Stock Scorecard
Stock Summary for Ameris Bancorp (ABCB) - $79.68 as of 1/29/2026 8:40:45 AM EST
Total Score
16 out of 30
Safety Score
64 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for ABCB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ABCB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ABCB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ABCB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ABCB (64 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ABCB
Financial Details for ABCB
Company Overview |
|
|---|---|
| Ticker | ABCB |
| Company Name | Ameris Bancorp |
| Country | USA |
| Description | Ameris Bancorp (ABCB) is a leading bank holding company based in Atlanta, Georgia, with a robust footprint in the Southeastern U.S., particularly in Georgia, Alabama, Florida, and South Carolina. The company offers a diverse array of financial services, including traditional banking, mortgage solutions, and wealth management, designed to cater to the needs of retail and commercial clients alike. Emphasizing a customer-focused strategy and innovation, Ameris Bancorp is strategically positioned for growth within the regional banking landscape, aiming to deliver long-term value to its shareholders while navigating an evolving financial environment. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/29/2026 |
Stock Price History |
|
| Last Day Price | 79.68 |
| Price 4 Years Ago | 45.34 |
| Last Day Price Updated | 1/29/2026 8:40:45 AM EST |
| Last Day Volume | 429,731 |
| Average Daily Volume | 483,376 |
| 52-Week High | 83.64 |
| 52-Week Low | 47.86 |
| Last Price to 52 Week Low | 66.49% |
Valuation Measures |
|
| Trailing PE | 13.90 |
| Industry PE | 20.63 |
| Sector PE | 23.84 |
| 5-Year Average PE | 11.98 |
| Free Cash Flow Ratio | 5.22 |
| Industry Free Cash Flow Ratio | 9.84 |
| Sector Free Cash Flow Ratio | 29.93 |
| Current Ratio Most Recent Quarter | 0.14 |
| Total Cash Per Share | 15.27 |
| Book Value Per Share Most Recent Quarter | 58.79 |
| Price to Book Ratio | 1.37 |
| Industry Price to Book Ratio | 1.23 |
| Sector Price to Book Ratio | 1.84 |
| Price to Sales Ratio Twelve Trailing Months | 4.87 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.42 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.83 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 68,315,000 |
| Market Capitalization | 5,443,339,200 |
| Institutional Ownership | 96.32% |
Dividends |
|
| Ex-Dividend Date | 12/31/2025 |
| Previous Dividend Amount | 0.2000 |
| Current Dividend Amount | 0.2000 |
| Total Years Dividend Increasing | 2 |
| Trailing Annual Dividend Rate | 0.80 |
| Trailing Annual Dividend Yield | 1.00% |
| Forward Annual Dividend Rate | 0.80 |
| Forward Annual Dividend Yield | 1.00% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.10% |
| 5-Year Average Dividend Yield | 1.18% |
| 1-Year Dividend Growth Rate Percentage | 23.08% |
| 3-Year Dividend Growth Rate Percentage | 15.47% |
| 5-Year Dividend Growth Rate Percentage | 7.46% |
| All-Time Dividend Growth Rate Percentage | 6.19% |
| Dividend Payout Ratio | 13.86% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 6.90% |
| Annual Earnings Growth | 33.29% |
| Reported EPS 12 Trailing Months | 5.77 |
| Reported EPS Past Year | 4.40 |
| Reported EPS Prior Year | 5.03 |
| Net Income Twelve Trailing Months | 398,174,000 |
| Net Income Past Year | 358,685,000 |
| Net Income Prior Year | 269,105,000 |
| Quarterly Revenue Growth YOY | 5.00% |
| 5-Year Revenue Growth | 14.78% |
| Operating Margin Twelve Trailing Months | 48.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,043,164,000 |
| Total Cash Past Year | 1,220,377,000 |
| Total Cash Prior Year | 1,167,304,000 |
| Net Cash Position Most Recent Quarter | 572,266,000 |
| Net Cash Position Past Year | 796,280,000 |
| Long Term Debt Past Year | 424,097,000 |
| Long Term Debt Prior Year | 639,901,000 |
| Total Debt Most Recent Quarter | 470,898,000 |
| Equity to Debt Ratio Past Year | 0.90 |
| Equity to Debt Ratio Most Recent Quarter | 0.90 |
| Total Stockholder Equity Past Year | 3,751,522,000 |
| Total Stockholder Equity Prior Year | 3,426,747,000 |
| Total Stockholder Equity Most Recent Quarter | 4,016,701,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 394,555,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 5.78 |
| Free Cash Flow Past Year | 140,716,000 |
| Free Cash Flow Prior Year | 551,428,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.38 |
| MACD Signal | 1.06 |
| 20-Day Bollinger Lower Band | 69.44 |
| 20-Day Bollinger Middle Band | 75.36 |
| 20-Day Bollinger Upper Band | 81.28 |
| Beta | 0.99 |
| RSI | 56.97 |
| 50-Day SMA | 67.37 |
| 150-Day SMA | 54.36 |
| 200-Day SMA | 51.85 |
System |
|
| Modified | 1/28/2026 4:18:00 PM EST |