Stock Scorecard
Stock Summary for Assurant Inc (AIZ) - $197.06 as of 5/8/2025 7:24:54 PM EST
Total Score
17 out of 30
Safety Score
69 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for AIZ
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for AIZ
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for AIZ
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for AIZ
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for AIZ (69 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 2 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for AIZ
Financial Details for AIZ
Company Overview |
|
|---|---|
| Ticker | AIZ |
| Company Name | Assurant Inc |
| Country | USA |
| Description | Assurant, Inc. is a global provider of risk management products and services with headquarters in New York City. |
| Sector Name | FINANCE |
| Industry Name | INSURANCE CARRIERS, NEC |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 8/4/2025 |
Stock Price History |
|
| Last Day Price | 197.06 |
| Price 4 Years Ago | 147.17 |
| Last Day Price Updated | 5/8/2025 7:24:54 PM EST |
| Last Day Volume | 751,289 |
| Average Daily Volume | 477,301 |
| 52-Week High | 228.87 |
| 52-Week Low | 158.37 |
| Last Price to 52 Week Low | 24.43% |
Valuation Measures |
|
| Trailing PE | 13.59 |
| Industry PE | 18.71 |
| Sector PE | 18.79 |
| 5-Year Average PE | 22.23 |
| Free Cash Flow Ratio | 5.54 |
| Industry Free Cash Flow Ratio | 6.54 |
| Sector Free Cash Flow Ratio | 25.54 |
| Current Ratio Most Recent Quarter | 2.61 |
| Total Cash Per Share | 35.54 |
| Book Value Per Share Most Recent Quarter | 100.46 |
| Price to Book Ratio | 1.96 |
| Industry Price to Book Ratio | 24.82 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 0.84 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.23 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 50,868,000 |
| Market Capitalization | 10,024,048,080 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/3/2025 |
| Previous Dividend Amount | 0.8000 |
| Current Dividend Amount | 0.8000 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 3.04 |
| Trailing Annual Dividend Yield | 1.54% |
| Forward Annual Dividend Rate | 3.20 |
| Forward Annual Dividend Yield | 1.62% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.39% |
| 5-Year Average Dividend Yield | 1.80% |
| 1-Year Dividend Growth Rate Percentage | 8.11% |
| 3-Year Dividend Growth Rate Percentage | 3.98% |
| 5-Year Dividend Growth Rate Percentage | 4.73% |
| All-Time Dividend Growth Rate Percentage | 12.61% |
| Dividend Payout Ratio | 21.02% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 13.40% |
| Annual Earnings Growth | 18.32% |
| Reported EPS 12 Trailing Months | 14.46 |
| Reported EPS Past Year | 3.39 |
| Reported EPS Prior Year | 16.65 |
| Net Income Twelve Trailing Months | 760,200,000 |
| Net Income Past Year | 760,200,000 |
| Net Income Prior Year | 642,500,000 |
| Quarterly Revenue Growth YOY | 4.10% |
| 5-Year Revenue Growth | 3.35% |
| Operating Margin Twelve Trailing Months | 9.08% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,807,700,000 |
| Total Cash Past Year | 1,807,700,000 |
| Total Cash Prior Year | 1,627,400,000 |
| Net Cash Position Most Recent Quarter | -275,400,000 |
| Net Cash Position Past Year | -275,400,000 |
| Long Term Debt Past Year | 2,083,100,000 |
| Long Term Debt Prior Year | 2,080,400,000 |
| Total Debt Most Recent Quarter | 2,083,100,000 |
| Equity to Debt Ratio Past Year | 0.71 |
| Equity to Debt Ratio Most Recent Quarter | 0.71 |
| Total Stockholder Equity Past Year | 5,106,700,000 |
| Total Stockholder Equity Prior Year | 4,809,500,000 |
| Total Stockholder Equity Most Recent Quarter | 5,106,700,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 1,052,300,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 20.69 |
| Free Cash Flow Past Year | 1,111,400,000 |
| Free Cash Flow Prior Year | 935,600,000 |
Options |
|
| Put/Call Ratio | 4.50 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.60 |
| MACD Signal | -2.17 |
| 20-Day Bollinger Lower Band | 185.13 |
| 20-Day Bollinger Middle Band | 203.10 |
| 20-Day Bollinger Upper Band | 221.07 |
| Beta | 0.58 |
| RSI | 52.32 |
| 50-Day SMA | 194.33 |
| 150-Day SMA | 160.31 |
| 200-Day SMA | 159.40 |
System |
|
| Modified | 5/8/2025 4:57:27 PM EST |