Stock Scorecard
Stock Summary for South Plains Financial Inc (SPFI) - $26.52 as of 4/26/2024 3:47:50 PM EST
Total Score
20 out of 29
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for SPFI
Positive earnings growth | |
P/E ratio less than Industry P/E Ratio | |
P/E ratio less than Sector P/E Ratio | |
P/E ratio that is half the growth rate (or less) | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Positive net income past year and 12 trailing months | |
Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for SPFI
Revenue growing by at least 20% average per year over the last 5 years | |
Market Capitalization under 2 billion | |
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for SPFI
Declared an ex-dividend date | |
Forward annual dividend rate greater than 2 | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Current ratio most recent quarter greater than 2 |
Bonus Criteria for SPFI
P/E ratio less than five-year Average P/E ratio | |
Last Price to 52 Week Low Ratio Less Than 1 | |
Total Cash Per Share > Last Day Price | |
P/S Ratio < 1 | |
P/B Ratio < 1 |
Latest News for for SPFI
Financial Details for SPFI
Company Overview |
|
---|---|
Ticker | SPFI |
Company Name | South Plains Financial Inc |
Country | USA |
Description | South Plains Financial, Inc. is a bank holding company for City Bank providing commercial and consumer financial services to small and medium-sized businesses and individuals. The company is headquartered in Lubbock, Texas. |
Sector Name | FINANCE |
Industry Name | STATE COMMERCIAL BANKS |
Most Recent Quarter | 3/31/2024 |
Next Earnings Date | 5/13/2024 |
Stock Price History |
|
Last Day Price | 26.52 |
Last Day Price Updated | 4/26/2024 3:47:50 PM EST |
Last Day Volume | 0 |
Average Daily Volume | 27,931 |
52-Week High | 29.92 |
52-Week Low | 18.38 |
Last Price to 52 Week Low | 44.29% |
Valuation Measures |
|
Trailing PE | 7.16 |
Industry PE | 12.44 |
Sector PE | 18.49 |
5-Year Average PE | 14.66 |
Free Cash Flow Ratio | 1.32 |
Industry Free Cash Flow Ratio | 3.69 |
Sector Free Cash Flow Ratio | 8.80 |
Current Ratio Most Recent Quarter | 0.18 |
Total Cash Per Share | 20.09 |
Book Value Per Share Most Recent Quarter | 24.90 |
Price to Book Ratio | 1.00 |
Industry Price to Book Ratio | 0.90 |
Sector Price to Book Ratio | 1.71 |
Price to Sales Ratio Twelve Trailing Months | 1.92 |
Industry Price to Sales Ratio Twelve Trailing Months | 2.43 |
Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
Total Shares Outstanding | 16,432,900 |
Market Capitalization | 435,800,508 |
Institutional Ownership | N/A |
Dividends |
|
Ex-Dividend Date | 4/26/2024 |
Last Dividend Amount | 0.13 |
Current Dividend Amount | 0.14 |
Dividend Aristocrat? | False |
Trailing Annual Dividend Rate | 0.66 |
Trailing Annual Dividend Yield | 2.55% |
Forward Annual Dividend Rate | 1.13 |
Forward Annual Dividend Yield | 4.37% |
5-Year Dividend Payments Count | 20 |
3-Year Average Dividend Yield | 1.52% |
5-Year Average Dividend Yield | 1.11% |
1-Year Dividend Growth Rate Percentage | 13.04% |
3-Year Dividend Growth Rate Percentage | 31.66% |
5-Year Dividend Growth Rate Percentage | 71.58% |
All-Time Dividend Growth Rate Percentage | 71.58% |
Dividend Payout Ratio | 18.23% |
Income Statement |
|
Quarterly Earnings Growth YOY | 25.00% |
Annual Earnings Growth | 7.74% |
Reported EPS 12 Trailing Months | 3.62 |
Reported EPS Past Year | 0.64 |
Reported EPS Prior Year | 3.63 |
Net Income Twelve Trailing Months | 62,745,000 |
Net Income Past Year | 62,745,000 |
Net Income Prior Year | 58,240,000 |
Quarterly Revenue Growth YOY | 4.40% |
5-Year Revenue Growth | 6.99% |
Balance Sheet |
|
Total Cash Most Recent Quarter | 330,158,000 |
Total Cash Past Year | 330,158,000 |
Total Cash Prior Year | 234,883,000 |
Net Cash Position Most Recent Quarter | 219,990,000 |
Net Cash Position Past Year | 219,990,000 |
Long Term Debt Past Year | 110,168,000 |
Long Term Debt Prior Year | 122,354,000 |
Total Debt Most Recent Quarter | 110,168,000 |
Equity to Debt Ratio Past Year | 0.79 |
Equity to Debt Ratio Most Recent Quarter | 0.79 |
Total Stockholder Equity Past Year | 407,114,000 |
Total Stockholder Equity Prior Year | 357,014,000 |
Total Stockholder Equity Most Recent Quarter | 407,114,000 |
Options |
|
Put/Call Ratio | 0.00 |
Has Options | Options Chain |
Liquidity Rating | None |
Technical Analysis |
|
Yahoo Finance Chart | Yahoo Finance Chart |
MACD | 0.04 |
MACD Signal | -0.12 |
20-Day Bollinger Lower Band | 24.29 |
20-Day Bollinger Middle Band | 26.91 |
20-Day Bollinger Upper Band | 29.53 |
Beta | 0.55 |
RSI | 56.66 |
50-Day SMA | 25.71 |
200-Day SMA | 23.27 |
System |
|
Modified | 4/27/2024 11:55:35 AM EST |