Stock Scorecard
Stock Summary for Ameris Bancorp (ABCB) - $62.84 as of 5/20/2025 10:07:50 PM EST
Total Score
15 out of 30
Safety Score
63 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for ABCB
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ABCB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ABCB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ABCB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ABCB (63 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ABCB
Financial Details for ABCB
Company Overview |
|
|---|---|
| Ticker | ABCB |
| Company Name | Ameris Bancorp |
| Country | USA |
| Description | Ameris Bancorp is the banking holding company for Ameris Bank providing a range of banking services to retail and business clients primarily in Georgia, Alabama, Florida and South Carolina. The company is headquartered in Atlanta, Georgia. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/23/2025 |
Stock Price History |
|
| Last Day Price | 62.84 |
| Price 4 Years Ago | 47.54 |
| Last Day Price Updated | 5/20/2025 10:07:50 PM EST |
| Last Day Volume | 223,021 |
| Average Daily Volume | 480,971 |
| 52-Week High | 74.06 |
| 52-Week Low | 45.33 |
| Last Price to 52 Week Low | 38.63% |
Valuation Measures |
|
| Trailing PE | 11.78 |
| Industry PE | 19.48 |
| Sector PE | 21.03 |
| 5-Year Average PE | 17.67 |
| Free Cash Flow Ratio | 17.08 |
| Industry Free Cash Flow Ratio | 6.52 |
| Sector Free Cash Flow Ratio | 13.54 |
| Current Ratio Most Recent Quarter | 0.18 |
| Total Cash Per Share | 3.68 |
| Book Value Per Share Most Recent Quarter | 55.71 |
| Price to Book Ratio | 1.14 |
| Industry Price to Book Ratio | 1.08 |
| Sector Price to Book Ratio | 2.10 |
| Price to Sales Ratio Twelve Trailing Months | 3.97 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.11 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.21 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 68,911,000 |
| Market Capitalization | 4,330,367,240 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/31/2025 |
| Previous Dividend Amount | 0.2000 |
| Current Dividend Amount | 0.2000 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 0.70 |
| Trailing Annual Dividend Yield | 1.10% |
| Forward Annual Dividend Rate | 0.80 |
| Forward Annual Dividend Yield | 1.26% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.04% |
| 5-Year Average Dividend Yield | 1.19% |
| 1-Year Dividend Growth Rate Percentage | 23.08% |
| 3-Year Dividend Growth Rate Percentage | 10.94% |
| 5-Year Dividend Growth Rate Percentage | 7.46% |
| All-Time Dividend Growth Rate Percentage | 5.51% |
| Dividend Payout Ratio | 12.96% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 17.60% |
| Annual Earnings Growth | 33.29% |
| Reported EPS 12 Trailing Months | 5.38 |
| Reported EPS Past Year | 1.28 |
| Reported EPS Prior Year | 5.03 |
| Net Income Twelve Trailing Months | 372,308,000 |
| Net Income Past Year | 358,685,000 |
| Net Income Prior Year | 269,105,000 |
| Quarterly Revenue Growth YOY | 7.20% |
| 5-Year Revenue Growth | 19.23% |
| Operating Margin Twelve Trailing Months | 44.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 253,289,000 |
| Total Cash Past Year | 1,220,377,000 |
| Total Cash Prior Year | 1,167,304,000 |
| Net Cash Position Most Recent Quarter | -156,262,000 |
| Net Cash Position Past Year | 796,280,000 |
| Long Term Debt Past Year | 424,097,000 |
| Long Term Debt Prior Year | 639,901,000 |
| Total Debt Most Recent Quarter | 409,551,000 |
| Equity to Debt Ratio Past Year | 0.98 |
| Equity to Debt Ratio Most Recent Quarter | 0.90 |
| Total Stockholder Equity Past Year | 26,036,681,000 |
| Total Stockholder Equity Prior Year | 3,426,747,000 |
| Total Stockholder Equity Most Recent Quarter | 3,823,802,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 239,738,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.48 |
| Free Cash Flow Past Year | 140,716,000 |
| Free Cash Flow Prior Year | 551,428,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 2.00 |
| MACD Signal | 1.57 |
| 20-Day Bollinger Lower Band | 50.56 |
| 20-Day Bollinger Middle Band | 60.21 |
| 20-Day Bollinger Upper Band | 69.87 |
| Beta | 0.92 |
| RSI | 66.96 |
| 50-Day SMA | 60.07 |
| 150-Day SMA | 48.75 |
| 200-Day SMA | 48.01 |
System |
|
| Modified | 5/20/2025 4:17:48 PM EST |