Week High | 46.70 |
| 52-Week Low | 32.83 |
| Last Price to 52 Week Low | 29.00% |
Valuation Measures |
|
| Trailing PE | 10.34 |
| Industry PE | 14.89 |
| Sector PE | 17.97 |
| 5-Year Average PE | 15.74 |
| Free Cash Flow Ratio | 1.36 |
| Industry Free Cash Flow Ratio | 22.09 |
| Sector Free Cash Flow Ratio | 40.68 |
| Current Ratio Most Recent Quarter | 0.20 |
| Total Cash Per Share | 31.05 |
| Book Value Per Share Most Recent Quarter | 43.22 |
| Price to Book Ratio | 0.98 |
| Industry Price to Book Ratio | 2.63 |
| Sector Price to Book Ratio | 2.07 |
| Price to Sales Ratio Twelve Trailing Months | 1.70 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.87 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.88 |
| Analyst Buy Ratings | 10 |
| Analyst Strong Buy Ratings | 4 |
Share Statistics |
|
| Total Shares Outstanding | 306,523,000 |
| Market Capitalization | 12,981,249,050 |
| Institutional Ownership | 87.49% |
Dividends |
|
| Ex-Dividend Date | 5/1/2026 |
| Previous Dividend Amount | 0.3000 |
| Current Dividend Amount | 0.3000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.20 |
| Trailing Annual Dividend Yield | 2.81% |
| Forward Annual Dividend Rate | 1.20 |
| Forward Annual Dividend Yield | 2.81% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 14.72% |
| Dividend Payout Ratio | 29.13% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 265.40% |
| Annual Earnings Growth | 27.54% |
| Reported EPS 12 Trailing Months | 4.12 |
| Reported EPS Past Year | 1.11 |
| Reported EPS Prior Year | 2.41 |
| Net Income Twelve Trailing Months | 1,396,000,000 |
| Net Income Past Year | 852,000,000 |
| Net Income Prior Year | 668,000,000 |
| Quarterly Revenue Growth YOY | 19.70% |
| 5-Year Revenue Growth | 9.74% |
| Operating Margin Twelve Trailing Months | 21.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 9,518,000,000 |
| Total Cash Past Year | 10,030,000,000 |
| Total Cash Prior Year | 10,292,000,000 |
| Net Cash Position Most Recent Quarter | -7,831,000,000 |
| Net Cash Position Past Year | -7,040,000,000 |
| Long Term Debt Past Year | 17,070,000,000 |
| Long Term Debt Prior Year | 17,495,000,000 |
| Total Debt Most Recent Quarter | 17,349,000,000 |
| Equity to Debt Ratio Past Year | 0.48 |
| Equity to Debt Ratio Most Recent Quarter | 0.47 |
| Total Stockholder Equity Past Year | 15,498,000,000 |
| Total Stockholder Equity Prior Year | 13,903,000,000 |
| Total Stockholder Equity Most Recent Quarter | 15,609,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 11,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.04 |
| Free Cash Flow Past Year | -647,000,000 |
| Free Cash Flow Prior Year | 1,068,000,000 |
Options |
|
| Put/Call Ratio | 0.18 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.55 |
| MACD Signal | 1.28 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 1.11 |
| RSI | 59.05 |
| 50-Day SMA | 39.88 |
| 150-Day SMA | 35.16 |
| 200-Day SMA | 32.81 |
System |
|
| Modified | 5/22/2026 4:59:11 PM EST |