Stock Scorecard
Stock Summary for Ally Financial Inc (ALLY) - $34.10 as of 5/12/2025 7:46:50 PM EST
Total Score
9 out of 30
Safety Score
62 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for ALLY
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ALLY
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ALLY
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ALLY
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ALLY (62 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 2 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ALLY
Financial Details for ALLY
Company Overview |
|
|---|---|
| Ticker | ALLY |
| Company Name | Ally Financial Inc |
| Country | USA |
| Description | Ally Financial Inc., a banking holding company, offers a variety of digital financial products and services to consumers, business and corporate clients primarily in the United States and Canada. The company is headquartered in Detroit, Michigan. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/15/2025 |
Stock Price History |
|
| Last Day Price | 34.10 |
| Price 4 Years Ago | 42.03 |
| Last Day Price Updated | 5/12/2025 7:46:50 PM EST |
| Last Day Volume | 4,654,753 |
| Average Daily Volume | 4,713,170 |
| 52-Week High | 44.03 |
| 52-Week Low | 29.25 |
| Last Price to 52 Week Low | 16.58% |
Valuation Measures |
|
| Trailing PE | 57.68 |
| Industry PE | 16.08 |
| Sector PE | 18.76 |
| 5-Year Average PE | 18.60 |
| Free Cash Flow Ratio | 1.01 |
| Industry Free Cash Flow Ratio | 6.60 |
| Sector Free Cash Flow Ratio | 25.77 |
| Current Ratio Most Recent Quarter | 1.63 |
| Total Cash Per Share | 33.89 |
| Book Value Per Share Most Recent Quarter | 38.77 |
| Price to Book Ratio | 0.84 |
| Industry Price to Book Ratio | 1.04 |
| Sector Price to Book Ratio | 2.07 |
| Price to Sales Ratio Twelve Trailing Months | 1.60 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.03 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 6 |
| Analyst Strong Buy Ratings | 6 |
Share Statistics |
|
| Total Shares Outstanding | 307,175,000 |
| Market Capitalization | 10,474,667,500 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/1/2025 |
| Previous Dividend Amount | 0.3000 |
| Current Dividend Amount | 0.3000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.20 |
| Trailing Annual Dividend Yield | 3.52% |
| Forward Annual Dividend Rate | 1.20 |
| Forward Annual Dividend Yield | 3.52% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.39% |
| 5-Year Average Dividend Yield | 3.62% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 8.06% |
| All-Time Dividend Growth Rate Percentage | 16.99% |
| Dividend Payout Ratio | 200.00% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 61.70% |
| Annual Earnings Growth | -34.51% |
| Reported EPS 12 Trailing Months | 0.60 |
| Reported EPS Past Year | 0.58 |
| Reported EPS Prior Year | 3.15 |
| Net Income Twelve Trailing Months | 286,000,000 |
| Net Income Past Year | 668,000,000 |
| Net Income Prior Year | 1,020,000,000 |
| Quarterly Revenue Growth YOY | -5.50% |
| 5-Year Revenue Growth | 6.88% |
| Operating Margin Twelve Trailing Months | 1.32% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 10,409,000,000 |
| Total Cash Past Year | 10,292,000,000 |
| Total Cash Prior Year | 6,945,000,000 |
| Net Cash Position Most Recent Quarter | -6,056,000,000 |
| Net Cash Position Past Year | -7,203,000,000 |
| Long Term Debt Past Year | 17,495,000,000 |
| Long Term Debt Prior Year | 17,570,000,000 |
| Total Debt Most Recent Quarter | 16,465,000,000 |
| Equity to Debt Ratio Past Year | 0.44 |
| Equity to Debt Ratio Most Recent Quarter | 0.46 |
| Total Stockholder Equity Past Year | 13,903,000,000 |
| Total Stockholder Equity Prior Year | 13,766,000,000 |
| Total Stockholder Equity Most Recent Quarter | 14,232,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 345,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.12 |
| Free Cash Flow Past Year | 1,068,000,000 |
| Free Cash Flow Prior Year | 1,904,000,000 |
Options |
|
| Put/Call Ratio | 0.56 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.17 |
| MACD Signal | -0.30 |
| 20-Day Bollinger Lower Band | 30.62 |
| 20-Day Bollinger Middle Band | 35.24 |
| 20-Day Bollinger Upper Band | 39.86 |
| Beta | 1.13 |
| RSI | 65.87 |
| 50-Day SMA | 36.58 |
| 150-Day SMA | 31.16 |
| 200-Day SMA | 33.76 |
System |
|
| Modified | 5/12/2025 5:06:12 PM EST |