Stock Scorecard
Stock Summary for Ally Financial Inc (ALLY) - $35.59 as of 11/20/2024 7:43:21 PM EST
Total Score
11 out of 30
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for ALLY
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ALLY
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ALLY
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ALLY
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ALLY (79 out of 90)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 3 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for ALLY
Financial Details for ALLY
Company Overview |
|
|---|---|
| Ticker | ALLY |
| Company Name | Ally Financial Inc |
| Country | USA |
| Description | Ally Financial Inc., a banking holding company, offers a variety of digital financial products and services to consumers, business and corporate clients primarily in the United States and Canada. The company is headquartered in Detroit, Michigan. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/17/2025 |
Stock Price History |
|
| Last Day Price | 35.59 |
| Price 4 Years Ago | 31.42 |
| Last Day Price Updated | 11/20/2024 7:43:21 PM EST |
| Last Day Volume | 2,601,262 |
| Average Daily Volume | 3,633,348 |
| 52-Week High | 44.77 |
| 52-Week Low | 25.69 |
| Last Price to 52 Week Low | 38.54% |
Valuation Measures |
|
| Trailing PE | 14.23 |
| Industry PE | 19.52 |
| Sector PE | 21.40 |
| 5-Year Average PE | 9.02 |
| Free Cash Flow Ratio | 1.26 |
| Industry Free Cash Flow Ratio | 5.68 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 1.62 |
| Total Cash Per Share | 28.28 |
| Book Value Per Share Most Recent Quarter | 40.70 |
| Price to Book Ratio | 0.87 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 1.60 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.44 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | 5 |
| Analyst Strong Buy Ratings | 6 |
Share Statistics |
|
| Total Shares Outstanding | 304,715,000 |
| Market Capitalization | 10,844,806,850 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/1/2024 |
| Last Dividend Amount | 0.30 |
| Current Dividend Amount | 0.30 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.20 |
| Trailing Annual Dividend Yield | 3.37% |
| Forward Annual Dividend Rate | 1.38 |
| Forward Annual Dividend Yield | 3.89% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.40% |
| 5-Year Average Dividend Yield | 2.91% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 16.77% |
| 5-Year Dividend Growth Rate Percentage | 15.26% |
| All-Time Dividend Growth Rate Percentage | 33.35% |
| Dividend Payout Ratio | 48.00% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 20.50% |
| Annual Earnings Growth | -40.49% |
| Reported EPS 12 Trailing Months | 2.50 |
| Reported EPS Past Year | 2.37 |
| Reported EPS Prior Year | 3.06 |
| Net Income Twelve Trailing Months | 884,000,000 |
| Net Income Past Year | 1,020,000,000 |
| Net Income Prior Year | 1,714,000,000 |
| Quarterly Revenue Growth YOY | -0.80% |
| 5-Year Revenue Growth | 7.19% |
| Operating Margin Twelve Trailing Months | 0.14 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 8,616,000,000 |
| Total Cash Past Year | 6,945,000,000 |
| Total Cash Prior Year | 5,571,000,000 |
| Net Cash Position Most Recent Quarter | -8,191,000,000 |
| Net Cash Position Past Year | -10,625,000,000 |
| Long Term Debt Past Year | 17,570,000,000 |
| Long Term Debt Prior Year | 17,762,000,000 |
| Total Debt Most Recent Quarter | 16,807,000,000 |
| Equity to Debt Ratio Past Year | 0.44 |
| Equity to Debt Ratio Most Recent Quarter | 0.47 |
| Total Stockholder Equity Past Year | 13,766,000,000 |
| Total Stockholder Equity Prior Year | 12,859,000,000 |
| Total Stockholder Equity Most Recent Quarter | 14,725,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 88,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.29 |
| Free Cash Flow Past Year | 1,904,000,000 |
| Free Cash Flow Prior Year | 2,715,000,000 |
Options |
|
| Put/Call Ratio | 0.64 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.46 |
| MACD Signal | 0.36 |
| 20-Day Bollinger Lower Band | 30.88 |
| 20-Day Bollinger Middle Band | 37.94 |
| 20-Day Bollinger Upper Band | 44.99 |
| Beta | 1.39 |
| RSI | 52.33 |
| 50-Day SMA | 37.13 |
| 150-Day SMA | 32.21 |
| 200-Day SMA | 35.14 |
System |
|
| Modified | 11/20/2024 5:10:12 PM EST |