Stock Scorecard
Stock Summary for Tectonic Financial Inc (TECTP) - $10.38 as of 4/27/2024 12:46:09 PM EST
Total Score
18 out of 29
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for TECTP
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TECTP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TECTP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for TECTP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Financial Details for TECTP
Company Overview |
|
|---|---|
| Ticker | TECTP |
| Company Name | Tectonic Financial Inc |
| Country | USA |
| Description | Tectonic Financial, Inc., a financial holding company, provides banking and financial products and services to individuals, small businesses, and high-net-worth institutions in the United States. The company is headquartered in Dallas, Texas. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2024 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 10.38 |
| Last Day Price Updated | 4/27/2024 12:46:09 PM EST |
| Last Day Volume | 4,415 |
| Average Daily Volume | 1,648 |
| 52-Week High | 10.41 |
| 52-Week Low | 9.23 |
| Last Price to 52 Week Low | 12.46% |
Valuation Measures |
|
| Trailing PE | 4.82 |
| Industry PE | 12.44 |
| Sector PE | 18.49 |
| 5-Year Average PE | 5.95 |
| Free Cash Flow Ratio | 0.73 |
| Industry Free Cash Flow Ratio | 3.69 |
| Sector Free Cash Flow Ratio | 8.80 |
| Current Ratio Most Recent Quarter | 4.00 |
| Total Cash Per Share | 14.19 |
| Book Value Per Share Most Recent Quarter | 15.04 |
| Price to Book Ratio | 0.00 |
| Industry Price to Book Ratio | 0.90 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 0.64 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
| Total Shares Outstanding | 4,051,700 |
| Market Capitalization | 42,056,646 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/2/2024 |
| Last Dividend Amount | 0.23 |
| Current Dividend Amount | 0.23 |
| Dividend Aristocrat? | False |
| Trailing Annual Dividend Rate | 1.13 |
| Trailing Annual Dividend Yield | 10.99% |
| Forward Annual Dividend Rate | 1.34 |
| Forward Annual Dividend Yield | 13.05% |
| 5-Year Dividend Payments Count | 19 |
| 3-Year Average Dividend Yield | 7.99% |
| 5-Year Average Dividend Yield | 7.76% |
| 1-Year Dividend Growth Rate Percentage | 33.33% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 18.76% |
| All-Time Dividend Growth Rate Percentage | 18.76% |
| Dividend Payout Ratio | 52.33% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -7.20% |
| Annual Earnings Growth | -10.63% |
| Reported EPS 12 Trailing Months | 2.15 |
| Reported EPS Past Year | 1.15 |
| Reported EPS Prior Year | 1.70 |
| Net Income Twelve Trailing Months | 15,220,000 |
| Net Income Past Year | 15,220,000 |
| Net Income Prior Year | 17,030,000 |
| Quarterly Revenue Growth YOY | -2.40% |
| 5-Year Revenue Growth | 10.13% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 57,497,000 |
| Total Cash Past Year | 57,497,000 |
| Total Cash Prior Year | 41,211,000 |
| Net Cash Position Most Recent Quarter | 45,497,000 |
| Net Cash Position Past Year | 45,497,000 |
| Long Term Debt Past Year | 12,000,000 |
| Long Term Debt Prior Year | 12,000,000 |
| Total Debt Most Recent Quarter | 12,000,000 |
| Equity to Debt Ratio Past Year | 0.90 |
| Equity to Debt Ratio Most Recent Quarter | 0.90 |
| Total Stockholder Equity Past Year | 106,857,000 |
| Total Stockholder Equity Prior Year | 96,498,000 |
| Total Stockholder Equity Most Recent Quarter | 106,857,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.02 |
| MACD Signal | 0.04 |
| 20-Day Bollinger Lower Band | 9.76 |
| 20-Day Bollinger Middle Band | 10.08 |
| 20-Day Bollinger Upper Band | 10.40 |
| Beta | 1.15 |
| RSI | 53.36 |
| 50-Day SMA | 9.78 |
| 200-Day SMA | 8.52 |
System |
|
| Modified | 4/27/2024 12:46:55 PM EST |