Stock Scorecard



Stock Summary for Ally Financial Inc (ALLY) - $41.21 as of 7/4/2025 12:30:12 AM EST

Total Score

9 out of 30

Safety Score

53 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for ALLY

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for ALLY

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for ALLY

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for ALLY

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for ALLY (53 out of 100)

Stock Price Rating (Max of 10) 8
Historical Stock Price Rating (Max of 10) 8
Stock Price Trend (Max of 10) 0
Book Value (Max of 10) 8
Book Value to Price (Max of 10) 2
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 5
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 0
Trading Volume (Max of 10) 9
Price to Earnings (Max of 10) 2
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for ALLY

Will Ally Financial ( ALLY ) Beat Estimates Again in Its Next Earnings Report? 7/3/2025 4:10:00 PM
Why Investors Need to Take Advantage of These 2 Finance Stocks Now 7/2/2025 12:50:00 PM
Capital One Hits 52-Week High: Should You Buy the Stock Now? 7/1/2025 1:41:00 PM
These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar 7/1/2025 12:50:00 PM
This Weight Loss Partnership Was a Short One 6/27/2025 12:33:00 AM
P/E Ratio Insights for Ally Financial - Ally Financial ( NYSE:ALLY ) 6/23/2025 9:00:00 PM
How to Boost Your Portfolio with Top Finance Stocks Set to Beat Earnings 6/16/2025 12:50:00 PM
1 Warren Buffett Stock That Could Go Parabolic in 2025 and Beyond 6/7/2025 1:15:00 PM
COF Stock Tanks 5.9% Post Discover Merger: A Good Buying Opportunity? 5/27/2025 4:09:00 PM
How Is The Market Feeling About Ally Financial? - Ally Financial ( NYSE:ALLY ) 5/23/2025 7:00:00 PM

Financial Details for ALLY

Company Overview

Ticker ALLY
Company Name Ally Financial Inc
Country USA
Description Ally Financial Inc., a banking holding company, offers a variety of digital financial products and services to consumers, business and corporate clients primarily in the United States and Canada. The company is headquartered in Detroit, Michigan.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 3/31/2025
Next Earnings Date 7/18/2025

Stock Price History

Last Day Price 41.21
Price 4 Years Ago 42.03
Last Day Price Updated 7/4/2025 12:30:12 AM EST
Last Day Volume 1,977,599
Average Daily Volume 4,183,097
52-Week High 44.03
52-Week Low 29.25
Last Price to 52 Week Low 40.89%

Valuation Measures

Trailing PE 68.17
Industry PE 19.31
Sector PE 21.48
5-Year Average PE -3.36
Free Cash Flow Ratio 1.22
Industry Free Cash Flow Ratio 3.83
Sector Free Cash Flow Ratio 11.94
Current Ratio Most Recent Quarter 0.20
Total Cash Per Share 33.89
Book Value Per Share Most Recent Quarter 38.77
Price to Book Ratio 1.06
Industry Price to Book Ratio 1.11
Sector Price to Book Ratio 2.13
Price to Sales Ratio Twelve Trailing Months 1.89
Industry Price to Sales Ratio Twelve Trailing Months 3.23
Sector Price to Sales Ratio Twelve Trailing Months 3.31
Analyst Buy Ratings 7
Analyst Strong Buy Ratings 6

Share Statistics

Total Shares Outstanding 307,175,000
Market Capitalization 12,658,681,750
Institutional Ownership 85.68%

Dividends

Ex-Dividend Date 5/1/2025
Previous Dividend Amount 0.3000
Current Dividend Amount 0.3000
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 1.20
Trailing Annual Dividend Yield 2.93%
Forward Annual Dividend Rate 1.20
Forward Annual Dividend Yield 2.93%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 3.39%
5-Year Average Dividend Yield 3.62%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 8.06%
All-Time Dividend Growth Rate Percentage 16.99%
Dividend Payout Ratio 200.00%

Income Statement

Quarterly Earnings Growth YOY 61.70%
Annual Earnings Growth -30.20%
Reported EPS 12 Trailing Months 0.60
Reported EPS Past Year -0.82
Reported EPS Prior Year 3.15
Net Income Twelve Trailing Months 286,000,000
Net Income Past Year 668,000,000
Net Income Prior Year 957,000,000
Quarterly Revenue Growth YOY -5.50%
5-Year Revenue Growth 7.21%
Operating Margin Twelve Trailing Months 1.32%

Balance Sheet

Total Cash Most Recent Quarter 10,409,000,000
Total Cash Past Year 10,292,000,000
Total Cash Prior Year 6,945,000,000
Net Cash Position Most Recent Quarter -6,056,000,000
Net Cash Position Past Year -7,203,000,000
Long Term Debt Past Year 17,495,000,000
Long Term Debt Prior Year 17,570,000,000
Total Debt Most Recent Quarter 16,465,000,000
Equity to Debt Ratio Past Year 0.44
Equity to Debt Ratio Most Recent Quarter 0.46
Total Stockholder Equity Past Year 13,903,000,000
Total Stockholder Equity Prior Year 13,703,000,000
Total Stockholder Equity Most Recent Quarter 14,232,000,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 632,000,000
Free Cash Flow Per Share Twelve Trailing Months 2.06
Free Cash Flow Past Year 1,068,000,000
Free Cash Flow Prior Year 1,798,000,000

Options

Put/Call Ratio 0.32
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 1.28
MACD Signal 0.96
20-Day Bollinger Lower Band 30.27
20-Day Bollinger Middle Band 35.22
20-Day Bollinger Upper Band 40.17
Beta 1.12
RSI 76.49
50-Day SMA 36.22
150-Day SMA 31.43
200-Day SMA 33.43

System

Modified 7/3/2025 6:03:55 PM EST