Stock Scorecard
Stock Summary for Unity Bancorp Inc (UNTY) - $27.62 as of 4/26/2024 9:56:51 PM EST
Total Score
12 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for UNTY
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for UNTY
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for UNTY
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for UNTY
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for UNTY
Financial Details for UNTY
Company Overview |
|
|---|---|
| Ticker | UNTY |
| Company Name | Unity Bancorp Inc |
| Country | USA |
| Description | Unity Bancorp, Inc. is the holding company of Unity Bank providing commercial and retail banking products and services to individuals, small and medium-sized businesses and professional communities. The company is headquartered in Clinton, New Jersey. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2024 |
| Next Earnings Date | 7/12/2024 |
Stock Price History |
|
| Last Day Price | 27.62 |
| Last Day Price Updated | 4/26/2024 9:56:51 PM EST |
| Last Day Volume | 4,703 |
| Average Daily Volume | 19,970 |
| 52-Week High | 30.56 |
| 52-Week Low | 19.63 |
| Last Price to 52 Week Low | 40.70% |
Valuation Measures |
|
| Trailing PE | 7.22 |
| Industry PE | 12.10 |
| Sector PE | 18.60 |
| 5-Year Average PE | 11.95 |
| Free Cash Flow Ratio | 1.42 |
| Industry Free Cash Flow Ratio | 3.64 |
| Sector Free Cash Flow Ratio | 8.83 |
| Current Ratio Most Recent Quarter | 0.12 |
| Total Cash Per Share | 19.39 |
| Book Value Per Share Most Recent Quarter | 26.56 |
| Price to Book Ratio | 1.01 |
| Industry Price to Book Ratio | 0.90 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 2.65 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
| Total Shares Outstanding | 10,044,000 |
| Market Capitalization | 277,415,280 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/14/2024 |
| Last Dividend Amount | 0.12 |
| Current Dividend Amount | 0.13 |
| Dividend Aristocrat? | False |
| Trailing Annual Dividend Rate | 0.49 |
| Trailing Annual Dividend Yield | 1.77% |
| Forward Annual Dividend Rate | 0.55 |
| Forward Annual Dividend Yield | 1.98% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.52% |
| 5-Year Average Dividend Yield | 1.55% |
| 1-Year Dividend Growth Rate Percentage | 11.63% |
| 3-Year Dividend Growth Rate Percentage | 15.47% |
| 5-Year Dividend Growth Rate Percentage | 11.55% |
| All-Time Dividend Growth Rate Percentage | 16.16% |
| Dividend Payout Ratio | 12.76% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -3.10% |
| Annual Earnings Growth | 3.25% |
| Reported EPS 12 Trailing Months | 3.84 |
| Reported EPS Past Year | 0.93 |
| Reported EPS Prior Year | 3.84 |
| Net Income Twelve Trailing Months | 39,707,000 |
| Net Income Past Year | 39,707,000 |
| Net Income Prior Year | 38,457,000 |
| Quarterly Revenue Growth YOY | -1.20% |
| 5-Year Revenue Growth | 10.48% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 194,776,000 |
| Total Cash Past Year | 194,776,000 |
| Total Cash Prior Year | 114,793,000 |
| Net Cash Position Most Recent Quarter | -171,972,000 |
| Net Cash Position Past Year | -171,972,000 |
| Long Term Debt Past Year | 366,748,000 |
| Long Term Debt Prior Year | 393,310,000 |
| Total Debt Most Recent Quarter | 366,748,000 |
| Equity to Debt Ratio Past Year | 0.42 |
| Equity to Debt Ratio Most Recent Quarter | 0.42 |
| Total Stockholder Equity Past Year | 261,430,000 |
| Total Stockholder Equity Prior Year | 239,227,000 |
| Total Stockholder Equity Most Recent Quarter | 261,430,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.13 |
| MACD Signal | -0.23 |
| 20-Day Bollinger Lower Band | 25.89 |
| 20-Day Bollinger Middle Band | 27.74 |
| 20-Day Bollinger Upper Band | 29.58 |
| Beta | 1.06 |
| RSI | 50.26 |
| 50-Day SMA | 25.54 |
| 200-Day SMA | 23.20 |
System |
|
| Modified | 4/25/2024 1:54:54 PM EST |