Stock Scorecard
Stock Summary for Arthur J. Gallagher & Company (AJG) - $299.18 as of 9/8/2025 3:14:36 PM EST
Total Score
13 out of 30
Safety Score
62 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for AJG
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for AJG
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for AJG
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for AJG
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for AJG (62 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 2 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Financial Details for AJG
Company Overview |
|
|---|---|
| Ticker | AJG |
| Company Name | Arthur J. Gallagher & Company |
| Country | USA |
| Description | Arthur J. Gallagher & Co. (AJG) is an American global insurance brokerage and risk management services firm headquartered in Rolling Meadows, Illinois. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE BROKERS |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/23/2025 |
Stock Price History |
|
| Last Day Price | 299.18 |
| Price 4 Years Ago | 163.87 |
| Last Day Price Updated | 9/8/2025 3:14:36 PM EST |
| Last Day Volume | 1,217,177 |
| Average Daily Volume | 1,669,104 |
| 52-Week High | 349.78 |
| 52-Week Low | 272.05 |
| Last Price to 52 Week Low | 9.97% |
Valuation Measures |
|
| Trailing PE | 45.91 |
| Industry PE | 84.34 |
| Sector PE | 24.82 |
| 5-Year Average PE | 32.09 |
| Free Cash Flow Ratio | 5.36 |
| Industry Free Cash Flow Ratio | 24.57 |
| Sector Free Cash Flow Ratio | 43.47 |
| Current Ratio Most Recent Quarter | 1.36 |
| Total Cash Per Share | 55.78 |
| Book Value Per Share Most Recent Quarter | 89.79 |
| Price to Book Ratio | 3.38 |
| Industry Price to Book Ratio | 11.01 |
| Sector Price to Book Ratio | 2.31 |
| Price to Sales Ratio Twelve Trailing Months | 6.74 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.97 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.32 |
| Analyst Buy Ratings | 8 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 256,363,000 |
| Market Capitalization | 76,698,682,340 |
| Institutional Ownership | 91.18% |
Dividends |
|
| Ex-Dividend Date | 9/5/2025 |
| Previous Dividend Amount | 0.6500 |
| Current Dividend Amount | 0.6500 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 2.55 |
| Trailing Annual Dividend Yield | 0.85% |
| Forward Annual Dividend Rate | 2.60 |
| Forward Annual Dividend Yield | 0.87% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.85% |
| 5-Year Average Dividend Yield | 1.03% |
| 1-Year Dividend Growth Rate Percentage | 8.33% |
| 3-Year Dividend Growth Rate Percentage | 4.08% |
| 5-Year Dividend Growth Rate Percentage | 7.87% |
| All-Time Dividend Growth Rate Percentage | 11.43% |
| Dividend Payout Ratio | 38.99% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 10.20% |
| Annual Earnings Growth | 50.87% |
| Reported EPS 12 Trailing Months | 6.54 |
| Reported EPS Past Year | 6.00 |
| Reported EPS Prior Year | 10.14 |
| Net Income Twelve Trailing Months | 1,641,100,000 |
| Net Income Past Year | 1,462,700,000 |
| Net Income Prior Year | 969,500,000 |
| Quarterly Revenue Growth YOY | 11.70% |
| 5-Year Revenue Growth | 10.17% |
| Operating Margin Twelve Trailing Months | 17.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 14,299,500,000 |
| Total Cash Past Year | 14,987,300,000 |
| Total Cash Prior Year | 971,500,000 |
| Net Cash Position Most Recent Quarter | 2,201,600,000 |
| Net Cash Position Past Year | 2,255,400,000 |
| Long Term Debt Past Year | 12,731,900,000 |
| Long Term Debt Prior Year | 7,006,000,000 |
| Total Debt Most Recent Quarter | 12,097,900,000 |
| Equity to Debt Ratio Past Year | 0.61 |
| Equity to Debt Ratio Most Recent Quarter | 0.66 |
| Total Stockholder Equity Past Year | 20,179,600,000 |
| Total Stockholder Equity Prior Year | 10,775,300,000 |
| Total Stockholder Equity Most Recent Quarter | 23,023,100,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 1,971,800,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 7.69 |
| Free Cash Flow Past Year | 2,441,000,000 |
| Free Cash Flow Prior Year | 1,838,100,000 |
Options |
|
| Put/Call Ratio | 1.83 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.45 |
| MACD Signal | -1.05 |
| 20-Day Bollinger Lower Band | 282.33 |
| 20-Day Bollinger Middle Band | 316.45 |
| 20-Day Bollinger Upper Band | 350.57 |
| Beta | 0.72 |
| RSI | 56.32 |
| 50-Day SMA | 307.65 |
| 150-Day SMA | 251.95 |
| 200-Day SMA | 229.59 |
System |
|
| Modified | 9/5/2025 5:01:04 PM EST |