Stock Scorecard
Stock Summary for Affinity Bancshares Inc (AFBI) - $16.70 as of 4/26/2024 5:06:52 PM EST
Total Score
12 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for AFBI
Positive earnings growth | |
P/E ratio less than Industry P/E Ratio | |
P/E ratio less than Sector P/E Ratio | |
P/E ratio that is half the growth rate (or less) | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Positive net income past year and 12 trailing months | |
Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for AFBI
Revenue growing by at least 20% average per year over the last 5 years | |
Market Capitalization under 2 billion | |
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for AFBI
Declared an ex-dividend date | |
Forward annual dividend rate greater than 2 | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Current ratio most recent quarter greater than 2 |
Bonus Criteria for AFBI
P/E ratio less than five-year Average P/E ratio | |
Last Price to 52 Week Low Ratio Less Than 1 | |
Total Cash Per Share > Last Day Price | |
P/S Ratio < 1 | |
P/B Ratio < 1 |
Latest News for for AFBI
Financial Details for AFBI
Company Overview |
|
---|---|
Ticker | AFBI |
Company Name | Affinity Bancshares Inc |
Country | USA |
Description | Affinity Bancshares, Inc. is the holding company of Affinity Bank offering various banking products and services. The company is headquartered in Covington, Georgia. |
Sector Name | FINANCE |
Industry Name | SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED |
Most Recent Quarter | 12/31/2023 |
Next Earnings Date | 5/22/2024 |
Stock Price History |
|
Last Day Price | 16.70 |
Last Day Price Updated | 4/26/2024 5:06:52 PM EST |
Last Day Volume | 6,054 |
Average Daily Volume | 5,199 |
52-Week High | 17.15 |
52-Week Low | 11.29 |
Last Price to 52 Week Low | 47.92% |
Valuation Measures |
|
Trailing PE | 17.22 |
Industry PE | 29.01 |
Sector PE | 18.60 |
5-Year Average PE | 11.52 |
Free Cash Flow Ratio | 2.14 |
Industry Free Cash Flow Ratio | 2.69 |
Sector Free Cash Flow Ratio | 8.83 |
Current Ratio Most Recent Quarter | 0.34 |
Total Cash Per Share | 7.80 |
Book Value Per Share Most Recent Quarter | 18.94 |
Price to Book Ratio | 0.88 |
Industry Price to Book Ratio | 0.85 |
Sector Price to Book Ratio | 1.71 |
Price to Sales Ratio Twelve Trailing Months | 3.61 |
Industry Price to Sales Ratio Twelve Trailing Months | 3.14 |
Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
Total Shares Outstanding | 6,416,600 |
Market Capitalization | 107,157,220 |
Institutional Ownership | N/A |
Dividends |
|
Ex-Dividend Date | N/A |
Last Dividend Amount | 0.00 |
Current Dividend Amount | 0.00 |
Dividend Aristocrat? | False |
Trailing Annual Dividend Rate | 0.00 |
Trailing Annual Dividend Yield | 0.00% |
Forward Annual Dividend Rate | 0.00 |
Forward Annual Dividend Yield | 0.00% |
5-Year Dividend Payments Count | 0 |
3-Year Average Dividend Yield | 0.00% |
5-Year Average Dividend Yield | 0.00% |
1-Year Dividend Growth Rate Percentage | 0.00% |
3-Year Dividend Growth Rate Percentage | 0.00% |
5-Year Dividend Growth Rate Percentage | 0.00% |
All-Time Dividend Growth Rate Percentage | 0.00% |
Dividend Payout Ratio | N/A |
Income Statement |
|
Quarterly Earnings Growth YOY | -10.10% |
Annual Earnings Growth | -9.62% |
Reported EPS 12 Trailing Months | 0.98 |
Reported EPS Past Year | 0.00 |
Reported EPS Prior Year | 0.99 |
Net Income Twelve Trailing Months | 6,448,000 |
Net Income Past Year | 6,448,000 |
Net Income Prior Year | 7,134,000 |
Quarterly Revenue Growth YOY | -6.30% |
5-Year Revenue Growth | 5.50% |
Balance Sheet |
|
Total Cash Most Recent Quarter | 50,025,000 |
Total Cash Past Year | 50,025,000 |
Total Cash Prior Year | 26,324,000 |
Net Cash Position Most Recent Quarter | 37,525,000 |
Net Cash Position Past Year | 37,525,000 |
Long Term Debt Past Year | 12,500,000 |
Long Term Debt Prior Year | 12,500,000 |
Total Debt Most Recent Quarter | 12,500,000 |
Equity to Debt Ratio Past Year | 0.91 |
Equity to Debt Ratio Most Recent Quarter | 0.91 |
Total Stockholder Equity Past Year | 121,516,000 |
Total Stockholder Equity Prior Year | 117,103,000 |
Total Stockholder Equity Most Recent Quarter | 121,516,000 |
Options |
|
Put/Call Ratio | 0.00 |
Has Options | False |
Liquidity Rating | None |
Technical Analysis |
|
Yahoo Finance Chart | Yahoo Finance Chart |
MACD | 0.06 |
MACD Signal | 0.02 |
20-Day Bollinger Lower Band | 15.67 |
20-Day Bollinger Middle Band | 16.41 |
20-Day Bollinger Upper Band | 17.15 |
Beta | 0.45 |
RSI | 56.07 |
50-Day SMA | 14.72 |
200-Day SMA | 0.00 |
System |
|
Modified | 4/26/2024 5:07:39 PM EST |