Stock Scorecard
Stock Summary for Assurant Inc (AIZ) - $193.47 as of 7/4/2025 12:30:11 AM EST
Total Score
16 out of 30
Safety Score
66 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for AIZ
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for AIZ
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for AIZ
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for AIZ
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for AIZ (66 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 2 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for AIZ
Financial Details for AIZ
Company Overview |
|
|---|---|
| Ticker | AIZ |
| Company Name | Assurant Inc |
| Country | USA |
| Description | Assurant, Inc. is a global provider of risk management products and services with headquarters in New York City. |
| Sector Name | FINANCE |
| Industry Name | INSURANCE CARRIERS, NEC |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 8/5/2025 |
Stock Price History |
|
| Last Day Price | 193.47 |
| Price 4 Years Ago | 146.58 |
| Last Day Price Updated | 7/4/2025 12:30:11 AM EST |
| Last Day Volume | 264,316 |
| Average Daily Volume | 650,794 |
| 52-Week High | 227.97 |
| 52-Week Low | 157.75 |
| Last Price to 52 Week Low | 22.64% |
Valuation Measures |
|
| Trailing PE | 14.95 |
| Industry PE | 20.43 |
| Sector PE | 21.48 |
| 5-Year Average PE | 21.64 |
| Free Cash Flow Ratio | 5.88 |
| Industry Free Cash Flow Ratio | 7.92 |
| Sector Free Cash Flow Ratio | 11.94 |
| Current Ratio Most Recent Quarter | 4.41 |
| Total Cash Per Share | 32.93 |
| Book Value Per Share Most Recent Quarter | 103.00 |
| Price to Book Ratio | 1.92 |
| Industry Price to Book Ratio | 26.68 |
| Sector Price to Book Ratio | 2.13 |
| Price to Sales Ratio Twelve Trailing Months | 0.81 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.17 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.31 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 50,702,000 |
| Market Capitalization | 9,809,315,940 |
| Institutional Ownership | 98.91% |
Dividends |
|
| Ex-Dividend Date | 6/9/2025 |
| Previous Dividend Amount | 0.8000 |
| Current Dividend Amount | 0.8000 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 3.12 |
| Trailing Annual Dividend Yield | 1.63% |
| Forward Annual Dividend Rate | 3.20 |
| Forward Annual Dividend Yield | 1.67% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.40% |
| 5-Year Average Dividend Yield | 1.80% |
| 1-Year Dividend Growth Rate Percentage | 8.11% |
| 3-Year Dividend Growth Rate Percentage | 3.98% |
| 5-Year Dividend Growth Rate Percentage | 4.73% |
| All-Time Dividend Growth Rate Percentage | 12.61% |
| Dividend Payout Ratio | 24.34% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -36.70% |
| Annual Earnings Growth | 18.32% |
| Reported EPS 12 Trailing Months | 12.83 |
| Reported EPS Past Year | 3.39 |
| Reported EPS Prior Year | 16.65 |
| Net Income Twelve Trailing Months | 670,400,000 |
| Net Income Past Year | 760,200,000 |
| Net Income Prior Year | 642,500,000 |
| Quarterly Revenue Growth YOY | 6.70% |
| 5-Year Revenue Growth | 3.35% |
| Operating Margin Twelve Trailing Months | 6.85% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,669,600,000 |
| Total Cash Past Year | 1,807,700,000 |
| Total Cash Prior Year | 1,627,400,000 |
| Net Cash Position Most Recent Quarter | -239,700,000 |
| Net Cash Position Past Year | -275,400,000 |
| Long Term Debt Past Year | 2,083,100,000 |
| Long Term Debt Prior Year | 2,080,400,000 |
| Total Debt Most Recent Quarter | 1,909,300,000 |
| Equity to Debt Ratio Past Year | 0.71 |
| Equity to Debt Ratio Most Recent Quarter | 0.73 |
| Total Stockholder Equity Past Year | 5,106,700,000 |
| Total Stockholder Equity Prior Year | 4,809,500,000 |
| Total Stockholder Equity Most Recent Quarter | 5,234,200,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 1,359,600,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 26.82 |
| Free Cash Flow Past Year | 1,111,400,000 |
| Free Cash Flow Prior Year | 935,600,000 |
Options |
|
| Put/Call Ratio | 0.50 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.65 |
| MACD Signal | -0.23 |
| 20-Day Bollinger Lower Band | 185.00 |
| 20-Day Bollinger Middle Band | 198.15 |
| 20-Day Bollinger Upper Band | 211.31 |
| Beta | 0.60 |
| RSI | 41.52 |
| 50-Day SMA | 198.91 |
| 150-Day SMA | 161.72 |
| 200-Day SMA | 160.73 |
System |
|
| Modified | 7/3/2025 5:39:46 PM EST |